SKY

Consumer Cyclical

Champion Homes, Inc. · Residential Construction · $4B

UQS Score — Balanced Preset
50.6
Below Average

Champion Homes, Inc. scores 50.6/100 using the Balanced preset.

UQS vs Consumer Cyclical Sector
SKY
50.6
Sector avg
37.7
Quality
Neutral
Moat
Weak
Growth
Neutral
Risk
Strong
Valuation
Neutral

What is Champion Homes, Inc.?

Champion Homes, Inc. is a North American manufacturer of factory-built housing, operating under more than a dozen regional brand names across the United States and western Canada. The company serves a broad range of buyers, from individual homeowners to multi-family developers.

The company designs and builds manufactured homes, modular homes, park model RVs, and accessory dwelling units in controlled factory environments before shipping them to sites. Champion Homes also provides construction and set-up services, operates a factory-direct retail network called Titan Factory Direct across the southern United States, and handles transportation of manufactured homes and recreational vehicles. In Canada, it sells under the Moduline and SRI Homes brands.

Champion Homes traces its roots to 1973 and is headquartered in Troy, Michigan.

  • Manufactured and modular homes across multiple regional brands
  • Park model RVs and accessory dwelling units
  • Modular buildings for multi-family and hospitality sectors
  • Titan Factory Direct retail sales centers
  • Home transportation and installation services

Is SKY a Good Stock to Buy?

UQS Score rates SKY as Below Average overall, reflecting meaningful headwinds across several key quality dimensions.

The Risk pillar stands out as the clearest bright spot in Champion Homes' profile, suggesting the company carries a relatively manageable financial risk load compared to many peers in the Consumer Cyclical sector. Valuation lands at a Neutral reading, meaning the stock is neither obviously cheap nor clearly stretched by the model's assessment.

Both the Moat and Growth pillars register as Weak, pointing to limited competitive differentiation and subdued near-term expansion signals — a combination that warrants careful consideration for long-term investors.

Sign up to see the full pillar breakdown and the underlying financial metrics driving each score. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does SKY pay dividends?

No — Champion Homes, Inc. does not currently pay a dividend.

Champion Homes does not currently pay a dividend. For a company operating in the capital-intensive manufactured housing space, retaining earnings to fund factory capacity, brand development, and retail expansion is a common strategic choice. Income-focused investors should factor this into their assessment alongside the company's broader financial profile.

When does SKY report earnings?

Champion Homes reports earnings on a quarterly cadence, consistent with standard practice for US-listed equities.

The company's Growth pillar currently reads as Weak, suggesting recent financial results have not demonstrated the kind of expansion trajectory that would lift that rating. Investors tracking revenue and margin trends should weigh this alongside the relatively stable Risk profile.

For the most recent quarter's results and guidance, visit Champion Homes' investor relations page directly.

SKY Price History

+61.4% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Champion Homes, Inc.?

$
Today it would be worth
$18,584
That's a +85.8% total return, or +13.2% annualized.

Based on Champion Homes, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

SKY Long-term Outlook

Champion Homes faces a mixed fundamental outlook. The Weak Growth pillar indicates the business has not yet demonstrated consistent expansion momentum, while the Weak Moat pillar suggests pricing power and competitive barriers remain limited in a fragmented housing market. On the positive side, the Strong Risk pillar implies the balance sheet and operational structure provide a degree of resilience if housing demand softens further.

Growth drivers

  • Ongoing demand for affordable housing alternatives to site-built homes
  • Potential capacity utilization gains across its multi-brand factory network
  • Expansion of the Titan Factory Direct retail footprint in the southern US

Key risks

  • Fragmented competitive landscape limiting pricing power
  • Cyclical sensitivity of manufactured housing demand to interest rates and consumer confidence
  • Limited moat making market share gains difficult to sustain

SKY vs Peers

Champion Homes operates in a competitive housing landscape alongside both traditional homebuilders and fellow factory-built specialists.

MTHSKY scores higher
Meritage Homes Corporation

Meritage focuses on site-built single-family homes and has built a notable presence in energy-efficient new construction, targeting a different price point than factory-built housing.

CVCOSKY scores lower
Cavco Industries, Inc.

Cavco is Champion Homes' most direct competitor, also specializing in manufactured and modular housing, with its own multi-brand portfolio and financial services arm.

TPHSKY scores higher
Tri Pointe Homes, Inc.

Tri Pointe operates as a regional site-built homebuilder concentrated in higher-cost coastal and Sun Belt markets, competing for buyers at a different affordability tier.

Frequently Asked Questions

What does Champion Homes do?

