PLGO

Financial Services

Pelagos Insurance Capital Limit · Insurance - Diversified · $2B

UQS Score — Balanced Preset
68.1
Good

Pelagos Insurance Capital Limit scores 68.1/100 using the Balanced preset.

UQS vs Financial Services Sector
PLGO
68.1
Sector avg
39.7
Quality
Good
Moat
Neutral
Growth
Good
Risk
Neutral
Valuation
Attractive

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Pro Analysis

PLGO — Score History

60657075Jul 11Jul 29Aug 16Sep 3Sep 21Oct 8
Score changes· 1 most recent
DateUQSQualityMoatGrowthRiskValueChange
Jul 11, 202668.175.350.072.848.5100.0—

PLGO — Pillar Breakdown

◆

Quality

— 75.3/100 (25%)

Pelagos Insurance Capital Limit demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

Return on EquityStrong

Profitability relative to shareholders' equity.

Operating ProfitabilityModerate

Ability to convert revenue into operating profit.

Net ProfitabilityStrong

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

▲

Growth

— 72.8/100 (20%)

Pelagos Insurance Capital Limit demonstrates healthy growth trends across revenue and earnings.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthStrong

Year-over-year earnings per share growth.

Forward Revenue OutlookStrong

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

◈

Risk

— 48.5/100 (15%)

Pelagos Insurance Capital Limit has some risk factors including moderate leverage or solvency concerns.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageModerate

Earnings capacity relative to interest payments.

●

Valuation

— 100.0/100 (15%)

Pelagos Insurance Capital Limit appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

⬡

Moat

— 50/100 (25%)

Pelagos Insurance Capital Limit possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for PLGO.

Score Composition

Quality
75.3×25%18.8
Growth
72.8×20%14.6
Risk
48.5×15%7.3
Valuation
100.0×15%15.0
Moat
50.0×25%12.5
Total
68.1Good

Financial Data

More Stock Analysis

How is the PLGO UQS Score Calculated?

The UQS (Unified Quality Score) for Pelagos Insurance Capital Limit is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Pelagos Insurance Capital Limit's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Pelagos Insurance Capital Limit is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.