TRMK
Financial ServicesTrustmark Corporation · Banks - Regional · $3B
What is Trustmark Corporation?
Trustmark Corporation is a Mississippi-based bank holding company serving individuals and businesses across the United States through its subsidiary, Trustmark National Bank. It operates across general banking, wealth management, and insurance segments.
Trustmark generates revenue through traditional banking products — deposits, commercial and real estate lending, and treasury management — alongside mortgage banking services. Its wealth management arm administers trusts, investment accounts, and retirement plans, while its insurance segment offers business and personal coverage across industries including healthcare, construction, and hospitality.
Founded in 1980 and headquartered in Jackson, Mississippi, Trustmark has built a regional presence over several decades.
- Commercial and real estate lending
- Wealth management and trust services
- Mortgage banking and servicing
- Business and personal insurance products
Is TRMK a Good Stock to Buy?
UQS Score rates TRMK as Below Average overall, reflecting meaningful headwinds across several key pillars.
Trustmark's Quality pillar stands out as the relative bright spot, suggesting the bank maintains reasonable operational standards compared to its overall profile. The Valuation pillar is rated Attractive, meaning the stock may not be pricing in a premium relative to fundamentals.
The Moat, Growth, and Risk pillars all register as Weak — pointing to limited competitive differentiation, constrained expansion prospects, and elevated risk considerations for investors.
See the full pillar breakdown and underlying financial metrics by signing up for a UQS Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does TRMK pay dividends?
Yes — Trustmark Corporation pays a dividend.
Trustmark pays a regular dividend, consistent with the income-oriented tradition of established regional banks. This reflects the company's focus on returning capital to shareholders rather than aggressive reinvestment. Income-focused investors may find the dividend cadence appealing, though the overall UQS profile warrants careful review alongside any yield consideration.
When does TRMK report earnings?
Trustmark Corporation reports earnings on a quarterly cadence, typical for US-listed bank holding companies.
The bank's recent results reflect the broader pressures facing regional lenders — including interest rate sensitivity and credit quality dynamics. Growth and Risk pillar ratings suggest performance has faced headwinds relative to sector peers.
For the most recent quarter's results and guidance, visit Trustmark Corporation's investor relations page directly.
TRMK Price History
+53.5% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Trustmark Corporation?
Based on Trustmark Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
TRMK Long-term Outlook
Trustmark's Growth pillar is rated Weak, indicating limited near-term expansion momentum relative to the broader financial services sector. The Weak Risk pillar adds caution to the forward outlook, as credit and macro pressures could weigh on results. The Attractive Valuation rating suggests the market may already be discounting these challenges to some degree.
Growth drivers
- Potential for wealth management and fee income diversification
- Regional deposit franchise stability in core markets
- Mortgage banking activity tied to housing demand cycles
Key risks
- Interest rate sensitivity affecting net interest margins
- Limited competitive moat in a crowded regional banking landscape
- Credit quality risks tied to commercial real estate and construction lending
TRMK vs Peers
Trustmark competes with a range of regional and specialty banks across the United States.
WaFd operates primarily in the western US with a focus on multifamily and commercial real estate lending, giving it a distinct geographic and product concentration compared to Trustmark's southeastern footprint.
Customers Bancorp pursues a more growth-oriented, technology-forward banking model, contrasting with Trustmark's traditional community banking and insurance-integrated approach.
The Bancorp specializes in private-label banking and fintech partnerships, operating a notably different business model from Trustmark's full-service regional bank structure.
Frequently Asked Questions
What does Trustmark Corporation do?
Trustmark Corporation is a bank holding company operating through Trustmark National Bank. It provides commercial and retail banking, mortgage services, wealth management, trust administration, and business and personal insurance — primarily serving customers across the southern United States.
Does TRMK pay dividends?
Yes, Trustmark pays a regular dividend. This is consistent with its profile as an established regional bank focused on returning capital to shareholders. Investors should review current dividend details on the company's investor relations page, as amounts can change.
When does TRMK report earnings?
