TPH

Consumer Cyclical

Tri Pointe Homes, Inc. · Residential Construction · $4B

UQS Score — Balanced Preset
27.7
Poor

Tri Pointe Homes, Inc. scores 27.7/100 using the Balanced preset.

UQS vs Consumer Cyclical Sector
TPH
27.7
Sector avg
37.7
Quality
Weak
Moat
Weak
Growth
Weak
Risk
Good
Valuation
Neutral

What is Tri Pointe Homes, Inc.?

Tri Pointe Homes is a mid-cap U.S. homebuilder that designs, constructs, and sells single-family homes across multiple regional markets. Operating through six distinct brands, the company serves buyers from the Southwest to the Mid-Atlantic.

Tri Pointe Homes generates revenue by acquiring land, developing communities, and selling single-family attached and detached homes. Its six regional brands — Maracay, Pardee Homes, Quadrant Homes, Trendmaker Homes, TRI Pointe Homes, and Winchester Homes — target distinct geographic markets. Beyond home sales, the company offers complementary financial services including mortgage financing, title and escrow, and property and casualty insurance, creating additional revenue streams alongside its core construction business.

Tri Pointe Homes was founded in 2013 and is headquartered in Irvine, California.

  • Single-family detached and attached home construction
  • Multi-brand regional homebuilding across six states
  • Mortgage financing and title services
  • Property and casualty insurance agency services
  • Land acquisition and community development

Is TPH a Good Stock to Buy?

UQS Score rates TPH as Below Average overall, reflecting meaningful weaknesses across several key dimensions of business quality.

Among the five pillars, Risk stands out as the relative bright spot — suggesting the company's financial structure carries a more manageable level of balance-sheet and operational risk than its overall score might imply. Valuation comes in at a Neutral reading, meaning the stock is neither clearly cheap nor obviously expensive relative to fundamentals.

Quality, Moat, and Growth all register as Weak, pointing to limited competitive differentiation, constrained earnings power, and below-average growth prospects in the current housing environment.

See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does TPH pay dividends?

No — Tri Pointe Homes, Inc. does not currently pay a dividend.

Tri Pointe Homes does not currently pay a dividend. Homebuilders at this stage of their capital cycle often prioritize land acquisition, community development, and debt management over shareholder distributions. Investors seeking income may need to look elsewhere, while those focused on capital deployment may find the reinvestment rationale straightforward given the company's growth-oriented land strategy.

When does TPH report earnings?

Tri Pointe Homes reports earnings on a quarterly cadence, consistent with standard practice for U.S.-listed equities.

Quarterly results for homebuilders like TPH tend to reflect shifts in housing demand, mortgage rate environments, and community count changes. Investors should monitor order trends, cancellation rates, and backlog figures as leading indicators of near-term revenue.

For the most recent quarter's results and guidance, visit Tri Pointe Homes' investor relations page directly.

TPH Price History

+94.5% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Tri Pointe Homes, Inc.?

$
Today it would be worth
$21,430
That's a +114% total return, or +16.5% annualized.

Based on Tri Pointe Homes, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

TPH Long-term Outlook

The UQS Growth pillar for TPH registers as Weak, suggesting the company faces headwinds in expanding revenues and earnings at a pace that would meaningfully re-rate the stock. The Risk pillar's Good reading provides some reassurance that near-term financial stress is less of a concern, but the combination of Weak Quality and Weak Moat limits confidence in durable long-run outperformance. Valuation at Neutral means the current price does not offer an obvious margin of safety to compensate for these structural challenges.

Growth drivers

  • Potential recovery in U.S. housing demand as affordability conditions shift
  • Geographic diversification across six regional brands reducing single-market exposure
  • Ancillary financial services providing incremental revenue alongside home closings

Key risks

  • Sustained elevated mortgage rates compressing buyer affordability and order volumes
  • Limited competitive moat in a commoditized homebuilding market with low switching costs
  • Land cost inflation and supply-chain pressures squeezing already-thin construction margins

TPH vs Peers

Tri Pointe Homes competes in a fragmented U.S. homebuilding and manufactured housing landscape alongside several regional and national peers.

CVCOTPH scores lower
Cavco Industries, Inc.

Cavco focuses on factory-built and manufactured housing, targeting a lower price-point segment that differs meaningfully from Tri Pointe's site-built, brand-driven communities.

SKYTPH scores lower
Champion Homes, Inc.

Champion Homes operates primarily in the manufactured and modular housing space, competing on affordability and production efficiency rather than the premium regional branding Tri Pointe pursues.

MTHSimilar UQS
Meritage Homes Corporation

Meritage Homes is a direct site-built homebuilder competitor with a national footprint, known for its energy-efficient home designs and a similarly diversified geographic presence.

Frequently Asked Questions

What does Tri Pointe Homes do?

Tri Pointe Homes designs, builds, and sells single-family homes across the United States through six regional brands. It operates in markets spanning Arizona, California, Nevada, Washington, Texas, Colorado, the Carolinas, Maryland, Virginia, and Washington D.C. The company also offers mortgage, title, and insurance services to home buyers.

Does TPH pay dividends?

