PWF-PZ.TO

Financial Services

Power Financial Corporation · Insurance - Life · $20B

UQS Score — Balanced Preset
42.8
Below Average

Power Financial Corporation scores 42.8/100 using the Balanced preset.

UQS vs Financial Services Sector
PWF-PZ.TO
42.8
Sector avg
39.7
Quality
Neutral
Moat
Weak
Growth
Weak
Risk
Neutral
Valuation
Attractive

What is Power Financial Corporation?

Power Financial Corporation is a Montreal-based international holding company with interests spanning financial services and asset management across Canada, the US, and Europe.

The company generates revenue through subsidiaries offering life and health insurance, retirement planning, wealth management, and investment advisory services. It also holds interests in private equity, fund management, and specialty businesses across multiple sectors and geographies.

Is PWF-PZ.TO a Good Stock to Buy?

UQS Score rates PWF-PZ.TO as Below Average overall, with Valuation standing out as the most constructive pillar.

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Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

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Pro Analysis

PWF-PZ.TO — Score History

2025303540455055Apr 11Apr 19Apr 27May 5May 13May 21May 24v5
Score changes· 4 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 9, 202642.846.732.04.048.9100.0+0.8
Apr 18, 202642.046.732.00.048.9100.0+15.0
Apr 12, 202627.046.732.00.048.90.0-20.3
Apr 11, 202647.346.750.04.048.9100.0

PWF-PZ.TO — Pillar Breakdown

Quality

46.7/100 (25%)

Power Financial Corporation has average quality metrics, with room for improvement in margins or capital efficiency.

Return on EquityModerate

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

4.0/100 (20%)

Power Financial Corporation faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Risk

48.9/100 (15%)

Power Financial Corporation has some risk factors including moderate leverage or solvency concerns.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageModerate

Earnings capacity relative to interest payments.

Valuation

100.0/100 (15%)

Power Financial Corporation appears attractively valued relative to its earnings, cash flows, and sector peers.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

Moat

32/100 (25%)

Power Financial Corporation operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for PWF-PZ.TO.

Score Composition

Quality
46.7×25%11.7
Growth
4.0×20%0.8
Risk
48.9×15%7.3
Valuation
100.0×15%15.0
Moat
32.0×25%8.0
Total
42.8Below Average

Financial Data

More Stock Analysis

How is the PWF-PZ.TO UQS Score Calculated?

The UQS (Unified Quality Score) for Power Financial Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Power Financial Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Power Financial Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.