VYX

Technology

NCR Voyix Corporation · Information Technology Services · $910M

UQS Score — Balanced Preset
33.5
Below Average

NCR Voyix Corporation scores 33.5/100 using the Balanced preset.

UQS vs Technology Sector
VYX
33.5
Sector avg
38.0
Quality
Weak
Moat
Weak
Growth
Weak
Risk
Weak
Valuation
Attractive

What is NCR Voyix Corporation?

NCR Voyix Corporation delivers software, services, and hardware to banks, retailers, and restaurants across the United States and international markets. The company emerged from the broader NCR Corporation lineage and is headquartered in Atlanta, Georgia.

NCR Voyix generates revenue by providing point-of-sale platforms, ATM-as-a-Service solutions, digital banking software, and hospitality technology to financial institutions, retailers, and restaurant operators. Its managed services model means clients outsource day-to-day technology operations — from ATM channel management to self-checkout systems — to NCR Voyix. The company also processes payments and offers cloud-enabled back-office tools for quick-service and table-service restaurants.

NCR Voyix traces its corporate roots to 1996 and is based in Atlanta, US.

  • ATM-as-a-Service and branch banking technology
  • Retail point-of-sale platforms and self-checkout kiosks
  • Digital banking software for consumer and business customers
  • Cloud-based hospitality POS and restaurant management tools
  • Payment processing and transaction imaging services

Is VYX a Good Stock to Buy?

UQS Score rates VYX as Below Average overall, reflecting broad weakness across most of its fundamental pillars.

The one area where VYX stands out is Valuation, which is rated Attractive — suggesting the market may already be pricing in the company's challenges, leaving limited downside from a pure valuation standpoint.

Quality, Moat, Growth, and Risk are all rated Weak, indicating that NCR Voyix faces meaningful headwinds in profitability, competitive positioning, business expansion, and balance-sheet stability simultaneously.

Pro members can see the exact pillar breakdown and full financial metrics behind the VYX rating at UQS Score. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does VYX pay dividends?

No — NCR Voyix Corporation does not currently pay a dividend.

NCR Voyix does not currently pay a dividend. For a company navigating a complex business transformation and carrying meaningful financial risk, retaining available capital rather than distributing it to shareholders is a common strategic posture. Income-focused investors should factor this into their assessment of VYX.

When does VYX report earnings?

NCR Voyix reports earnings on a quarterly cadence, consistent with standard US-listed equity practice.

Given the Weak ratings across Quality and Growth pillars, recent reporting periods have reflected ongoing pressure on profitability and top-line momentum. The company's transition toward managed and cloud-based services adds complexity to near-term results.

For the most recent quarter's results and guidance, visit NCR Voyix's investor relations page directly.

VYX Price History

-76.2% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in NCR Voyix Corporation?

$
Today it would be worth
$2,852
That's a -71.5% total return, or -22.2% annualized.

Based on NCR Voyix Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

VYX Long-term Outlook

The UQS Growth pillar for VYX is rated Weak, pointing to limited near-term expansion in revenue or earnings. The Risk pillar is also Weak, which suggests the path to improvement carries meaningful execution uncertainty. The Attractive Valuation rating does indicate the stock is not priced for perfection — but a re-rating would likely require demonstrated progress on profitability and competitive positioning before the market responds.

Growth drivers

  • Continued migration of banking clients toward ATM-as-a-Service models
  • Expansion of cloud-based hospitality and retail software subscriptions
  • Cross-selling payment processing into existing managed-service relationships

Key risks

  • Weak balance sheet and financial risk profile could limit strategic flexibility
  • Competitive pressure from specialized fintech and POS software vendors
  • Execution risk during ongoing business model transformation

VYX vs Peers

NCR Voyix operates in a fragmented technology services landscape alongside a range of software and payments-focused peers.

NABLVYX scores lower
N-able, Inc.

N-able focuses on managed security and IT services for small and mid-sized businesses, a narrower niche than NCR Voyix's multi-vertical hardware and software approach.

CTLPVYX scores lower
Cantaloupe, Inc.

Cantaloupe specializes in self-service retail technology and cashless payments for unattended commerce, overlapping with NCR Voyix's kiosk and payment processing segments.

AIVYX scores higher
C3.ai, Inc.

C3.ai pursues enterprise AI software applications across industries, representing a newer technology approach compared to NCR Voyix's legacy-rooted managed services model.

Frequently Asked Questions

What does NCR Voyix do?

NCR Voyix provides managed technology services, software, and hardware to banks, retailers, and restaurants. Its offerings include ATM-as-a-Service, point-of-sale platforms, digital banking software, self-checkout kiosks, and cloud-based restaurant management tools across the United States and international markets.