Tri Pointe Homes does not currently pay a dividend. The company appears to prioritize capital reinvestment into land acquisition and community development rather than returning cash to shareholders through distributions. Income-focused investors should factor this into their assessment.

When does TPH report earnings?

TPH reports on a standard quarterly cadence. Exact upcoming dates are not confirmed through our data source. For scheduled release dates and live results, check Tri Pointe Homes' official investor relations page.

Is TPH a good stock to buy?

UQS Score rates TPH as Below Average, driven by Weak readings across Quality, Moat, and Growth pillars. The Risk pillar is a relative strength, and Valuation is Neutral. Whether that profile suits your portfolio depends on your risk tolerance and investment goals — view the full pillar breakdown on UQS Pro.

Is TPH overvalued?

The UQS Valuation pillar for TPH is rated Neutral, suggesting the stock is neither clearly expensive nor obviously discounted relative to its fundamentals. Given the Weak Quality and Growth readings, a Neutral valuation does not necessarily imply a compelling entry point.

How does TPH compare to its competitors?

Tri Pointe Homes competes with site-built peers like Meritage Homes and manufactured housing players like Cavco Industries and Champion Homes. TPH differentiates through its multi-brand regional strategy, though its Weak Moat rating suggests limited durable competitive advantages relative to the broader homebuilding sector.

What is TPH's market cap bracket?

Tri Pointe Homes is classified as a mid-cap company. This places it between the large national homebuilders and smaller regional operators, reflecting a meaningful but not dominant scale within the U.S. residential construction industry.

Who founded Tri Pointe Homes?

Tri Pointe Homes was founded in 2013 and is headquartered in Irvine, California. Founding details and executive history are publicly available through the company's official filings and investor relations materials.

Is TPH a long-term quality investment?

As a long-term quality indicator, UQS rates TPH as Below Average. The Weak readings on Quality, Moat, and Growth suggest the business lacks the durable competitive advantages and earnings consistency typically associated with high-conviction long-term holdings. The full analysis is available to UQS Pro members.

What is the main competitive advantage of Tri Pointe Homes?

Tri Pointe Homes' primary differentiator is its multi-brand regional strategy, allowing it to tailor community design and marketing to local buyer preferences across distinct U.S. markets. However, the UQS Moat pillar rates this advantage as Weak, reflecting the inherently commoditized nature of homebuilding.

What sector does TPH belong to?

Tri Pointe Homes is classified under the Consumer Cyclical sector. Homebuilders in this sector are sensitive to interest rate cycles, consumer confidence, and housing affordability — all of which can significantly influence order volumes and profitability.

Is TPH a growth stock or value stock?

Based on UQS pillar labels, TPH does not fit neatly into either category. The Growth pillar is rated Weak, making a pure growth classification difficult to support. Valuation is Neutral rather than Attractive, so it does not present a clear value case either. It occupies an uncertain middle ground.

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Pro Analysis

TPH — Score History

2025303540Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 12 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 21, 202627.627.414.05.260.447.8-0.1
May 18, 202627.727.414.05.260.448.10.0
May 15, 202627.727.414.05.260.448.2-4.0
May 7, 202631.732.214.07.266.358.6-0.1
May 2, 202631.832.214.07.266.359.10.0
Apr 26, 202631.832.214.07.266.359.2+0.1
Apr 19, 202631.732.214.07.266.358.2-0.1
Apr 18, 202631.832.214.07.266.358.8+0.3
Apr 14, 202631.532.214.07.266.357.00.0
Apr 12, 202631.532.214.07.266.356.90.0

TPH — Pillar Breakdown

Quality

27.0/100 (25%)

Tri Pointe Homes, Inc. currently shows below-average quality metrics, suggesting challenges with profitability.

Capital Efficiency (ROIC)Weak

How effectively capital is deployed to generate returns.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Gross Profit / AssetsWeak

Asset productivity — how much gross profit each dollar of assets generates.

Cash GenerationWeak

Free cash flow relative to market value.

Growth

5.2/100 (20%)

Tri Pointe Homes, Inc. faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthWeak

Analyst consensus for future earnings growth.

Risk

60.4/100 (15%)

Tri Pointe Homes, Inc. maintains a reasonable risk profile with manageable debt levels.

Financial LeverageModerate

Debt levels relative to earnings capacity.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

48.8/100 (15%)

Tri Pointe Homes, Inc. has a mixed valuation — some metrics suggest fair value while others appear stretched.

Earnings YieldModerate

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowModerate

How many years of FCF the market cap represents.

EV/EBITDA vs SectorWeak

Enterprise value multiple relative to sector median.

Moat

14/100 (25%)

Tri Pointe Homes, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for TPH.

Score Composition

Quality
27.0×25%6.8
Growth
5.2×20%1.0
Risk
60.4×15%9.1
Valuation
48.8×15%7.3
Moat
14.0×25%3.5
Total
27.7Poor

Financial Data

More Stock Analysis

How is the TPH UQS Score Calculated?

The UQS (Unified Quality Score) for Tri Pointe Homes, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Tri Pointe Homes, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Tri Pointe Homes, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.