RITM

Based on Rithm Capital Corp.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does Rithm Capital do?

Rithm Capital is a real estate investment trust that invests in mortgage servicing rights, residential mortgage-backed securities, residential loans, and consumer loans. It operates at the intersection of real estate and financial services, generating income primarily through its diversified portfolio of mortgage-related assets.

Does RITM pay dividends?

Yes, Rithm Capital pays a regular dividend. As a REIT, it is required to distribute at least ninety percent of its taxable income to shareholders. Income investors often consider RITM for this reason, though dividend levels can fluctuate with interest rates and portfolio performance.

When does RITM report earnings?

Rithm Capital reports on a quarterly cadence, in line with standard US-listed company practice. For exact dates and the most current results, check the investor relations section of Rithm Capital's official website.

Is RITM a good stock to buy?

UQS Score rates RITM as Below Average overall. While Valuation is rated Attractive, both Moat and Risk are rated Weak, indicating structural and macro vulnerabilities. Whether RITM fits a portfolio depends on an investor's income needs and tolerance for interest rate and credit risk. View the full pillar breakdown on UQS Pro.

Is RITM overvalued?

The UQS Valuation pillar for RITM is rated Attractive, suggesting the stock is not considered expensive relative to its fundamentals. However, an attractive valuation alone does not offset the Weak Risk and Moat ratings. The complete valuation metrics are available to UQS Pro members.

How does RITM compare to its competitors?

Compared to peers like Starwood Property Trust and Blackstone Mortgage Trust, RITM is more focused on residential mortgage servicing and consumer loans rather than commercial real estate lending. This gives RITM a different risk profile and income dynamic. Use the UQS comparison tool to see side-by-side pillar scores.

What is RITM's market cap bracket?

Rithm Capital is classified as a mid-cap company. This places it in a segment that typically offers more liquidity than small-cap peers while remaining more nimble than large-cap financial institutions.

Who founded Rithm Capital?

Rithm Capital was incorporated in 2011 and originally operated as New Residential Investment Corp. before rebranding in August 2022. Founding and leadership history is publicly available through the company's official filings and investor relations materials.

Is RITM a long-term quality investment?

As a long-term quality indicator, RITM's Below Average UQS Score — driven by Weak Moat and Weak Risk ratings — suggests caution. Long-term durability typically requires stronger competitive advantages and risk management. The Attractive Valuation may appeal to contrarian income investors, but structural weaknesses warrant careful consideration.

What is the main competitive advantage of Rithm Capital?

Rithm Capital's scale in mortgage servicing rights and its diversified portfolio of residential and consumer assets provide some operational depth. However, the UQS Moat pillar is rated Weak, indicating the company lacks strong structural barriers that would protect returns over a full market cycle.

What sector does RITM belong to?

RITM belongs to the Real Estate sector, specifically operating as a mortgage REIT. This means its performance is closely linked to interest rate movements, housing market conditions, and credit availability — factors that distinguish it from traditional property-owning REITs.

Rithm Capital Corp. has average quality metrics, with room for improvement in margins or capital efficiency.

Rithm Capital Corp. demonstrates healthy growth trends across revenue and earnings.

Rithm Capital Corp. presents elevated risk with concerns around leverage or financial stability.

Rithm Capital Corp. appears attractively valued relative to its earnings, cash flows, and sector peers.

Rithm Capital Corp. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for RITM.

The UQS (Unified Quality Score) for Rithm Capital Corp. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Rithm Capital Corp.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Rithm Capital Corp. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.