Does VYX pay dividends?

No, NCR Voyix does not currently pay a dividend. The company is focused on managing its business transformation, and capital is not being returned to shareholders through dividend distributions at this time. Investors seeking income should consider this when evaluating VYX.

When does VYX report earnings?

NCR Voyix follows a standard quarterly earnings cadence for US-listed companies. For the exact schedule and most recent results, check the investor relations section of the NCR Voyix corporate website directly.

Is VYX a good stock to buy?

UQS Score rates VYX as Below Average, with Weak ratings across Quality, Moat, Growth, and Risk pillars. The Valuation pillar is Attractive, which may appeal to contrarian investors, but the broad fundamental weakness warrants careful consideration. The full pillar breakdown is available to Pro members.

Is VYX overvalued?

Based on the UQS Valuation pillar, VYX is rated Attractive — meaning the stock does not appear overvalued relative to its fundamentals. However, an attractive price alone does not offset the Weak ratings across the other four pillars. Value without quality improvement is a common value trap risk.

How does VYX compare to its competitors?

NCR Voyix competes in a fragmented space alongside peers like Cantaloupe in self-service payments, N-able in managed IT services, and C3.ai in enterprise software. Each competitor addresses a narrower or more specialized market, whereas NCR Voyix spans banking, retail, and hospitality with a broader but more complex portfolio.

What is VYX's market cap bracket?

NCR Voyix is classified as a small-cap company. This places it in a segment of the market that can carry higher volatility and liquidity risk compared to large-cap or mega-cap peers, which is relevant context alongside its Weak Risk pillar rating.

Who founded NCR Voyix Corporation?

NCR Voyix emerged from the broader NCR Corporation, a company with deep roots in enterprise technology. The specific founding context of the Voyix entity relates to a corporate separation. Detailed founding history is publicly available through NCR Voyix's official corporate communications.

Is VYX a long-term quality investment?

As a long-term quality indicator, the UQS Score for VYX is Below Average. Weak ratings across Quality, Moat, and Growth suggest the business has not yet demonstrated the durable competitive advantages or financial consistency typically associated with strong long-term holdings. Pro members can view the complete analysis.

What is the main competitive advantage of NCR Voyix?

NCR Voyix's primary competitive positioning comes from its deep integration into banking and retail operations through managed services contracts. Switching costs for clients running ATM channels or POS infrastructure through a single provider can be meaningful, though the UQS Moat pillar currently rates this advantage as Weak.

What sector does VYX belong to?

NCR Voyix is classified in the Technology sector. More specifically, it operates at the intersection of enterprise software, managed services, and payments infrastructure — serving financial institutions, retailers, and hospitality operators rather than consumer-facing technology markets.

Is VYX a growth stock or value stock?

Based on UQS pillar ratings, VYX does not fit neatly into either category. The Growth pillar is rated Weak, ruling out a traditional growth classification. The Valuation pillar is Attractive, giving it a value-like price profile — but without improving fundamentals, the value case remains speculative.

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Pro Analysis

VYX — Score History

25303540Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 5 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 23, 202633.511.021.039.118.0100.0-0.4
May 8, 202633.90.721.039.436.9100.0+1.4
Apr 18, 202632.59.721.039.413.599.2-0.1
Apr 16, 202632.69.721.039.413.5100.00.0
Apr 2, 202632.69.721.039.313.5100.0

VYX — Pillar Breakdown

Quality

11.0/100 (25%)

NCR Voyix Corporation currently shows below-average quality metrics, suggesting challenges with profitability.

Capital Efficiency (ROIC)Weak

How effectively capital is deployed to generate returns.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Gross Profit / AssetsWeak

Asset productivity — how much gross profit each dollar of assets generates.

Cash GenerationWeak

Free cash flow relative to market value.

Growth

39.1/100 (20%)

NCR Voyix Corporation shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthStrong

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

18.0/100 (15%)

NCR Voyix Corporation presents elevated risk with concerns around leverage or financial stability.

Financial LeverageWeak

Debt levels relative to earnings capacity.

Debt/EquityModerate

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

100.0/100 (15%)

NCR Voyix Corporation appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

Moat

21/100 (25%)

NCR Voyix Corporation operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for VYX.

Score Composition

Quality
11.0×25%2.8
Growth
39.1×20%7.8
Risk
18.0×15%2.7
Valuation
100.0×15%15.0
Moat
21.0×25%5.3
Total
33.5Below Average

Financial Data

More Stock Analysis

How is the VYX UQS Score Calculated?

The UQS (Unified Quality Score) for NCR Voyix Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses NCR Voyix Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether NCR Voyix Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.