OXLCI

Financial Services

Oxford Lane Capital Corp. · Asset Management · $12B

UQS Score — Balanced Preset

31.5

Weak

Oxford Lane Capital Corp. scores 31.5/100 using the Balanced preset.

29.2

Quality

35%

15.0

Moat

30%

0.2

Growth

20%

36.4

Risk

15%

OXLCI — Key Takeaways

✅ Strengths

●Oxford Lane Capital Corp. shows attractive valuation relative to fundamentals

⚠️ Areas of Concern

●Oxford Lane Capital Corp. has below-average profitability metrics

●Oxford Lane Capital Corp. has limited growth momentum

●Oxford Lane Capital Corp. has limited competitive moat

OXLCI — Score History

Date	UQS	Quality	Moat	Growth	Risk	Value	Change
Apr 8, 2026	31.5	29.2	15.0	0.2	36.4	100.0	0.0
Apr 7, 2026	31.5	29.2	15.0	0.2	36.4	100.0	0.0
Apr 6, 2026	31.5	29.2	15.0	0.2	36.4	100.0	0.0
Apr 5, 2026	31.5	29.2	15.0	0.2	36.4	100.0	0.0
Apr 4, 2026	31.5	29.2	15.0	0.2	36.4	100.0	0.0
Apr 3, 2026	31.5	29.2	15.0	0.2	36.4	100.0	0.0
Apr 2, 2026	31.5	29.2	15.0	0.2	36.4	100.0	—

OXLCI — Pillar Breakdown

◆

Quality

— 29.2/100 (25%)

Oxford Lane Capital Corp. currently shows below-average quality metrics, suggesting challenges with profitability.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

▲

Growth

— 0.2/100 (20%)

Oxford Lane Capital Corp. faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

◈

Risk

— 36.4/100 (15%)

Oxford Lane Capital Corp. has some risk factors including moderate leverage or solvency concerns.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

●

Valuation

— 100.0/100 (15%)

Oxford Lane Capital Corp. appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

⬡

Moat

— 15/100 (30%)

Oxford Lane Capital Corp. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for OXLCI.

Score Composition

Quality

29.2×25%7.3

Growth

0.2×20%0.0

Risk

36.4×15%5.5

Valuation

100.0×15%15.0

Moat

15.0×30%4.5

Total

31.5Weak

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How is the OXLCI UQS Score Calculated?

The UQS (Unified Quality Score) for Oxford Lane Capital Corp. is calculated using a proprietary 5-pillar framework with 25 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Oxford Lane Capital Corp.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Oxford Lane Capital Corp. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.