SNFCA

Financial Services

Security National Financial Corporation · Financial - Mortgages · $200M

UQS Score — Balanced Preset
69.5
Good

Security National Financial Corporation scores 69.5/100 using the Balanced preset.

UQS vs Financial Services Sector
SNFCA
69.5
Sector avg
39.7
Quality
Good
Moat
Weak
Growth
Strong
Risk
Strong
Valuation
Attractive

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Pro Analysis

SNFCA — Score History

5560657075Apr 2Apr 12Apr 22May 2May 12May 22May 25v5
Score changes· 2 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 24, 202669.573.716.092.390.7100.0+6.7
Apr 2, 202662.869.916.092.352.3100.0

SNFCA — Pillar Breakdown

Quality

73.7/100 (25%)

Security National Financial Corporation shows solid profitability with healthy returns on capital and reasonable margins.

Return on EquityModerate

Profitability relative to shareholders' equity.

Operating ProfitabilityModerate

Ability to convert revenue into operating profit.

Net ProfitabilityStrong

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

92.3/100 (20%)

Security National Financial Corporation is growing rapidly with strong revenue and earnings expansion.

Recent Revenue TrendStrong

Revenue trajectory over the last twelve months.

3Y Revenue CAGRStrong

Compound annual revenue growth rate over 3 years.

EPS GrowthModerate

Year-over-year earnings per share growth.

Forward Revenue OutlookStrong

Analyst consensus for future revenue growth.

Risk

90.7/100 (15%)

Security National Financial Corporation carries minimal financial risk with conservative leverage and strong solvency.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageModerate

Earnings capacity relative to interest payments.

Valuation

100.0/100 (15%)

Security National Financial Corporation appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

Moat

16/100 (25%)

Security National Financial Corporation operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for SNFCA.

Score Composition

Quality
73.7×25%18.4
Growth
92.3×20%18.5
Risk
90.7×15%13.6
Valuation
100.0×15%15.0
Moat
16.0×25%4.0
Total
69.5Good

Financial Data

More Stock Analysis

How is the SNFCA UQS Score Calculated?

The UQS (Unified Quality Score) for Security National Financial Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Security National Financial Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Security National Financial Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.