Champion Homes designs and manufactures factory-built housing, including manufactured homes, modular homes, park model RVs, and accessory dwelling units. It sells through multiple regional brands in the US and Canada, operates its own retail centers, and provides installation and transportation services.

Does SKY pay dividends?

No, Champion Homes does not currently pay a dividend. The company retains its earnings, which is common for businesses in capital-intensive manufacturing sectors where reinvestment in operations and growth takes priority.

When does SKY report earnings?

Champion Homes follows a standard quarterly earnings cadence. For exact reporting dates and the latest financial results, check the investor relations section of the company's official website.

Is SKY a good stock to buy?

The UQS Score rates SKY as Below Average, driven by Weak readings on both the Moat and Growth pillars. The Risk pillar is a relative strength. Whether it suits your portfolio depends on your own risk tolerance and investment goals — the full pillar breakdown is available to Pro members.

Is SKY overvalued?

The UQS Valuation pillar for SKY currently reads as Neutral, suggesting the stock is not obviously mispriced in either direction relative to the model's assessment. Investors seeking deeper valuation metrics can access the full analysis through a Pro membership.

How does SKY compare to its competitors?

Among its peer group, Champion Homes is most directly comparable to Cavco Industries in the factory-built housing space. Meritage Homes and Tri Pointe Homes are site-built homebuilders targeting different market segments. The UQS platform provides side-by-side pillar comparisons for Pro members.

What is SKY's market cap bracket?

Champion Homes is classified as a mid-cap company. This places it in a range that typically offers more liquidity than small-cap peers while remaining more growth-oriented than large-cap homebuilders.

Who founded Champion Homes?

The history of Champion Homes is tied to a long lineage in manufactured housing dating back to 1973. Founding details are widely available through public corporate filings and the company's official history page.

Is SKY a long-term quality stock?

As a long-term quality indicator, the UQS Score currently places SKY in the Below Average tier. The Weak Moat pillar is particularly relevant for long-term holders, as durable competitive advantages tend to compound value over time. The full analysis is available to Pro members.

What is the main competitive advantage of Champion Homes?

Champion Homes' scale across more than a dozen regional brands and its factory-direct retail network provide some operational breadth. However, the UQS Moat pillar rates this competitive positioning as Weak, reflecting the fragmented and price-competitive nature of the manufactured housing industry.

What sector does SKY belong to?

Champion Homes is classified in the Consumer Cyclical sector. This means its business performance tends to be sensitive to broader economic conditions, consumer confidence, and housing affordability trends — all of which can shift meaningfully across market cycles.

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Pro Analysis

SKY — Score History

4045505560Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 14 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 22, 202650.955.919.045.197.357.2-0.6
May 18, 202651.556.519.045.197.359.8+1.3
May 8, 202650.255.019.045.197.354.0+4.7
May 7, 202645.549.919.025.997.356.6-0.1
May 3, 202645.649.919.026.297.356.9-0.1
Apr 26, 202645.749.919.028.097.355.1+0.2
Apr 22, 202645.549.919.027.897.353.9-1.3
Apr 19, 202646.849.919.034.797.353.9-0.1
Apr 18, 202646.949.919.033.897.355.3+1.3
Apr 15, 202645.649.919.033.897.346.60.0

SKY — Pillar Breakdown

Quality

55.4/100 (25%)

Champion Homes, Inc. shows solid profitability with healthy returns on capital and reasonable margins.

Capital Efficiency (ROIC)Moderate

How effectively capital is deployed to generate returns.

Return on EquityModerate

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityModerate

Bottom-line profit as a share of revenue.

Gross Profit / AssetsStrong

Asset productivity — how much gross profit each dollar of assets generates.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

45.1/100 (20%)

Champion Homes, Inc. shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendStrong

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthStrong

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthWeak

Analyst consensus for future earnings growth.

Risk

97.3/100 (15%)

Champion Homes, Inc. carries minimal financial risk with conservative leverage and strong solvency.

Financial LeverageStrong

Debt levels relative to earnings capacity.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageStrong

Earnings capacity relative to interest payments.

Valuation

55.7/100 (15%)

Champion Homes, Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.

Earnings YieldModerate

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioWeak

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

Moat

19/100 (25%)

Champion Homes, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for SKY.

Score Composition

Quality
55.4×25%13.8
Growth
45.1×20%9.0
Risk
97.3×15%14.6
Valuation
55.7×15%8.4
Moat
19.0×25%4.8
Total
50.6Below Average

Financial Data

More Stock Analysis

How is the SKY UQS Score Calculated?

The UQS (Unified Quality Score) for Champion Homes, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Champion Homes, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Champion Homes, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.