VRSK

Technology

Verisk Analytics, Inc. · Software - Services · $22B

UQS Score — Balanced Preset
51.1
Good

Verisk Analytics, Inc. scores 51.1/100 using the Balanced preset.

UQS vs Technology Sector
VRSK
51.1
Sector avg
38.0
Quality
Good
Moat
Neutral
Growth
Weak
Risk
Weak
Valuation
Good

What is Verisk Analytics, Inc.?

Verisk Analytics is a large-cap data analytics and decision-support company serving insurers, energy firms, and financial institutions worldwide. Its proprietary data assets and analytical models help clients price risk, detect fraud, and allocate capital more effectively.

Verisk generates revenue by licensing data, analytics, and software solutions across three segments: Insurance, Energy and Specialized Markets, and Financial Services. The Insurance segment helps property and casualty carriers with underwriting, pricing, and fraud detection. The Energy segment delivers research and consulting for natural resources and commodities markets. Across all segments, Verisk monetizes deep proprietary datasets that clients rely on for regulatory compliance, risk modeling, and strategic planning.

Verisk was founded in 2009 and is headquartered in Jersey City, New Jersey.

  • Property and casualty insurance analytics and underwriting tools
  • Catastrophe and weather risk modeling solutions
  • Energy, chemicals, and natural resources market intelligence
  • Fraud detection and claims analytics platforms
  • Economic forecasting and financial services data

Is VRSK a Good Stock to Buy?

UQS Score rates VRSK as Good overall, reflecting a balanced profile with notable strengths and a meaningful area of concern.

Verisk's Quality pillar stands out as Strong, consistent with a business built on recurring data subscriptions and high client retention. The Valuation pillar also registers as Good, suggesting the stock is not excessively priced relative to its fundamentals when viewed through the UQS lens.

The Risk pillar is rated Weak, pointing to elevated financial or operational risk factors that investors should weigh carefully. Growth and Moat both register as Neutral, indicating neither a clear competitive-advantage gap nor a strong near-term expansion story.

See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does VRSK pay dividends?

Yes — Verisk Analytics, Inc. pays a dividend.

Verisk pays a regular dividend, which is relatively uncommon among data-analytics peers. The dividend reflects the company's ability to generate consistent cash flows from its subscription-oriented business model. Income-focused investors may find the payout meaningful, though the primary investment case centers on Verisk's data assets rather than yield alone.

When does VRSK report earnings?

Verisk Analytics reports earnings on a quarterly cadence, typical for US-listed equities.

Verisk's earnings releases tend to focus on subscription revenue trends, segment margin dynamics, and updates to its insurance and energy analytics businesses. Investors watch closely for commentary on pricing power and client retention across segments.

For the most recent quarter's results, visit Verisk Analytics' investor relations page directly.

VRSK Price History

+8.9% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Verisk Analytics, Inc.?

$
Today it would be worth
$10,203
That's a +2.0% total return, or +0.4% annualized.

Based on Verisk Analytics, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

VRSK Long-term Outlook

With Growth and Moat both rated Neutral, Verisk's near-term trajectory appears steady rather than accelerating. The company's subscription-driven model provides revenue visibility, but meaningful re-rating likely depends on demonstrating stronger organic growth or widening its competitive advantages. The Weak Risk rating introduces uncertainty that could weigh on the outlook if financial leverage or market conditions shift unfavorably.

Growth drivers

  • Expansion of AI and machine-learning models within the Insurance segment
  • Growing demand for catastrophe risk analytics amid rising climate volatility
  • Cross-selling data solutions across energy and financial services verticals

Key risks

  • Elevated financial risk as flagged by the Weak Risk pillar rating
  • Competitive pressure from larger data aggregators and specialized analytics firms
  • Slower-than-expected organic growth across core insurance and energy segments

VRSK vs Peers

Verisk operates in a data and analytics landscape alongside several large-cap and mid-cap peers, each with distinct market focuses.

EFXSimilar UQS
Equifax Inc.

Equifax concentrates on consumer and commercial credit data, whereas Verisk's core strength lies in insurance risk and energy market intelligence.

TRUSimilar UQS
TransUnion

TransUnion focuses primarily on consumer credit reporting and fraud solutions for financial services, a narrower scope than Verisk's multi-sector data platform.

BAHSimilar UQS
Booz Allen Hamilton Holding Corporation

Booz Allen Hamilton delivers management consulting and analytics largely to government clients, contrasting with Verisk's commercial insurance and energy data focus.

Frequently Asked Questions

What does Verisk Analytics do?

Verisk Analytics provides data analytics and decision-support solutions to insurers, energy companies, and financial institutions. Its proprietary datasets help clients price risk, detect fraud, comply with regulations, and make capital allocation decisions. The company operates across three segments: Insurance, Energy and Specialized Markets, and Financial Services.

Does VRSK pay dividends?

Yes, Verisk Analytics pays a regular dividend. The payout reflects the company's recurring cash generation from its subscription-based business model. Investors seeking income alongside data-analytics exposure may find this appealing, though the dividend yield is not the primary draw for most shareholders.

