RNR

Financial Services

RenaissanceRe Holdings Ltd. · Insurance - Reinsurance · $13B

UQS Score — Balanced Preset
70.9
Good

RenaissanceRe Holdings Ltd. scores 70.9/100 using the Balanced preset.

90.7
Quality
35%
44.0
Moat
30%
35.9
Growth
20%
100.0
Risk
15%

RNR — Key Takeaways

✅ Strengths

RenaissanceRe Holdings Ltd. shows strong profitability and capital efficiency
RenaissanceRe Holdings Ltd. shows conservative financial structure with manageable risk
RenaissanceRe Holdings Ltd. shows attractive valuation relative to fundamentals

RNR — Score History

65707580Apr 2Apr 3Apr 4Apr 5Apr 6Apr 7Apr 8
DateUQSQualityMoatGrowthRiskValueChange
Apr 8, 202670.990.744.035.9100.0100.00.0
Apr 7, 202670.990.744.035.9100.0100.00.0
Apr 6, 202670.990.744.035.9100.0100.00.0
Apr 5, 202670.990.744.035.9100.0100.00.0
Apr 4, 202670.990.744.035.9100.0100.00.0
Apr 3, 202670.990.744.035.9100.0100.00.0
Apr 2, 202670.990.744.035.9100.0100.0

RNR — Pillar Breakdown

Quality

90.7/100 (25%)

RenaissanceRe Holdings Ltd. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

Return on EquityStrong

Profitability relative to shareholders' equity.

Operating ProfitabilityStrong

Ability to convert revenue into operating profit.

Net ProfitabilityStrong

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

35.9/100 (20%)

RenaissanceRe Holdings Ltd. shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRStrong

Compound annual revenue growth rate over 3 years.

EPS GrowthStrong

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthWeak

Analyst consensus for future earnings growth.

Risk

100.0/100 (15%)

RenaissanceRe Holdings Ltd. carries minimal financial risk with conservative leverage and strong solvency.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageStrong

Earnings capacity relative to interest payments.

Valuation

100.0/100 (15%)

RenaissanceRe Holdings Ltd. appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

Moat

44/100 (30%)

RenaissanceRe Holdings Ltd. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for RNR.

Score Composition

Quality
90.7×25%22.7
Growth
35.9×20%7.2
Risk
100.0×15%15.0
Valuation
100.0×15%15.0
Moat
44.0×30%13.2
Total
70.9Good

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How is the RNR UQS Score Calculated?

The UQS (Unified Quality Score) for RenaissanceRe Holdings Ltd. is calculated using a proprietary 5-pillar framework with 25 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses RenaissanceRe Holdings Ltd.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether RenaissanceRe Holdings Ltd. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.