PII

Consumer Cyclical

Polaris Inc. · Auto - Recreational Vehicles · $4B

UQS Score — Balanced Preset
34.2
Below Average

Polaris Inc. scores 34.2/100 using the Balanced preset.

UQS vs Consumer Cyclical Sector
PII
34.2
Sector avg
37.7
Quality
Weak
Moat
Weak
Growth
Weak
Risk
Neutral
Valuation
Attractive

What is Polaris Inc.?

Polaris Inc. is a Minnesota-based powersports manufacturer with a global footprint spanning off-road vehicles, snowmobiles, motorcycles, and marine products. Founded in 1954 and headquartered in Medina, Minnesota, the company serves recreational and utility customers through a broad dealer network.

Polaris designs, engineers, and manufactures power sports vehicles sold through three segments: Off-Road, On-Road, and Marine. Revenue comes from vehicle sales, a wide range of branded accessories and apparel, and aftermarket parts distributed through dealers, distributors, and direct-to-consumer channels including over a hundred retail centers and e-commerce platforms. The accessories and gear business — covering everything from helmets to cargo systems — adds a recurring revenue layer on top of vehicle sales.

Polaris was founded in 1954 and is headquartered in Medina, Minnesota.

  • All-terrain vehicles (ATVs) and side-by-side off-road vehicles
  • Snowmobiles and snow bike conversion kits
  • Motorcycles and moto-roadsters
  • Pontoon and deck boats under the Marine segment
  • Branded gear, apparel, and aftermarket accessories

Is PII a Good Stock to Buy?

UQS Score rates PII as Below Average overall, reflecting meaningful headwinds across several key quality dimensions.

The most constructive element in Polaris's current profile is Valuation, which is rated Attractive — suggesting the market may already be pricing in a significant portion of the company's challenges. Risk is rated Neutral, indicating the balance sheet and operational risk profile is neither alarming nor reassuring relative to sector peers.

Quality, Moat, and Growth are all rated Weak — a combination that signals limited competitive insulation, constrained earnings power, and a difficult near-term growth trajectory in the consumer cyclical space.

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Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does PII pay dividends?

Yes — Polaris Inc. pays a dividend.

Polaris pays a regular dividend, which is notable for a consumer cyclical manufacturer facing a softer demand environment. The dividend reflects the company's long operating history and commitment to returning capital to shareholders. Income-focused investors should weigh the payout against the Weak Quality and Growth pillar ratings, which raise questions about the sustainability of distributions over a full business cycle.

When does PII report earnings?

Polaris Inc. reports earnings on a quarterly cadence, consistent with standard practice for US-listed equities.

The company's recent results have reflected broader softness in consumer discretionary spending on big-ticket recreational goods. Dealer inventory normalization and demand headwinds in the powersports category have weighed on top-line momentum, contributing to the Weak Growth rating in the UQS framework.

For the most recent quarter's results and guidance, visit Polaris Inc.'s investor relations page directly.

PII Price History

-45.3% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Polaris Inc.?

$
Today it would be worth
$5,044
That's a -49.6% total return, or -12.8% annualized.

Based on Polaris Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

PII Long-term Outlook

The fundamental outlook for Polaris is cautious. With Growth and Quality both rated Weak, the near-term path to earnings recovery depends heavily on a consumer spending rebound and successful inventory destocking across its dealer network. The Attractive Valuation rating suggests downside may be partially reflected in the current price, but a re-rating would require tangible improvement in the company's competitive positioning and margin structure. The Neutral Risk rating provides some stability, but does not offset the structural concerns flagged by the other pillars.

Growth drivers

  • Aftermarket accessories and apparel providing a recurring revenue stream
  • Marine segment diversification beyond core powersports categories
  • Long-term consumer demand for outdoor recreational vehicles

Key risks

  • Consumer cyclical exposure making revenue sensitive to economic downturns
  • Weak Moat rating indicating limited pricing power versus competitors
  • Dealer inventory overhang that could suppress near-term wholesale volumes

PII vs Peers

Polaris competes in the powersports and recreational vehicle space alongside several established players, each with distinct strategic profiles.

LCIIPII scores lower
LCI Industries

LCI Industries focuses on components and accessories for recreational vehicles and adjacent markets, giving it a supplier-side angle rather than direct consumer vehicle competition.

HOGPII scores lower
Harley-Davidson, Inc.

Harley-Davidson concentrates on heavyweight motorcycles and carries a powerful brand identity, competing with Polaris's Indian Motorcycle line for premium on-road riders.

DOOPII scores lower
BRP Inc.

BRP is Polaris's most direct global rival, competing across snowmobiles, ATVs, side-by-sides, and personal watercraft under brands like Ski-Doo and Can-Am.

Frequently Asked Questions

What does Polaris Inc. do?

Polaris designs and manufactures powersports vehicles including ATVs, side-by-side off-road vehicles, snowmobiles, motorcycles, and boats. The company also sells a broad range of branded accessories, apparel, and aftermarket parts through dealers, retail centers, and e-commerce channels worldwide.

Does PII pay dividends?

