WF

Financial Services

Woori Financial Group Inc. · Banks - Regional · $15B

UQS Score — Balanced Preset
43.7
Below Average

Woori Financial Group Inc. scores 43.7/100 using the Balanced preset.

UQS vs Financial Services Sector
WF
43.7
Sector avg
39.7
Quality
Good
Moat
Weak
Growth
Neutral
Risk
Weak
Valuation
Neutral

WF Price History

+226.7% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Woori Financial Group Inc.?

$
Today it would be worth
$34,878
That's a +249% total return, or +28.4% annualized.

Based on Woori Financial Group Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

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Pro Analysis

WF — Score History

20253035404550Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 13 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 22, 202643.777.327.043.40.059.7-0.1
May 21, 202643.877.327.043.40.060.0+6.0
May 17, 202637.852.327.043.40.461.3+9.9
May 8, 202627.950.027.043.40.00.0-4.4
May 2, 202632.341.027.027.20.465.4-0.3
Apr 26, 202632.641.027.028.80.465.40.0
Apr 24, 202632.641.027.028.50.465.4-0.1
Apr 21, 202632.741.027.028.90.465.4+0.1
Apr 19, 202632.641.027.028.80.465.40.0
Apr 18, 202632.641.027.028.80.465.3-5.2

WF — Pillar Breakdown

Quality

77.3/100 (25%)

Woori Financial Group Inc. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

Return on EquityModerate

Profitability relative to shareholders' equity.

Operating ProfitabilityStrong

Ability to convert revenue into operating profit.

Net ProfitabilityStrong

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

43.4/100 (20%)

Woori Financial Group Inc. shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookStrong

Analyst consensus for future revenue growth.

Forward EPS GrowthModerate

Analyst consensus for future earnings growth.

Risk

0.0/100 (15%)

Woori Financial Group Inc. presents elevated risk with concerns around leverage or financial stability.

Debt/EquityWeak

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

59.6/100 (15%)

Woori Financial Group Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

EV/EBITDA vs SectorWeak

Enterprise value multiple relative to sector median.

Moat

27/100 (25%)

Woori Financial Group Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for WF.

Score Composition

Quality
77.3×25%19.3
Growth
43.4×20%8.7
Risk
0.0×15%0.0
Valuation
59.6×15%8.9
Moat
27.0×25%6.8
Total
43.7Below Average

Financial Data

More Stock Analysis

How is the WF UQS Score Calculated?

The UQS (Unified Quality Score) for Woori Financial Group Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Woori Financial Group Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Woori Financial Group Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.