UHAL

Based on U-Haul Holding Company's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does U-Haul Holding Company do?

U-Haul Holding Company operates a do-it-yourself moving and storage network across the United States and Canada. It rents trucks, trailers, and storage units to household and commercial customers, sells moving supplies, and offers protection insurance packages. The company also runs uhaul.com, connecting consumers with independent movers and storage providers.

Does UHAL pay dividends?

UHAL does not currently pay a dividend. The company retains earnings to support its capital-intensive operations, including maintaining a large rental fleet and expanding its self-storage footprint. Investors seeking regular income should note this absence when evaluating the stock.

When does UHAL report earnings?

U-Haul Holding Company reports on a quarterly basis, in line with standard US-listed company practice. Exact dates vary each quarter. For the most current schedule and recent results, check the company's investor relations page directly.

Is UHAL a good stock to buy?

The UQS Score rates UHAL as Below Average, reflecting Weak scores on Moat, Growth, and Risk pillars. Quality and Valuation are Neutral. This profile suggests investors should approach with caution and review the full pillar breakdown before making a decision. Pro members can access the complete analysis.

Is UHAL overvalued?

The UQS Valuation pillar for UHAL is rated Neutral, suggesting the stock is neither dramatically cheap nor obviously expensive relative to its fundamentals. However, valuation context is most meaningful when viewed alongside the other pillars — particularly the Weak Growth and Risk ratings.

How does UHAL compare to its competitors?

UHAL's closest peers in the fleet and leasing space include Ryder System, Element Fleet Management, and Air Lease Corporation. Each operates a different slice of the asset-leasing market. U-Haul's consumer-facing moving and storage model is the most retail-oriented among them. See the UQS competitor table for a side-by-side quality comparison.

What is UHAL's market cap bracket?

UHAL is classified as a large-cap stock, placing it among the more established and widely followed companies in the Industrials sector. Large-cap status generally implies greater liquidity and analyst coverage compared to smaller peers.

Who founded U-Haul Holding Company?

U-Haul's roots trace back to the Shoen family, who built the broader U-Haul enterprise over many decades. The holding company structure was incorporated in 1994. For detailed founding history, publicly available sources and the company's own historical materials provide the full account.

Is UHAL a long-term quality investment?

As a long-term quality indicator, UHAL's Below Average UQS Score — driven by Weak Moat, Growth, and Risk ratings — raises questions about durable competitive advantage and earnings trajectory. Long-term investors typically look for stronger moat and growth profiles. The full pillar breakdown is available to Pro members.

What is the main competitive advantage of U-Haul?

U-Haul's primary advantage is its scale and brand recognition — a network of roughly 2,100 company-operated stores and over 21,000 independent dealers creates broad geographic reach. However, the UQS Moat pillar rates this advantage as Weak, suggesting the barriers to competition may be lower than they appear.

What sector does UHAL belong to?

UHAL is classified in the Industrials sector, alongside companies involved in transportation, logistics, and equipment services. Within Industrials, U-Haul occupies a consumer-facing niche focused on self-service moving and storage rather than freight or heavy industry.

U-Haul Holding Company has average quality metrics, with room for improvement in margins or capital efficiency.

U-Haul Holding Company faces growth headwinds with declining or stagnant revenue trends.

U-Haul Holding Company presents elevated risk with concerns around leverage or financial stability.

U-Haul Holding Company has a mixed valuation — some metrics suggest fair value while others appear stretched.

U-Haul Holding Company operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for UHAL.

The UQS (Unified Quality Score) for U-Haul Holding Company is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses U-Haul Holding Company's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether U-Haul Holding Company is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.