PHM
Consumer CyclicalPulteGroup, Inc. · Residential Construction · $22B
What is PulteGroup, Inc.?
PulteGroup is one of the largest homebuilders in the United States, operating across multiple brands to serve a wide range of buyers — from first-time purchasers to active adults.
PulteGroup acquires and develops land for residential use, then constructs and sells homes across several distinct brands. Beyond homebuilding, the company arranges mortgage financing for buyers, sells loan servicing rights, and provides title insurance and closing services — creating a vertically integrated homebuying experience.
Founded in 1950 and headquartered in Atlanta, Georgia, PulteGroup has grown into a major force in American residential construction.
- Single-family homes, townhomes, condominiums, and duplexes
- Multi-brand platform including Pulte Homes, Centex, Del Webb, DiVosta, American West, and John Wieland Homes
- In-house mortgage origination and financing services
- Title insurance and closing services
Is PHM a Good Stock to Buy?
UQS Score rates PHM as Below Average overall.
PulteGroup's Risk pillar stands out as a relative strength, suggesting the balance sheet and financial structure are more resilient than many peers. Its Valuation pillar also rates Good, meaning the stock does not appear significantly stretched relative to fundamentals.
The Moat and Growth pillars both rate Weak, reflecting limited competitive differentiation and subdued near-term expansion signals in a cyclical industry.
Sign up to see the full pillar breakdown and detailed financial metrics behind PHM's UQS Score. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does PHM pay dividends?
Yes — PulteGroup, Inc. pays a dividend.
PulteGroup pays a regular dividend, which is relatively uncommon among homebuilders. This reflects a degree of financial confidence from management. Income-oriented investors may find this appealing, though the dividend should be weighed against the cyclical nature of the homebuilding sector.
When does PHM report earnings?
PulteGroup reports earnings on a quarterly cadence, consistent with US-listed equities.
Results tend to reflect broader housing market conditions, including interest rate movements and regional demand trends. The company's multi-brand strategy helps it serve different buyer segments across market cycles.
For the most recent quarter's results, visit PulteGroup's investor relations page directly.
PHM Price History
+133.6% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in PulteGroup, Inc.?
Based on PulteGroup, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
Frequently Asked Questions
What does PulteGroup do?
PulteGroup builds and sells residential homes across the United States under multiple brand names. It also provides mortgage financing, title insurance, and closing services to homebuyers, making it a vertically integrated homebuilding company.
Does PHM pay dividends?
Yes, PulteGroup pays a regular dividend. This is relatively uncommon in the homebuilding sector. Investors should consider the cyclical nature of the business when evaluating dividend sustainability.
When does PHM report earnings?
PulteGroup follows a standard quarterly earnings schedule. For the exact release dates, check the investor relations section of PulteGroup's official website.
Is PHM a good stock to buy?
UQS Score rates PHM as Below Average overall. While its Risk and Valuation pillars show relative strength, weak Moat and Growth ratings temper the overall picture. Pro members can view the complete pillar breakdown to inform their own decisions.
Is PHM overvalued?
PHM's Valuation pillar rates Good, suggesting the stock is not significantly overpriced relative to its fundamentals. However, valuation should always be considered alongside the company's growth and moat profile.
Is PHM a long-term quality indicator?
From a long-term quality perspective, PHM's Good Quality pillar and Strong Risk rating provide some foundation. However, the Weak Moat and Growth pillars indicate limited durable competitive advantage, which is a key consideration for long-horizon investors.
What is PHM's market cap bracket?
PulteGroup is classified as a large-cap stock, placing it among the more established and widely followed companies in the homebuilding sector.
Who founded PulteGroup?
PulteGroup was founded by William J. Pulte in 1950. The company was formerly known as Pulte Homes, Inc. before rebranding to PulteGroup in 2010. It is headquartered in Atlanta, Georgia.
Unlock Full PHM Analysis
Sign in to unlock the detailed analysis behind the UQS Score.
- ✓View the exact UQS pillar scores across Quality, Moat, Growth, Risk, and Valuation
- ✓Access detailed financial metrics behind each pillar rating
- ✓Compare PHM side-by-side with Lennar, NVR, and Toll Brothers
- ✓Get the complete analyst-style view available to Pro members
Pro Analysis
PHM — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 22, 2026 | 46.5 | 64.5 | 19.0 | 8.2 | 90.9 | 68.9 | -0.2 |
| May 15, 2026 | 46.7 | 64.9 | 19.0 | 8.2 | 90.9 | 69.9 | -0.9 |
| May 7, 2026 | 47.6 | 67.6 | 19.0 | 8.1 | 91.7 | 70.6 | -0.1 |
| May 3, 2026 | 47.7 | 67.6 | 19.0 | 8.1 | 91.7 | 70.9 | +0.4 |
| May 2, 2026 | 47.3 | 67.6 | 19.0 | 8.1 | 91.7 | 68.6 | -0.1 |
| Apr 26, 2026 | 47.4 | 67.6 | 19.0 | 8.5 | 91.7 | 68.7 | -0.1 |
| Apr 25, 2026 | 47.5 | 67.6 | 19.0 | 8.6 | 91.7 | 68.9 | -3.8 |
| Apr 23, 2026 | 51.3 | 67.6 | 19.0 | 10.9 | 91.7 | 91.6 | +4.0 |
| Apr 21, 2026 | 47.3 | 67.6 | 19.0 | 8.1 | 91.7 | 68.7 | -0.1 |
| Apr 19, 2026 | 47.4 | 67.6 | 19.0 | 8.4 | 91.7 | 68.9 | -0.2 |
PHM — Pillar Breakdown
Quality
— 64.5/100 (25%)PulteGroup, Inc. shows solid profitability with healthy returns on capital and reasonable margins.
How effectively capital is deployed to generate returns.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Asset productivity — how much gross profit each dollar of assets generates.
Free cash flow relative to market value.
Growth
— 8.2/100 (20%)PulteGroup, Inc. faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 90.9/100 (15%)PulteGroup, Inc. carries minimal financial risk with conservative leverage and strong solvency.
Debt levels relative to earnings capacity.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 69.1/100 (15%)PulteGroup, Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 19/100 (25%)PulteGroup, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for PHM.
Score Composition
Financial Data
More Stock Analysis
How is the PHM UQS Score Calculated?
The UQS (Unified Quality Score) for PulteGroup, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses PulteGroup, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether PulteGroup, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.