RELY

Based on Remitly Global, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does Remitly Global do?

Remitly Global operates a digital platform that enables immigrants to send money to family and friends across borders. It serves customers in sender countries — primarily higher-income markets — who transfer funds to recipients in roughly 150 countries, with delivery options including bank deposits, mobile wallets, and cash pickup.

Does RELY pay dividends?

No, Remitly does not currently pay a dividend. As a growth-stage company, it reinvests available capital into platform development and geographic expansion rather than returning cash to shareholders through distributions.

When does RELY report earnings?

Remitly reports financial results on a quarterly basis, in line with standard US-listed company practice. For exact dates and the most recent results, check the investor relations section of Remitly's official website.

Is RELY a good stock to buy?

UQS Score rates RELY as Good overall. The profile shows a Strong Risk rating and Good Growth rating, balanced against Neutral readings on Quality and Moat. Whether that profile fits your investment criteria depends on your own goals — the full pillar breakdown is available to Pro members on uqs-score.com.

Is RELY overvalued?

The UQS Valuation pillar for RELY is rated Good, suggesting the current price is not considered elevated relative to the company's fundamentals within our scoring framework. Valuation is always one piece of a broader picture — view the complete analysis on uqs-score.com.

How does RELY compare to its competitors?

Remitly's closest listed peers include DLocal and StoneCo, both operating in digital payments across emerging markets but with different business models. DLocal serves enterprise clients while StoneCo focuses on Brazilian merchants — Remitly's consumer remittance focus gives it a distinct positioning. UQS Score provides side-by-side comparisons for Pro members.

What is RELY's market cap bracket?

Remitly Global is classified as a mid-cap company. This places it in a segment where growth potential is often still meaningful, but the business has achieved enough scale to have an established operational footprint.

Who founded Remitly Global?

Remitly was co-founded by Matt Oppenheimer, Josh Hug, and Shivaas Gulati. The company was incorporated in 2011 and has grown from a startup focused on US-to-Philippines transfers into a global remittance platform.

Is RELY a long-term quality investment?

From a long-term quality perspective, RELY's UQS profile shows Good Growth and Strong Risk, which are constructive signals. However, Neutral ratings on Moat and Quality suggest the business has not yet demonstrated the durable competitive advantages typically associated with the highest-quality long-term holdings. Pro members can explore the full breakdown.

What is the main competitive advantage of Remitly?

Remitly's primary edge lies in its mobile-first user experience, transparent pricing, and focus on the immigrant customer segment — a group often underserved by traditional banks. That said, the UQS Moat pillar rates Neutral, indicating these advantages are present but not yet deeply entrenched relative to sector leaders.

What sector does RELY belong to?

Remitly Global is classified within the Technology sector, specifically operating in the digital payments and financial technology space. Its business model bridges fintech and financial services, targeting cross-border money movement for consumer customers.

Is RELY a growth stock or value stock?

Based on its UQS profile, RELY leans toward the growth category — the Growth pillar is rated Good and the company is still expanding its platform and customer base. The Valuation pillar is also rated Good, suggesting the market is not pricing in extreme growth expectations at current levels.

Remitly Global, Inc. has average quality metrics, with room for improvement in margins or capital efficiency.

Remitly Global, Inc. is growing rapidly with strong revenue and earnings expansion.

Remitly Global, Inc. carries minimal financial risk with conservative leverage and strong solvency.

Remitly Global, Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.

Remitly Global, Inc. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for RELY.

The UQS (Unified Quality Score) for Remitly Global, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Remitly Global, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Remitly Global, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.