QCRH

Based on QCR Holdings, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does QCR Holdings do?

QCR Holdings is a multi-bank holding company that provides commercial and consumer banking, equipment leasing, and trust and asset management services. It primarily serves small and mid-sized businesses, individuals, and government agencies across several Midwest communities including the Quad Cities, Cedar Rapids, and Des Moines.

Does QCRH pay dividends?

Yes, QCR Holdings pays a regular dividend. This is consistent with the company's community banking model, which generates relatively stable deposit-funded income. Investors seeking income alongside an Attractively valued regional bank may find this dividend cadence relevant to their screening criteria.

When does QCRH report earnings?

QCR Holdings reports earnings quarterly, in line with standard US-listed bank holding company practice. For exact dates and the most recent results, check the investor relations section of the QCR Holdings website directly.

Is QCRH a good stock to buy?

UQS Score rates QCRH as Good overall. The Valuation pillar is Attractive and both Quality and Risk are rated Good, which may appeal to value-oriented investors. However, Weak Moat and Growth ratings are worth considering. The full pillar breakdown is available to UQS Pro members.

Is QCRH overvalued?

Based on the UQS Valuation pillar, QCRH is rated Attractive, suggesting the stock is not considered overvalued relative to sector peers at current levels. This does not constitute a price prediction — investors should review the complete analysis available to Pro members for context.

How does QCRH compare to its competitors?

Compared to peers like Byline Bancorp, Triumph Financial, and Bank First Corporation, QCR Holdings distinguishes itself through its equipment leasing operations and multi-community Midwest footprint. Its UQS profile — Good Quality and Risk, Attractive Valuation — can be benchmarked against peers using the full comparison tools on UQS Score.

What is QCRH's market cap bracket?

QCR Holdings is classified as a small-cap company. This places it among smaller regional bank holding companies, which typically carry different liquidity and volatility characteristics than large-cap financial institutions.

Who founded QCR Holdings?

QCR Holdings was founded in 1993. Detailed founding history and leadership background are publicly available through the company's official investor relations materials and SEC filings.

Is QCRH a long-term quality investment?

The UQS framework evaluates long-term quality across five pillars. QCRH's Good Quality and Risk ratings suggest operational stability, but the Weak Moat and Growth ratings indicate limited competitive durability and expansion potential — factors that long-term investors typically weigh carefully. Pro members can access the full multi-pillar view.

What is the main competitive advantage of QCR Holdings?

QCR Holdings' primary differentiator is its community-focused banking model combined with a specialized equipment leasing business serving commercial and industrial clients. However, the UQS Moat pillar is rated Weak, suggesting this advantage may not be strongly defensible against larger regional or national competitors.

QCR Holdings, Inc. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

QCR Holdings, Inc. faces growth headwinds with declining or stagnant revenue trends.

QCR Holdings, Inc. maintains a reasonable risk profile with manageable debt levels.

QCR Holdings, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.

QCR Holdings, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for QCRH.

The UQS (Unified Quality Score) for QCR Holdings, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses QCR Holdings, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether QCR Holdings, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.