SPNT

Financial Services

SiriusPoint Ltd. · Insurance - Reinsurance · $3B

UQS Score — Balanced Preset
55.3
Good

SiriusPoint Ltd. scores 55.3/100 using the Balanced preset.

UQS vs Financial Services Sector
SPNT
55.3
Sector avg
39.7
Quality
Good
Moat
Weak
Growth
Weak
Risk
Neutral
Valuation
Attractive

SPNT Price History

+135.6% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in SiriusPoint Ltd.?

$
Today it would be worth
$23,778
That's a +138% total return, or +18.9% annualized.

Based on SiriusPoint Ltd.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

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Pro Analysis

SPNT — Score History

4550556065Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 8 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 19, 202655.276.832.037.548.888.0-0.1
May 16, 202655.376.832.037.548.888.7-0.1
May 14, 202655.476.832.037.548.889.1-0.4
May 12, 202655.876.832.039.848.888.7+2.2
Apr 21, 202653.662.032.039.947.6100.0+0.1
Apr 15, 202653.562.032.039.447.6100.0-0.1
Apr 9, 202653.662.032.039.547.6100.0-1.0
Apr 2, 202654.662.032.044.747.6100.0

SPNT — Pillar Breakdown

Quality

76.8/100 (25%)

SiriusPoint Ltd. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

Return on EquityStrong

Profitability relative to shareholders' equity.

Operating ProfitabilityModerate

Ability to convert revenue into operating profit.

Net ProfitabilityModerate

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

37.5/100 (20%)

SiriusPoint Ltd. shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendStrong

Revenue trajectory over the last twelve months.

3Y Revenue CAGRModerate

Compound annual revenue growth rate over 3 years.

EPS GrowthStrong

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthWeak

Analyst consensus for future earnings growth.

Risk

48.8/100 (15%)

SiriusPoint Ltd. has some risk factors including moderate leverage or solvency concerns.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageModerate

Earnings capacity relative to interest payments.

Valuation

88.4/100 (15%)

SiriusPoint Ltd. appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowModerate

How many years of FCF the market cap represents.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

Moat

32/100 (25%)

SiriusPoint Ltd. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for SPNT.

Score Composition

Quality
76.8×25%19.2
Growth
37.5×20%7.5
Risk
48.8×15%7.3
Valuation
88.4×15%13.3
Moat
32.0×25%8.0
Total
55.3Good

Financial Data

More Stock Analysis

How is the SPNT UQS Score Calculated?

The UQS (Unified Quality Score) for SiriusPoint Ltd. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses SiriusPoint Ltd.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether SiriusPoint Ltd. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.