TIGR

Financial Services

UP Fintech Holding Ltd. Sponsored ADR Class A · Financial - Capital Markets · $780M

UQS Score — Balanced Preset
70.0
Good

UP Fintech Holding Ltd. Sponsored ADR Class A scores 70.0/100 using the Balanced preset.

UQS vs Financial Services Sector
TIGR
70.0
Sector avg
39.7
Quality
Strong
Moat
Weak
Growth
Good
Risk
Good
Valuation
Attractive

TIGR Price History

-69.8% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in UP Fintech Holding Ltd. Sponsored ADR Class A?

$
Today it would be worth
$3,969
That's a -60.3% total return, or -16.9% annualized.

Based on UP Fintech Holding Ltd. Sponsored ADR Class A's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

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Pro Analysis

TIGR — Score History

6570758085Apr 2Apr 12Apr 22May 2May 12May 22May 23v5
Score changes· 10 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 7, 202670.0100.033.068.778.399.80.0
May 3, 202670.0100.033.068.778.3100.00.0
Apr 26, 202670.0100.033.068.778.399.70.0
Apr 22, 202670.0100.033.068.778.399.3-3.6
Apr 19, 202673.6100.033.068.778.399.3+0.6
Apr 14, 202673.0100.033.065.978.398.6-4.3
Apr 13, 202677.3100.050.065.978.399.3+4.3
Apr 12, 202673.0100.033.065.978.399.0-0.1
Apr 5, 202673.1100.033.065.978.399.40.0
Apr 2, 202673.1100.033.065.978.399.3

TIGR — Pillar Breakdown

Quality

100.0/100 (25%)

UP Fintech Holding Ltd. Sponsored ADR Class A demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

Return on EquityStrong

Profitability relative to shareholders' equity.

Operating ProfitabilityStrong

Ability to convert revenue into operating profit.

Net ProfitabilityStrong

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

68.7/100 (20%)

UP Fintech Holding Ltd. Sponsored ADR Class A demonstrates healthy growth trends across revenue and earnings.

Recent Revenue TrendStrong

Revenue trajectory over the last twelve months.

3Y Revenue CAGRStrong

Compound annual revenue growth rate over 3 years.

EPS GrowthStrong

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthModerate

Analyst consensus for future earnings growth.

Risk

78.3/100 (15%)

UP Fintech Holding Ltd. Sponsored ADR Class A carries minimal financial risk with conservative leverage and strong solvency.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

100.0/100 (15%)

UP Fintech Holding Ltd. Sponsored ADR Class A appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

Moat

33/100 (25%)

UP Fintech Holding Ltd. Sponsored ADR Class A operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for TIGR.

Score Composition

Quality
100.0×25%25.0
Growth
68.7×20%13.7
Risk
78.3×15%11.7
Valuation
100.0×15%15.0
Moat
33.0×25%8.3
Total
70.0Good

Financial Data

More Stock Analysis

How is the TIGR UQS Score Calculated?

The UQS (Unified Quality Score) for UP Fintech Holding Ltd. Sponsored ADR Class A is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses UP Fintech Holding Ltd. Sponsored ADR Class A's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether UP Fintech Holding Ltd. Sponsored ADR Class A is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.