RCD

Real Estate

Ready Capital Corporation Notes -15.12.29 · REIT - Mortgage · $3B

UQS Score — Balanced Preset
19.8
Weak

Ready Capital Corporation Notes -15.12.29 scores 19.8/100 using the Balanced preset.

25.0
Quality
35%
10.0
Moat
30%
49.2
Growth
20%
7.9
Risk
15%

RCD — Key Takeaways

⚠️ Areas of Concern

Ready Capital Corporation Notes -15.12.29 has below-average profitability metrics
Ready Capital Corporation Notes -15.12.29 has elevated risk from leverage or valuation
Ready Capital Corporation Notes -15.12.29 has limited competitive moat
Ready Capital Corporation Notes -15.12.29 has stretched valuation metrics

RCD — Score History

1015202530Apr 2Apr 3Apr 4Apr 5Apr 6Apr 7Apr 8
DateUQSQualityMoatGrowthRiskValueChange
Apr 8, 202619.825.010.049.27.90.00.0
Apr 7, 202619.825.010.049.27.90.00.0
Apr 6, 202619.825.010.049.27.90.00.0
Apr 5, 202619.825.010.049.27.90.0-4.2
Apr 4, 202624.020.010.052.440.40.00.0
Apr 3, 202624.020.010.052.440.40.00.0
Apr 2, 202624.020.010.052.440.40.0

RCD — Pillar Breakdown

Quality

25.0/100 (25%)

Ready Capital Corporation Notes -15.12.29 currently shows below-average quality metrics, suggesting challenges with profitability.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

49.2/100 (20%)

Ready Capital Corporation Notes -15.12.29 shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendStrong

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthStrong

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Risk

7.9/100 (15%)

Ready Capital Corporation Notes -15.12.29 presents elevated risk with concerns around leverage or financial stability.

Debt/EquityWeak

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

0.0/100 (15%)

Ready Capital Corporation Notes -15.12.29 appears expensively valued relative to its fundamentals and growth prospects.

Moat

10/100 (30%)

Ready Capital Corporation Notes -15.12.29 operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for RCD.

Score Composition

Quality
25.0×25%6.3
Growth
49.2×20%9.8
Risk
7.9×15%1.2
Valuation
0.0×15%0.0
Moat
10.0×30%3.0
Total
19.8Weak

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How is the RCD UQS Score Calculated?

The UQS (Unified Quality Score) for Ready Capital Corporation Notes -15.12.29 is calculated using a proprietary 5-pillar framework with 25 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Ready Capital Corporation Notes -15.12.29's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Ready Capital Corporation Notes -15.12.29 is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.