YB
Financial ServicesYuanbao Inc. American Depositary Shares · Insurance - Diversified · $110M
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- ✓Detailed 6-pillar UQS breakdown with exact scores
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Pro Analysis
YB — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| Jul 1, 2026 | 70.0 | 94.7 | 35.0 | 67.3 | 72.7 | 100.0 | +10.2 |
| May 7, 2026 | 59.8 | 93.8 | 35.0 | 8.5 | 72.7 | 100.0 | -0.1 |
| May 3, 2026 | 59.9 | 93.8 | 35.0 | 9.1 | 72.7 | 100.0 | -0.1 |
| Apr 26, 2026 | 60.0 | 93.8 | 35.0 | 9.3 | 72.7 | 100.0 | -0.1 |
| Apr 22, 2026 | 60.1 | 93.8 | 35.0 | 9.7 | 72.7 | 100.0 | -0.4 |
| Apr 16, 2026 | 60.5 | 93.8 | 35.0 | 12.1 | 72.7 | 100.0 | -9.6 |
| Apr 11, 2026 | 70.1 | 93.8 | 35.0 | 60.0 | 72.7 | 100.0 | — |
YB — Pillar Breakdown
Quality
— 94.7/100 (25%)Yuanbao Inc. American Depositary Shares demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 67.3/100 (20%)Yuanbao Inc. American Depositary Shares demonstrates healthy growth trends across revenue and earnings.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 72.7/100 (15%)Yuanbao Inc. American Depositary Shares maintains a reasonable risk profile with manageable debt levels.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 100.0/100 (15%)Yuanbao Inc. American Depositary Shares appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
Moat
— 35/100 (25%)Yuanbao Inc. American Depositary Shares possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for YB.
Score Composition
Financial Data
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How is the YB UQS Score Calculated?
The UQS (Unified Quality Score) for Yuanbao Inc. American Depositary Shares is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Yuanbao Inc. American Depositary Shares's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Yuanbao Inc. American Depositary Shares is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.