PRCH

Based on Porch Group, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does Porch Group do?

Porch Group operates a technology platform serving the residential real estate ecosystem. It provides vertical software to home inspectors and other home services businesses, runs a homebuyer marketplace, and offers property insurance and home warranty products through its own carrier and agency brands.

Does PRCH pay dividends?

No, Porch Group does not pay a dividend. The company is focused on growing its software and insurance platform rather than returning capital to shareholders through distributions. Investors seeking income should look elsewhere.

When does PRCH report earnings?

Porch Group reports financial results on a quarterly cadence, consistent with US-listed public companies. For exact dates and the most recent results, check Porch Group's official investor relations page.

Is PRCH a good stock to buy?

UQS Score rates PRCH as Below Average. The Valuation pillar is rated Good, but Quality, Moat, and Risk are all rated Weak — a combination that warrants careful consideration. The full pillar breakdown is available to Pro members on UQS Score.

Is PRCH overvalued?

Based on the UQS Valuation pillar, PRCH is currently rated Good — meaning the stock does not appear expensive relative to its fundamentals at this time. However, a favorable valuation rating does not offset the Weak ratings across Quality, Moat, and Risk.

How does PRCH compare to its competitors?

Porch Group occupies a niche at the intersection of vertical software and insurtech, which differs from broader software platforms like Amplitude or diversified acquirers like Enghouse Systems. Its home-services focus is distinctive, though its Below Average UQS Score reflects challenges that some peers may not share.

What is PRCH's market cap bracket?

Porch Group is classified as a small-cap company. This places it in a segment of the market that typically carries higher volatility and liquidity risk compared to mid-cap or large-cap peers, which is consistent with its Weak Risk pillar rating.

Who founded Porch Group?

Porch Group was founded by Matt Ehrlichman, who served as CEO. The company was incorporated in 2011 and went public through a SPAC merger. For full founding history, publicly available sources and the company's investor relations materials provide detailed background.

Is PRCH a long-term buy?

As a long-term quality indicator, PRCH's Below Average UQS Score — driven by Weak ratings in Quality, Moat, and Risk — suggests the business has not yet demonstrated the durability characteristics typically associated with strong long-term holdings. The Growth pillar is Neutral, leaving the trajectory open but unconfirmed.

What is the main competitive advantage of Porch Group?

Porch Group's potential advantage lies in its early access to homebuyers through its software partnerships with home inspectors and other service providers. This data-driven touchpoint allows cross-selling of insurance and services. However, the UQS Moat pillar is rated Weak, indicating this advantage is not yet strongly entrenched.

What sector does PRCH belong to?

Porch Group is classified in the Technology sector, though its business model spans vertical software and property insurance. This dual-segment structure means it also carries exposure to insurance industry dynamics, including weather-related loss events that affect the property and casualty market.

Is PRCH a growth stock or value stock?

Based on UQS pillar labels, PRCH shows a Neutral Growth rating and a Good Valuation rating. That combination places it in an ambiguous middle ground — not a high-conviction growth story, but also not obviously expensive. It does not fit cleanly into either the traditional growth or value category.

Porch Group, Inc. has average quality metrics, with room for improvement in margins or capital efficiency.

Porch Group, Inc. shows steady but unspectacular growth, typical for mature companies.

Porch Group, Inc. presents elevated risk with concerns around leverage or financial stability.

Porch Group, Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.

Porch Group, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for PRCH.

The UQS (Unified Quality Score) for Porch Group, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Porch Group, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Porch Group, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.