PRH
Financial ServicesPrudential Financial, Inc. 5.95 · Insurance - Life · $8B
What is Prudential Financial, Inc. 5.95?
PRH is a preferred share issued by Prudential Financial, a major U.S. insurer and investment manager headquartered in Newark.
Prudential Financial provides insurance, investment management, retirement solutions, and annuity products to individual and institutional clients. Its PGIM division manages assets across fixed income, equity, real estate, and private credit globally. PRH represents a preferred equity interest in that broader enterprise.
Is PRH a Good Stock to Buy?
UQS Score rates PRH as Good overall, with an Attractive valuation offset by a Weak risk profile.
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Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
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Pro Analysis
PRH — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| Aug 7, 2026 | 42.1 | 47.7 | 43.0 | 22.1 | 0.0 | 100.0 | -14.4 |
| Aug 5, 2026 | 56.5 | 48.6 | 43.0 | 41.9 | 72.1 | 96.4 | 0.0 |
| Aug 1, 2026 | 56.5 | 48.6 | 43.0 | 41.9 | 72.1 | 96.3 | 0.0 |
| Jul 30, 2026 | 56.5 | 48.6 | 43.0 | 41.9 | 72.1 | 96.4 | +0.1 |
| Jul 24, 2026 | 56.4 | 48.6 | 43.0 | 41.9 | 72.1 | 95.7 | 0.0 |
| Jul 21, 2026 | 56.4 | 48.6 | 43.0 | 41.9 | 72.1 | 95.6 | 0.0 |
| Jul 18, 2026 | 56.4 | 48.6 | 43.0 | 41.9 | 72.1 | 95.4 | 0.0 |
| Jul 16, 2026 | 56.4 | 48.6 | 43.0 | 41.9 | 72.1 | 95.6 | 0.0 |
| Jul 15, 2026 | 56.4 | 48.6 | 43.0 | 41.9 | 72.1 | 95.7 | 0.0 |
| Jul 11, 2026 | 56.4 | 48.6 | 43.0 | 41.9 | 72.1 | 95.6 | — |
PRH — Pillar Breakdown
Quality
— 47.7/100 (25%)Prudential Financial, Inc. 5.95 has average quality metrics, with room for improvement in margins or capital efficiency.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 22.1/100 (20%)Prudential Financial, Inc. 5.95 faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Risk
— 0.0/100 (15%)Prudential Financial, Inc. 5.95 presents elevated risk with concerns around leverage or financial stability.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 100.0/100 (15%)Prudential Financial, Inc. 5.95 appears attractively valued relative to its earnings, cash flows, and sector peers.
How many years of FCF the market cap represents.
Moat
— 43/100 (25%)Prudential Financial, Inc. 5.95 possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for PRH.
Score Composition
Financial Data
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How is the PRH UQS Score Calculated?
The UQS (Unified Quality Score) for Prudential Financial, Inc. 5.95 is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Prudential Financial, Inc. 5.95's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Prudential Financial, Inc. 5.95 is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.