WRB

Financial Services

W. R. Berkley Corporation · Insurance - Property & Casualty · $25B

UQS Score — Balanced Preset
53.5
Average

W. R. Berkley Corporation scores 53.5/100 using the Balanced preset.

70.6
Quality
35%
36.0
Moat
30%
18.9
Growth
20%
76.6
Risk
15%

WRB — Key Takeaways

✅ Strengths

W. R. Berkley Corporation shows strong profitability and capital efficiency
W. R. Berkley Corporation shows conservative financial structure with manageable risk
W. R. Berkley Corporation shows attractive valuation relative to fundamentals

⚠️ Areas of Concern

W. R. Berkley Corporation has limited growth momentum
W. R. Berkley Corporation has limited competitive moat

WRB — Score History

45505560Apr 2Apr 3Apr 4Apr 5Apr 6Apr 7Apr 8
DateUQSQualityMoatGrowthRiskValueChange
Apr 8, 202653.570.636.018.976.677.40.0
Apr 7, 202653.570.636.018.976.677.40.0
Apr 6, 202653.570.636.018.976.677.40.0
Apr 5, 202653.570.636.018.976.677.4-0.1
Apr 4, 202653.670.636.018.976.677.90.0
Apr 3, 202653.670.636.018.976.677.90.0
Apr 2, 202653.670.636.018.976.677.9

WRB — Pillar Breakdown

Quality

70.6/100 (25%)

W. R. Berkley Corporation shows solid profitability with healthy returns on capital and reasonable margins.

Return on EquityStrong

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityModerate

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

18.9/100 (20%)

W. R. Berkley Corporation faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthWeak

Analyst consensus for future earnings growth.

Risk

76.6/100 (15%)

W. R. Berkley Corporation carries minimal financial risk with conservative leverage and strong solvency.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageStrong

Earnings capacity relative to interest payments.

Valuation

77.4/100 (15%)

W. R. Berkley Corporation appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioModerate

P/E relative to earnings growth — lower is more attractive.

Moat

36/100 (30%)

W. R. Berkley Corporation possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for WRB.

Score Composition

Quality
70.6×25%17.6
Growth
18.9×20%3.8
Risk
76.6×15%11.5
Valuation
77.4×15%11.6
Moat
36.0×30%10.8
Total
53.5Average

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How is the WRB UQS Score Calculated?

The UQS (Unified Quality Score) for W. R. Berkley Corporation is calculated using a proprietary 5-pillar framework with 25 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses W. R. Berkley Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether W. R. Berkley Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.