TIPT

Based on Tiptree Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does Tiptree Inc. do?

Tiptree underwrites and administers specialty insurance products across niche commercial and personal lines, credit insurance, collateral protection, and warranty solutions. It also originates mortgage loans for institutional investors and holds maritime shipping interests, making it a diversified small-cap financial-services company.

Does TIPT pay dividends?

Yes, Tiptree pays a regular dividend. This is relatively uncommon for a small-cap specialty insurer and reflects a degree of capital-return discipline. Investors should check the company's investor relations page for the current dividend rate and payment schedule.

When does TIPT report earnings?

Tiptree reports on a standard quarterly cadence. Our data source does not cover specific upcoming earnings dates. For confirmed dates, refer to Tiptree's investor relations page or a financial calendar service.

Is TIPT a good stock to buy?

The UQS Score rates TIPT as Below Average. While Risk and Valuation are relatively favorable, Quality, Moat, and Growth are all rated Weak. That combination suggests limited competitive advantage and constrained earnings momentum. The full pillar breakdown is available to UQS Pro members.

Is TIPT overvalued?

The UQS Valuation pillar for TIPT is rated Good, suggesting the stock is not obviously expensive relative to its current fundamentals. However, a favorable valuation label alone does not offset the Weak Quality and Moat ratings. Pro members can view the complete valuation metrics behind this assessment.

How does TIPT compare to its competitors?

Compared to peers like AMERISAFE, Hippo Holdings, and Investors Title, Tiptree stands out for its multi-segment structure spanning insurance, mortgage, and shipping. That diversification adds complexity but also spreads revenue risk. Competitor UQS Score comparisons are available on the full analysis page.

What is TIPT's market cap bracket?

Tiptree is classified as a small-cap company. Small-cap stocks typically carry higher volatility and liquidity risk than large- or mega-cap peers, which is a relevant consideration alongside the company's multi-segment business model.

Who founded Tiptree Inc.?

Tiptree was incorporated in 2007 and operated under the name Tiptree Financial Inc. before rebranding in December 2016. Founding leadership details are publicly available through the company's SEC filings and official corporate history.

Is TIPT a long-term quality indicator?

As a long-term quality indicator, TIPT's UQS profile raises caution. Weak scores across Quality, Moat, and Growth suggest the business has not yet demonstrated the durable competitive advantages typically associated with compounding long-term returns. The Good Risk rating offers some stability, but long-term conviction would require improvement across multiple pillars.

What is the main competitive advantage of Tiptree?

Tiptree's distribution network — spanning independent agents, auto dealers, consumer finance companies, and managing general agencies — provides broad market reach for its niche insurance products. However, the UQS Moat pillar rates this advantage as Weak, indicating it may not be sufficiently differentiated to fend off larger competitors over time.

What sector does TIPT belong to?

Tiptree operates in the Financial Services sector, specifically within specialty insurance and mortgage lending. Investors comparing TIPT to sector peers should account for its multi-segment structure, which differs from pure-play insurers or mortgage companies.

Tiptree Inc. has average quality metrics, with room for improvement in margins or capital efficiency.

Tiptree Inc. faces growth headwinds with declining or stagnant revenue trends.

Tiptree Inc. has some risk factors including moderate leverage or solvency concerns.

Tiptree Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.

Tiptree Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for TIPT.

The UQS (Unified Quality Score) for Tiptree Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Tiptree Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Tiptree Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.