SUPV
Financial ServicesGrupo Supervielle S.A. · Banks - Regional · $690M
What is Grupo Supervielle S.A.?
Grupo Supervielle S.A. is an Argentine financial services holding company headquartered in Buenos Aires. It delivers a broad range of banking, insurance, and capital markets services to individuals and businesses across Argentina.
Grupo Supervielle generates revenue through personal and business banking, corporate lending, treasury operations, and capital markets activities. Its branch network and digital channels serve retail customers with deposit accounts, consumer and mortgage loans, credit cards, and insurance products. On the corporate side, it provides trade finance, factoring, leasing, and working capital solutions. The company also operates an online brokerage and asset management arm, rounding out a diversified financial services platform within Argentina.
The holding company was established in 2016 and is headquartered in Buenos Aires, Argentina.
- Personal and consumer loans, mortgages, and credit cards
- Corporate lending, leasing, and trade finance
- Treasury services and capital markets structuring
- Insurance products including personal accident and unemployment coverage
- Online brokerage and mutual fund management
Is SUPV a Good Stock to Buy?
UQS Score rates SUPV as Poor overall, reflecting broad weakness across most quality dimensions.
Among the five pillars, Risk is the relative standout, landing at a Neutral rating — suggesting the company's risk profile is not as alarming as its other fundamentals might imply. This provides a modest floor in an otherwise challenged scorecard.
Quality, Moat, and Growth all register as Weak, pointing to thin competitive advantages and limited earnings durability. Valuation is rated Elevated, meaning the market price does not appear to compensate investors for these underlying weaknesses.
Pro members can view the complete pillar breakdown and underlying financial metrics to understand exactly where SUPV stands relative to sector peers. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does SUPV pay dividends?
Yes — Grupo Supervielle S.A. pays a dividend.
Grupo Supervielle pays a regular dividend, which is notable for a small-cap emerging-market bank. Dividend payments in this context can reflect regulatory capital distributions rather than a signal of consistent earnings strength. Investors should weigh the dividend against the company's Weak Quality and Growth ratings before treating income as a primary investment thesis.
When does SUPV report earnings?
Grupo Supervielle reports earnings on a quarterly cadence, consistent with standard practice for exchange-listed financial companies.
Given the Weak ratings across Quality and Growth pillars, recent earnings cycles have not demonstrated the kind of consistent improvement that would shift the overall UQS assessment. Argentina's macroeconomic volatility adds an additional layer of complexity to interpreting quarter-to-quarter results.
For the most recent quarter's results and management commentary, visit Grupo Supervielle's official investor relations page.
SUPV Price History
+423.3% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Grupo Supervielle S.A.?
Based on Grupo Supervielle S.A.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
SUPV Long-term Outlook
The combination of Weak Growth and Weak Quality pillars suggests the near-term fundamental trajectory faces meaningful headwinds. Operating in Argentina exposes the business to currency risk, inflation dynamics, and regulatory shifts that can compress returns. The Elevated Valuation rating further complicates the outlook, as the current price appears to embed optimism that the underlying pillar profile does not yet support.
Growth drivers
- Expansion of digital banking and online brokerage services within Argentina
- Potential recovery in Argentine consumer credit demand as macroeconomic conditions stabilize
- Cross-selling insurance and asset management products to existing banking customers
Key risks
- Persistent Argentine macroeconomic instability, including inflation and currency depreciation
- Elevated Valuation rating leaves limited margin of safety if earnings disappoint
- Weak Moat rating signals limited pricing power and competitive differentiation
SUPV vs Peers
SUPV is compared here against a peer set of community and regional bank holding companies also tracked within the UQS platform.
Camden National operates as a U.S.-based community bank focused on New England markets, offering a more stable regulatory and currency environment than SUPV.
Mid Penn Bancorp serves Pennsylvania communities with a straightforward commercial and retail banking model, insulated from the emerging-market risks that affect SUPV.
Eagle Bancorp focuses on the Washington D.C. metro market with a commercial lending emphasis, operating in a higher-income domestic market compared to SUPV's Argentine footprint.
Frequently Asked Questions
What does Grupo Supervielle do?
Grupo Supervielle is an Argentine financial services holding company that provides personal and business banking, corporate lending, treasury services, capital markets solutions, insurance products, and online brokerage. It operates through a network of branches, sales centers, and digital platforms across Argentina.
Does SUPV pay dividends?