Yes, Polaris pays a regular dividend. The company has a long history of returning capital to shareholders through dividends. However, investors should consider the Weak Quality and Growth pillar ratings when assessing the long-term sustainability of the payout. Check Polaris's investor relations page for the current dividend schedule.

When does PII report earnings?

Polaris reports earnings quarterly, in line with standard US-listed company practice. For exact dates and the most recent results, refer to the investor relations section of the Polaris Inc. website.

Is PII a good stock to buy?

The UQS Score rates PII as Below Average, driven by Weak ratings across Quality, Moat, and Growth. The Valuation pillar is rated Attractive, which may interest contrarian investors. Whether that valuation discount compensates for the fundamental weaknesses depends on your risk tolerance and investment horizon. The full pillar breakdown is available to Pro members.

Is PII overvalued?

Based on the UQS framework, PII's Valuation pillar is rated Attractive — meaning the stock does not appear overvalued relative to its fundamentals and sector peers. This is one of the few constructive signals in the current profile, though it should be read alongside the Weak Quality and Growth ratings.

How does PII compare to its competitors?

Polaris competes most directly with BRP Inc. across nearly every powersports category. Harley-Davidson overlaps in the on-road motorcycle segment, while LCI Industries operates more as a components supplier. Each competitor carries a different quality and valuation profile — the UQS Score comparison tool lets Pro members view side-by-side pillar ratings.

What is PII's market cap bracket?

Polaris Inc. is classified as a mid-cap company. This places it in a range where institutional coverage is meaningful but the stock can experience more volatility than large-cap peers during sector downturns — a relevant consideration given its consumer cyclical exposure.

Who founded Polaris Inc.?

Polaris was founded in 1954 in Minnesota. The company originally built snowmobiles and has since expanded into a broad powersports manufacturer. Full founding history is widely available through Polaris's official corporate and investor relations materials.

Is PII a long-term quality investment?

As a long-term quality indicator, the UQS Score currently rates PII as Below Average. The Weak Moat and Quality ratings suggest the company lacks the durable competitive advantages typically associated with strong long-term compounders. The Attractive Valuation may offer a margin of safety, but sustained improvement in fundamentals would be needed to shift the long-term quality profile.

What is the main competitive advantage of Polaris?

Polaris's competitive position rests on its broad product portfolio, established dealer network, and brand recognition built over decades in powersports. However, the UQS Moat pillar is currently rated Weak, indicating that these advantages have not translated into strong pricing power or returns that clearly differentiate the company from sector peers.

What sector does PII belong to?

Polaris Inc. belongs to the Consumer Cyclical sector. This means its revenue and earnings are sensitive to consumer confidence and discretionary spending trends. During economic slowdowns, demand for big-ticket recreational vehicles like ATVs, snowmobiles, and boats tends to soften — a key risk factor reflected in the UQS Risk pillar.

Is PII a growth stock or value stock?

Based on the UQS framework, PII leans toward value territory — the Valuation pillar is rated Attractive while the Growth pillar is rated Weak. This profile is more consistent with a turnaround or value play than a growth stock, though the underlying business recovery would need to materialize for the valuation discount to be realized.

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  • Screen for better-rated Consumer Cyclical alternatives
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Pro Analysis

PII — Score History

2530354045Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 15 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 22, 202634.320.320.029.842.079.9-0.1
May 21, 202634.420.320.029.842.080.8-1.8
May 7, 202636.227.920.029.841.780.3-0.1
May 5, 202636.327.920.029.841.780.4+0.1
May 3, 202636.227.920.029.641.780.3-0.3
May 2, 202636.527.920.029.641.782.2-0.1
Apr 28, 202636.627.920.030.441.782.00.0
Apr 26, 202636.627.920.030.141.782.0-0.1
Apr 25, 202636.727.920.030.141.782.70.0
Apr 19, 202636.727.920.030.141.783.0-0.2

PII — Pillar Breakdown

Quality

19.9/100 (25%)

Polaris Inc. currently shows below-average quality metrics, suggesting challenges with profitability.

Capital Efficiency (ROIC)Weak

How effectively capital is deployed to generate returns.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Gross Profit / AssetsModerate

Asset productivity — how much gross profit each dollar of assets generates.

Cash GenerationModerate

Free cash flow relative to market value.

Growth

29.7/100 (20%)

Polaris Inc. faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

42.0/100 (15%)

Polaris Inc. has some risk factors including moderate leverage or solvency concerns.

Financial LeverageStrong

Debt levels relative to earnings capacity.

Debt/EquityWeak

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

80.1/100 (15%)

Polaris Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldModerate

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

Moat

20/100 (25%)

Polaris Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for PII.

Score Composition

Quality
19.9×25%5.0
Growth
29.7×20%5.9
Risk
42.0×15%6.3
Valuation
80.1×15%12.0
Moat
20.0×25%5.0
Total
34.2Below Average

Financial Data

More Stock Analysis

How is the PII UQS Score Calculated?

The UQS (Unified Quality Score) for Polaris Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Polaris Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Polaris Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.