Trustmark reports earnings quarterly, in line with standard US-listed company practice. For exact upcoming report dates, check the company's investor relations page or a financial calendar service, as our data source does not publish specific future dates.
Is TRMK a good stock to buy?
UQS Score rates TRMK as Below Average overall. While the Valuation pillar is Attractive and Quality is rated Good, the Moat, Growth, and Risk pillars are all Weak. Whether that profile suits your investment goals depends on your risk tolerance and time horizon.
Is TRMK overvalued?
The UQS Valuation pillar for TRMK is rated Attractive, suggesting the stock does not appear to carry a significant premium relative to its fundamentals. This may reflect the market pricing in the weaker growth and risk profile already visible in other pillars.
How does TRMK compare to its competitors?
Compared to peers like WaFd, Customers Bancorp, and The Bancorp, Trustmark operates a more traditional full-service regional banking model with an insurance segment. Competitors vary in geographic focus, business model, and growth orientation — see the UQS comparison tool for a side-by-side pillar view.
What is TRMK's market cap bracket?
Trustmark Corporation is classified as a mid-cap company. This places it in a tier that typically offers more stability than small-cap banks but less scale and diversification than large-cap financial institutions.
Who founded Trustmark Corporation?
Trustmark Corporation was established in 1980 and is headquartered in Jackson, Mississippi. Detailed founding history, including key individuals involved, is publicly available through the company's official corporate history and investor relations materials.
Is TRMK a long-term quality investment?
From a long-term quality perspective, TRMK's UQS profile presents a mixed picture. The Good Quality pillar indicates reasonable operational standards, but Weak ratings in Moat, Growth, and Risk suggest structural challenges that long-term investors should weigh carefully before committing capital.
What is the main competitive advantage of Trustmark Corporation?
Trustmark's regional deposit franchise and multi-segment model — spanning banking, wealth management, and insurance — provide some diversification. However, the UQS Moat pillar is rated Weak, indicating limited durable competitive differentiation relative to the broader financial services sector.
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Pro Analysis
TRMK — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 23, 2026 | 51.8 | 68.1 | 28.0 | 39.0 | 45.8 | 87.1 | 0.0 |
| May 21, 2026 | 51.8 | 68.2 | 28.0 | 39.0 | 45.8 | 87.3 | -0.3 |
| May 16, 2026 | 52.1 | 68.7 | 28.0 | 39.0 | 45.8 | 88.4 | +0.1 |
| May 14, 2026 | 52.0 | 68.6 | 28.0 | 39.0 | 45.8 | 88.0 | +0.1 |
| May 12, 2026 | 51.9 | 68.3 | 28.0 | 39.0 | 45.8 | 87.7 | +0.7 |
| May 3, 2026 | 51.2 | 72.9 | 28.0 | 39.0 | 34.8 | 86.1 | 0.0 |
| May 2, 2026 | 51.2 | 72.9 | 28.0 | 39.0 | 34.8 | 86.5 | +0.1 |
| May 1, 2026 | 51.1 | 72.9 | 28.0 | 38.9 | 34.8 | 86.2 | +0.1 |
| Apr 26, 2026 | 51.0 | 72.9 | 28.0 | 38.7 | 34.8 | 85.7 | +0.1 |
| Apr 19, 2026 | 50.9 | 72.9 | 28.0 | 38.7 | 34.8 | 84.7 | -0.1 |
TRMK — Pillar Breakdown
Quality
— 68.1/100 (25%)Trustmark Corporation shows solid profitability with healthy returns on capital and reasonable margins.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 39.0/100 (20%)Trustmark Corporation shows steady but unspectacular growth, typical for mature companies.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 45.8/100 (15%)Trustmark Corporation has some risk factors including moderate leverage or solvency concerns.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 87.2/100 (15%)Trustmark Corporation appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 28/100 (25%)Trustmark Corporation operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for TRMK.
Score Composition
Financial Data
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How is the TRMK UQS Score Calculated?
The UQS (Unified Quality Score) for Trustmark Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Trustmark Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Trustmark Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.