Yes, Grupo Supervielle pays a regular dividend. However, investors should consider this alongside the company's Weak Quality and Growth pillar ratings. Dividend sustainability in an emerging-market bank is closely tied to regulatory capital requirements and macroeconomic conditions in Argentina.
When does SUPV report earnings?
Grupo Supervielle reports on a quarterly cadence. Because specific upcoming dates are subject to change, the most reliable source for the next scheduled report is the company's investor relations page.
Is SUPV a good stock to buy?
UQS Score rates SUPV as Poor, driven by Weak ratings across Quality, Moat, and Growth, combined with an Elevated Valuation. The Neutral Risk rating provides a slight offset. Pro members can access the full pillar breakdown to make a more informed assessment.
Is SUPV overvalued?
The UQS Valuation pillar for SUPV is rated Elevated, suggesting the current market price is not well-supported by the company's underlying fundamental quality. This is a meaningful concern given the Weak ratings in other pillars.
How does SUPV compare to its competitors?
Within the UQS platform, SUPV is benchmarked against peers such as Camden National, Mid Penn Bancorp, and Eagle Bancorp. Those peers operate in the U.S. domestic market, which generally offers a more stable regulatory and macroeconomic backdrop than Argentina.
What is SUPV's market cap bracket?
Grupo Supervielle is classified as a small-cap company. This places it in a segment of the market that typically carries higher volatility and lower liquidity compared to large- or mega-cap financial institutions.
Who founded Grupo Supervielle?
The Supervielle family has been associated with Argentine banking for generations. The current holding company structure was formalized in 2016. For detailed founding history, the company's official investor relations materials provide the most accurate account.
Is SUPV a long-term quality investment?
As a long-term quality indicator, SUPV's Poor UQS Score — reflecting Weak Quality, Moat, and Growth alongside Elevated Valuation — presents a challenging profile. Long-term quality investing typically favors companies with durable competitive advantages, which SUPV does not currently demonstrate.
What is the main competitive advantage of Grupo Supervielle?
The UQS Moat pillar for SUPV is rated Weak, indicating limited identifiable competitive advantages relative to peers. The company's broad distribution network and diversified product range provide some differentiation within Argentina, but these have not translated into a strong moat rating.
What sector does SUPV belong to?
Grupo Supervielle operates in the Financial Services sector. More specifically, it functions as a diversified banking and financial holding company, with exposure to retail banking, corporate finance, capital markets, insurance, and asset management within Argentina.
Is SUPV a growth stock or value stock?
Based on UQS pillar labels, SUPV does not fit cleanly into either category. The Growth pillar is rated Weak, ruling out a growth classification. The Valuation pillar is rated Elevated rather than Attractive, which also undermines a traditional value thesis.
Unlock Full SUPV Analysis
Sign in to unlock the detailed analysis behind the UQS Score.
- ✓View the exact score for all five UQS pillars
- ✓Access underlying financial metrics driving each rating
- ✓Compare SUPV against sector peers side by side
- ✓See how Valuation and Risk interact in the full model
- ✓Get alerts when SUPV's UQS Score changes
- ✓Screen for stronger-rated Financial Services alternatives
Pro Analysis
SUPV — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| Apr 14, 2026 | 19.8 | 0.0 | 20.0 | 31.3 | 56.9 | 0.0 | -7.5 |
| Apr 13, 2026 | 27.3 | 0.0 | 50.0 | 31.3 | 56.9 | 0.0 | +7.5 |
| Apr 2, 2026 | 19.8 | 0.0 | 20.0 | 31.3 | 56.9 | 0.0 | — |
SUPV — Pillar Breakdown
Quality
— 0.0/100 (25%)Grupo Supervielle S.A. currently shows below-average quality metrics, suggesting challenges with profitability.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 31.3/100 (20%)Grupo Supervielle S.A. faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 31.4/100 (15%)Grupo Supervielle S.A. presents elevated risk with concerns around leverage or financial stability.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 0.0/100 (15%)Grupo Supervielle S.A. appears expensively valued relative to its fundamentals and growth prospects.
Moat
— 20/100 (25%)Grupo Supervielle S.A. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for SUPV.
Score Composition
Financial Data
More Stock Analysis
How is the SUPV UQS Score Calculated?
The UQS (Unified Quality Score) for Grupo Supervielle S.A. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Grupo Supervielle S.A.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Grupo Supervielle S.A. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.