When does VRSK report earnings?

Verisk reports earnings on a quarterly cadence, in line with standard US-listed company practice. For the exact schedule and most recent results, check Verisk Analytics' official investor relations page, where press releases and webcasts are published.

Is VRSK a good stock to buy?

UQS Score rates VRSK as Good overall. The Quality pillar is Strong and Valuation is Good, but the Risk pillar is Weak and both Growth and Moat are Neutral. Whether it suits your portfolio depends on your risk tolerance and investment goals. The full pillar breakdown is available to UQS Pro members.

Is VRSK overvalued?

The UQS Valuation pillar for VRSK is rated Good, suggesting the stock is not significantly overpriced relative to its fundamentals within the UQS framework. That said, valuation is one of five pillars — the Risk and Growth ratings also matter for a complete picture. Pro members can view the detailed valuation metrics.

How does VRSK compare to its competitors?

Verisk competes with data and analytics firms including Equifax, TransUnion, and Booz Allen Hamilton. Verisk's differentiation lies in its deep insurance-specific datasets and energy market intelligence, areas where its competitors have less specialized focus. The UQS comparison across these peers is available on each ticker's page.

What is VRSK's market cap bracket?

Verisk Analytics is classified as a large-cap company. This places it among established, well-resourced businesses with broad institutional ownership and significant analyst coverage, though large-cap status alone does not indicate quality or growth potential.

Who founded Verisk Analytics?

Verisk Analytics was incorporated in 2009, though its roots trace back to the Insurance Services Office, a longstanding industry data organization. Detailed founding history is widely available through Verisk's official corporate communications and public filings.

Is VRSK a long-term quality indicator?

As a long-term quality indicator, VRSK's Strong Quality pillar suggests durable business characteristics — including recurring revenues and high client retention — that tend to support resilience over time. However, the Weak Risk rating is a factor long-term investors should monitor carefully alongside the Neutral Growth and Moat ratings.

What is the main competitive advantage of Verisk Analytics?

Verisk's primary advantage is its proprietary, hard-to-replicate datasets built over decades within the insurance and energy industries. Clients depend on these datasets for regulatory compliance and risk pricing, creating high switching costs. The UQS Moat pillar currently rates this advantage as Neutral, reflecting competitive pressures in the broader data analytics space.

What sector does VRSK belong to?

Verisk Analytics is classified in the Industrials sector, specifically within the data and analytics sub-industry. Investors comparing VRSK to sector peers should note that its business model — subscription data licensing — differs meaningfully from traditional industrial manufacturers or service providers.

Is VRSK a growth stock or value stock?

Based on the UQS pillar profile, VRSK sits between the two categories. The Growth pillar is Neutral, indicating neither rapid expansion nor stagnation, while the Valuation pillar is Good rather than deeply discounted. This positions VRSK closer to a quality-oriented holding than a pure growth or deep-value play.

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Pro Analysis

VRSK — Score History

455055606570Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 13 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 19, 202651.264.355.022.937.074.7-10.5
May 10, 202661.777.155.051.651.770.4-1.2
May 7, 202662.992.555.051.534.170.7+0.3
May 4, 202662.692.555.051.534.168.80.0
May 3, 202662.692.555.051.434.168.8-0.1
May 2, 202662.792.555.051.434.169.5+0.1
Apr 26, 202662.692.555.051.134.169.3+0.2
Apr 19, 202662.492.555.051.134.167.8-0.4
Apr 18, 202662.892.555.051.134.170.4-0.6
Apr 14, 202663.492.555.051.134.174.6-0.1

VRSK — Pillar Breakdown

Quality

64.2/100 (25%)

Verisk Analytics, Inc. shows solid profitability with healthy returns on capital and reasonable margins.

Capital Efficiency (ROIC)Strong

How effectively capital is deployed to generate returns.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityStrong

Ability to convert revenue into operating profit.

Net ProfitabilityStrong

Bottom-line profit as a share of revenue.

Gross Profit / AssetsModerate

Asset productivity — how much gross profit each dollar of assets generates.

Cash GenerationModerate

Free cash flow relative to market value.

Growth

22.9/100 (20%)

Verisk Analytics, Inc. faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthModerate

Analyst consensus for future earnings growth.

Risk

37.0/100 (15%)

Verisk Analytics, Inc. has some risk factors including moderate leverage or solvency concerns.

Financial LeverageWeak

Debt levels relative to earnings capacity.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageModerate

Earnings capacity relative to interest payments.

Valuation

74.5/100 (15%)

Verisk Analytics, Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.

Earnings YieldModerate

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

Moat

55/100 (25%)

Verisk Analytics, Inc. has meaningful competitive advantages that should protect its market position. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for VRSK.

Score Composition

Quality
64.2×25%16.1
Growth
22.9×20%4.6
Risk
37.0×15%5.5
Valuation
74.5×15%11.2
Moat
55.0×25%13.8
Total
51.1Good

Financial Data

More Stock Analysis

How is the VRSK UQS Score Calculated?

The UQS (Unified Quality Score) for Verisk Analytics, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Verisk Analytics, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Verisk Analytics, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.