STT

Financial Services

State Street Corporation · Asset Management · $43B

UQS Score — Balanced Preset
45.4
Below Average

State Street Corporation scores 45.4/100 using the Balanced preset.

UQS vs Financial Services Sector
STT
45.4
Sector avg
39.7
Quality
Weak
Moat
Neutral
Growth
Weak
Risk
Weak
Valuation
Attractive

What is State Street Corporation?

State Street Corporation is a large-cap financial services company headquartered in Boston, serving institutional investors across the globe with custody, investment servicing, and asset management solutions.

State Street earns revenue by providing custody, fund administration, and investment servicing to mutual funds, pension plans, and other institutional pools. Its asset management arm offers index strategies and ETFs under the well-known SPDR brand, while its data and analytics services help institutions manage risk and compliance.

Founded in 1980, State Street has grown into one of the world's leading institutional investment service providers.

  • Custody and fund administration
  • SPDR ETF products
  • Investment management and indexing strategies
  • Risk, compliance, and financial data analytics

Is STT a Good Stock to Buy?

UQS Score rates STT as Below Average overall.

State Street's Quality pillar stands out as Good, reflecting a business model with recurring institutional client relationships. Valuation is rated Attractive relative to peers, suggesting the market may not be pricing in the company's service franchise fully.

Growth and Risk are both rated Weak, pointing to limited near-term expansion momentum and meaningful headwinds that investors should weigh carefully.

See the complete pillar breakdown and underlying financial metrics by signing up for a Pro account at UQS Score. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does STT pay dividends?

Yes — State Street Corporation pays a dividend.

State Street pays a regular dividend, consistent with its profile as a mature, large-cap financial institution. Institutional-scale businesses like State Street often return capital to shareholders through dividends, reflecting stable fee-based revenue streams rather than high-growth reinvestment priorities.

When does STT report earnings?

State Street Corporation reports earnings on a quarterly cadence, typical for US-listed financial services companies.

State Street's results tend to reflect trends in institutional assets under custody, interest rate movements, and fee revenue from servicing and management. Growth has been measured in recent periods, consistent with the Weak Growth pillar rating in the UQS framework.

For the most recent quarter's results, visit State Street Corporation's investor relations page directly.

STT Price History

+107.1% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in State Street Corporation?

$
Today it would be worth
$22,922
That's a +129% total return, or +18.0% annualized.

Based on State Street Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

Frequently Asked Questions

What does State Street Corporation do?

State Street provides custody, fund administration, investment management, and data analytics services to institutional investors worldwide. Its SPDR ETF lineup is among the most widely used index products in the market. The company serves pension funds, mutual funds, and other large investment pools.

Does STT pay dividends?

Yes, State Street pays a regular dividend. As a mature large-cap financial institution with stable fee-based revenues, the company has historically returned capital to shareholders through consistent dividend payments. Check State Street's investor relations page for the current dividend rate.

When does STT report earnings?

State Street reports on a quarterly basis, in line with standard US-listed company practice. For the exact schedule and most recent results, refer to State Street's official investor relations page.

Is STT a good stock to buy?

UQS Score rates STT as Below Average overall. While Quality is Good and Valuation is Attractive, the Weak Growth and Risk ratings signal meaningful challenges. Investors should review the full pillar breakdown before drawing conclusions.

Is STT overvalued?

The UQS Valuation pillar for STT is rated Attractive, suggesting the stock may be trading at a reasonable or favorable level relative to its fundamentals and sector peers. Full valuation metrics are available to Pro members on UQS Score.

Is STT a long-term quality indicator?

From a long-term quality perspective, State Street's Good Quality pillar reflects durable institutional relationships and a well-established service model. However, the Weak Growth and Risk ratings are factors that long-term investors should weigh alongside the Attractive Valuation signal.

What is STT's market cap bracket?

State Street Corporation is classified as a large-cap company, reflecting its scale as one of the leading institutional investment service providers globally.

What sector does STT belong to?

State Street operates in the Financial Services sector, specifically within institutional investment servicing, asset management, and financial data solutions.

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Pro Analysis

STT — Score History

4045505560Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 14 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 22, 202645.438.043.037.221.896.2-0.1
May 20, 202645.538.043.037.221.896.80.0
May 9, 202645.538.043.037.221.897.0-3.6
May 7, 202649.160.543.037.219.985.1+0.1
May 3, 202649.060.543.037.219.985.0-0.1
May 1, 202649.160.543.037.219.985.20.0
Apr 26, 202649.160.543.037.219.985.10.0
Apr 22, 202649.160.543.037.219.985.60.0
Apr 21, 202649.160.543.037.219.985.4+0.1
Apr 19, 202649.060.543.037.219.985.0-0.1

STT — Pillar Breakdown

Quality

38.0/100 (25%)

State Street Corporation has average quality metrics, with room for improvement in margins or capital efficiency.

Return on EquityModerate

Profitability relative to shareholders' equity.

Operating ProfitabilityModerate

Ability to convert revenue into operating profit.

Net ProfitabilityModerate

Bottom-line profit as a share of revenue.

Cash GenerationWeak

Free cash flow relative to market value.

Growth

37.2/100 (20%)

State Street Corporation shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRModerate

Compound annual revenue growth rate over 3 years.

EPS GrowthModerate

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

21.8/100 (15%)

State Street Corporation presents elevated risk with concerns around leverage or financial stability.

Debt/EquityModerate

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

96.1/100 (15%)

State Street Corporation appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

Moat

43/100 (25%)

State Street Corporation possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for STT.

Score Composition

Quality
38.0×25%9.5
Growth
37.2×20%7.4
Risk
21.8×15%3.3
Valuation
96.1×15%14.4
Moat
43.0×25%10.8
Total
45.4Below Average

Financial Data

More Stock Analysis

How is the STT UQS Score Calculated?

The UQS (Unified Quality Score) for State Street Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses State Street Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether State Street Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.