RSKD
TechnologyRiskified Ltd. · Software - Application · $750M
What is Riskified Ltd.?
Riskified Ltd. is a technology company focused on e-commerce risk management, helping online merchants reduce fraud, prevent policy abuse, and approve more legitimate orders. The company serves merchants across North America, Europe, the Middle East, Africa, and beyond.
Riskified operates a platform that sits between online merchants and their customers, using machine learning to evaluate transaction risk in real time. Merchants submit orders for review, and Riskified either approves or declines them — taking on chargeback liability when it approves. The company also helps merchants combat policy abuse, protect customer accounts from unauthorized access, and reduce friction caused by bank authentication requirements that can lead to abandoned carts.
Riskified was incorporated in 2012 and is headquartered in Tel Aviv, Israel.
- Chargeback Guarantee — real-time order approval with fraud liability transfer
- Policy Protect — detection of customers exploiting merchant terms
- Account Secure — blocking unauthorized account access attempts
- Deco — optimization to reduce bank authorization failures
- PSD2 compliance tools to minimize abandoned carts from authentication friction
Is RSKD a Good Stock to Buy?
UQS Score rates RSKD as Below Average overall.
Among the five pillars, Valuation stands out as Attractive, suggesting the market may already be pricing in the company's current challenges. The Risk pillar registers as Neutral, meaning the balance sheet and financial stability profile does not raise immediate alarm flags relative to peers.
Quality, Moat, and Growth all score as Weak — pointing to thin competitive differentiation, limited earnings power, and a growth trajectory that has not yet demonstrated consistent momentum.
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Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does RSKD pay dividends?
No — Riskified Ltd. does not currently pay a dividend.
Riskified does not currently pay a dividend. As a growth-stage technology company, capital is directed toward platform development, market expansion, and scaling operations rather than shareholder distributions. Investors seeking income from this position would need to look elsewhere, as reinvestment remains the primary use of available capital.
When does RSKD report earnings?
Riskified reports earnings on a quarterly cadence, consistent with standard practice for US-listed equities.
The company's recent results reflect the challenges visible in its UQS pillar profile — growth has been subdued and profitability metrics remain under pressure relative to sector peers. Execution on expanding merchant relationships and improving unit economics will be key themes to watch each quarter.
For the most recent quarter's results and guidance, visit Riskified's official investor relations page.
RSKD Price History
-83.2% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Riskified Ltd.?
Based on Riskified Ltd.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
RSKD Long-term Outlook
Riskified's fundamental outlook is shaped by Weak Growth and Weak Quality pillar ratings, suggesting the near-term path to profitability remains uncertain. The Attractive Valuation label indicates the stock may already reflect a discounted view of these challenges. A meaningful re-rating would likely require demonstrated improvement in revenue quality and operating leverage. The Neutral Risk profile provides some stability, but sustained progress across the other pillars is needed before the outlook materially improves.
Growth drivers
- Expansion of merchant relationships in underpenetrated international markets
- Cross-selling additional platform products such as Policy Protect and Account Secure
- Growing e-commerce transaction volumes driving higher platform usage
Key risks
- Difficulty differentiating in a competitive fraud-prevention landscape
- Sustained losses pressuring the path to profitability
- Merchant concentration risk and sensitivity to e-commerce spending cycles
RSKD vs Peers
Riskified operates in a niche technology segment, and the following companies appear alongside it in comparative screens on UQS Score.
Viant focuses on programmatic advertising technology rather than fraud prevention, serving a different segment of the digital commerce ecosystem.
Daily Journal operates court and government technology software alongside a notable investment portfolio, representing a very different business model and risk profile.
Blackline Safety provides connected worker safety technology, targeting industrial and field operations rather than e-commerce risk management.
Frequently Asked Questions
What does Riskified do?
Riskified operates an e-commerce risk management platform. It reviews online orders in real time, approving or declining them on behalf of merchants — and absorbing chargeback liability on approved orders. The platform also helps merchants prevent policy abuse and protect customer accounts from unauthorized access.
Does RSKD pay dividends?
No, Riskified does not pay a dividend. The company reinvests available capital into platform development and market expansion. Investors seeking regular income would need to consider other holdings, as no distribution program is currently in place.
When does RSKD report earnings?
Riskified follows a standard quarterly earnings cadence for US-listed companies. For the exact schedule and most recent results, check the investor relations section of Riskified's official website.
Is RSKD a good stock to buy?
UQS Score rates RSKD as Below Average, reflecting Weak scores across Quality, Moat, and Growth pillars. The Valuation pillar is Attractive and Risk is Neutral, which may interest contrarian investors. The complete pillar breakdown is available to Pro members on UQS Score.
Is RSKD overvalued?
Based on the UQS Valuation pillar, RSKD is rated Attractive — meaning the current price appears to reflect the company's challenges rather than a premium. However, an attractive valuation alone does not offset weaknesses in other pillars. View the full analysis on UQS Score for context.
How does RSKD compare to its competitors?
Riskified occupies a specialized niche in e-commerce fraud prevention. Compared to peers in broader technology screens, its Quality and Moat ratings are Weak, which suggests limited competitive differentiation at this stage. The full comparative view is available to Pro members.
What is RSKD's market cap bracket?
Riskified is classified as a small-cap company. This places it in a segment of the market that can offer higher growth potential but also carries greater volatility and liquidity risk compared to large- or mega-cap peers.
Who founded Riskified?
Riskified was founded by Eido Gal and Assaf Feldman. The company was incorporated in 2012 and has grown into a global e-commerce risk management platform headquartered in Tel Aviv, Israel.
Is RSKD a long-term quality investment?
As a long-term quality indicator, UQS Score currently rates RSKD as Below Average. Sustained improvement across the Quality, Moat, and Growth pillars would be needed before the platform's long-term profile strengthens. Pro members can track pillar changes over time on UQS Score.
What is the main competitive advantage of Riskified?
Riskified's core proposition is its chargeback guarantee model — it takes on fraud liability rather than simply providing a score, aligning its incentives directly with merchant outcomes. However, the UQS Moat pillar currently rates this advantage as Weak relative to sector peers.
What sector does RSKD belong to?
Riskified is classified in the Technology sector, specifically within e-commerce risk management and fraud prevention. It serves online merchants globally, sitting at the intersection of financial technology and cybersecurity.
Is RSKD a growth stock or value stock?
Based on UQS pillar labels, RSKD carries an Attractive Valuation rating but a Weak Growth rating — an unusual combination suggesting the market has discounted the stock significantly, though fundamental growth momentum has not yet materialized to support a traditional growth-stock classification.
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Pro Analysis
RSKD — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 22, 2026 | 39.5 | 20.8 | 30.0 | 37.4 | 47.1 | 81.8 | -0.3 |
| May 17, 2026 | 39.8 | 21.1 | 30.0 | 37.4 | 47.1 | 83.2 | +0.6 |
| May 3, 2026 | 39.2 | 20.5 | 30.0 | 37.2 | 47.1 | 80.4 | -0.4 |
| Apr 26, 2026 | 39.6 | 20.5 | 30.0 | 37.2 | 47.1 | 83.2 | +0.1 |
| Apr 19, 2026 | 39.5 | 20.5 | 30.0 | 37.2 | 47.1 | 82.6 | -0.4 |
| Apr 14, 2026 | 39.9 | 20.5 | 30.0 | 37.2 | 47.1 | 85.4 | -0.3 |
| Apr 12, 2026 | 40.2 | 20.5 | 30.0 | 37.2 | 47.1 | 87.4 | 0.0 |
| Apr 5, 2026 | 40.2 | 20.5 | 30.0 | 37.2 | 47.1 | 87.2 | -0.1 |
| Apr 4, 2026 | 40.3 | 20.5 | 30.0 | 37.2 | 47.1 | 87.8 | -0.1 |
| Apr 2, 2026 | 40.4 | 20.7 | 30.0 | 37.2 | 47.1 | 88.2 | — |
RSKD — Pillar Breakdown
Quality
— 20.8/100 (25%)Riskified Ltd. currently shows below-average quality metrics, suggesting challenges with profitability.
How effectively capital is deployed to generate returns.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Asset productivity — how much gross profit each dollar of assets generates.
Free cash flow relative to market value.
Growth
— 37.4/100 (20%)Riskified Ltd. shows steady but unspectacular growth, typical for mature companies.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 47.1/100 (15%)Riskified Ltd. has some risk factors including moderate leverage or solvency concerns.
Debt levels relative to earnings capacity.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 81.8/100 (15%)Riskified Ltd. appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Moat
— 30/100 (25%)Riskified Ltd. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for RSKD.
Score Composition
Financial Data
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How is the RSKD UQS Score Calculated?
The UQS (Unified Quality Score) for Riskified Ltd. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Riskified Ltd.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Riskified Ltd. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.