OXLCI

Financial Services

Oxford Lane Capital Corp. · Asset Management · $12B

UQS Score — Balanced Preset
58.8
Good

Oxford Lane Capital Corp. scores 58.8/100 using the Balanced preset.

UQS vs Financial Services Sector
OXLCI
58.8
Sector avg
39.7
Quality
Neutral
Moat
Weak
Growth
Good
Risk
Strong
Valuation
Attractive

What is Oxford Lane Capital Corp.?

Oxford Lane Capital Corp. is a closed-end fund focused on fixed income securities, specifically targeting collateralized loan obligations. Managed by Oxford Lane Management LLC, it is domiciled in the United States and headquartered in Greenwich.

Oxford Lane Capital generates income by investing in securitization vehicles — primarily collateralized loan obligations, or CLOs — that hold senior secured loans made to below-investment-grade or unrated companies. The fund earns returns from the interest and principal payments flowing through these structured credit vehicles. As a closed-end fund, it trades on an exchange and distributes income regularly to shareholders, making it a yield-oriented vehicle rather than a growth-oriented one.

Oxford Lane Capital Corp. was formed in 2010 and began operations in 2011, with its headquarters in Greenwich, US.

  • CLO equity and debt tranche investments
  • Exposure to below-investment-grade senior secured loans
  • Regular income distributions to shareholders
  • Closed-end fund structure traded on public exchanges

Is OXLCI a Good Stock to Buy?

UQS Score rates OXLCI as Poor overall, reflecting broad weakness across most of the five scoring pillars.

The one area where OXLCI stands out relative to its profile is Valuation, which is rated Good — suggesting the market price may already reflect the fund's structural challenges. For income-focused investors, this can be a relevant data point when assessing entry points.

Quality, Moat, Growth, and Risk are all rated Weak, indicating that the fund faces meaningful headwinds across earnings quality, competitive positioning, growth trajectory, and risk profile — a combination that warrants careful scrutiny.

See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does OXLCI pay dividends?

Yes — Oxford Lane Capital Corp. pays a dividend.

Oxford Lane Capital pays a regular dividend, which is central to its investment thesis as a closed-end income fund. The distributions are funded by cash flows from its CLO investments. Investors drawn to OXLCI typically prioritize current income over capital appreciation, though the sustainability of distributions depends heavily on credit market conditions and the performance of underlying loan portfolios.

When does OXLCI report earnings?

Oxford Lane Capital Corp. reports financial results on a quarterly cadence, consistent with US-listed closed-end funds.

Given the fund's Weak ratings across Quality and Growth pillars, recent results have reflected the challenges inherent in managing leveraged credit exposure in a variable rate environment. Income generation from CLO tranches can fluctuate with credit spreads and loan default rates.

For the most recent quarter's results, visit Oxford Lane Capital Corp.'s investor relations page directly.

OXLCI Price History

+15.2% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Oxford Lane Capital Corp.?

$
Today it would be worth
$11,022
That's a +10.2% total return, or +10.2% annualized.

Based on Oxford Lane Capital Corp.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

OXLCI Long-term Outlook

The fund's Weak Growth and Weak Risk pillar ratings suggest a cautious fundamental outlook. CLO equity returns are sensitive to credit cycles, and a deterioration in loan performance could pressure distributions. The Good Valuation rating indicates the market has priced in a degree of these risks, but the overall Poor UQS Score reflects a profile where the risk-reward balance is unfavorable across most dimensions.

Growth drivers

  • Potential spread widening that could benefit CLO equity tranches
  • Reinvestment of income into additional CLO positions during favorable credit conditions
  • Closed-end fund structure allowing opportunistic portfolio management

Key risks

  • Rising loan default rates reducing cash flows from CLO holdings
  • Interest rate volatility affecting the value of fixed income securitization vehicles
  • Leverage embedded in CLO structures amplifying losses in credit downturns

OXLCI vs Peers

Oxford Lane Capital operates in a competitive landscape alongside other credit-focused and asset management firms.

CRBGOXLCI scores lower
Corebridge Financial, Inc.

Corebridge is a diversified insurance and retirement solutions provider, offering a broader product mix than Oxford Lane's narrow CLO-focused mandate.

IVZOXLCI scores lower
Invesco Ltd.

Invesco is a global asset manager with a wide range of active and passive strategies, contrasting with Oxford Lane's single-asset-class closed-end structure.

ARCCOXLCI scores lower
Ares Capital Corporation

Ares Capital is a leading business development company focused on direct lending to middle-market companies, competing for similar below-investment-grade credit exposure but through a different vehicle structure.

Frequently Asked Questions

What does Oxford Lane Capital Corp. do?

Oxford Lane Capital is a closed-end fund that invests in collateralized loan obligations — structured vehicles that hold pools of senior secured loans made to below-investment-grade companies. The fund aims to generate income for shareholders through the interest and principal flows from these CLO investments.

Does OXLCI pay dividends?

Yes, Oxford Lane Capital pays a regular dividend. Income distributions are a core feature of its closed-end fund structure, funded by cash flows from its CLO portfolio. Investors should review the fund's investor relations page for current distribution details and payment schedules.

When does OXLCI report earnings?

Oxford Lane Capital reports on a quarterly cadence, as is standard for US-listed closed-end funds. For the most current earnings release dates and results, check the company's investor relations page directly.

Is OXLCI a good stock to buy?

UQS Score rates OXLCI as Poor overall, with Weak ratings across Quality, Moat, Growth, and Risk. The Valuation pillar is rated Good, which may interest income-focused investors watching entry points. The full pillar breakdown is available to UQS Pro members.

Is OXLCI overvalued?

The UQS Valuation pillar for OXLCI is rated Good, suggesting the current market price reflects a reasonable or even attractive entry relative to the fund's fundamentals. However, this should be weighed against the Weak ratings in other pillars before drawing conclusions.

How does OXLCI compare to its competitors?

Compared to peers like Ares Capital, Invesco, and Corebridge Financial, Oxford Lane Capital has a narrower focus — concentrating almost entirely on CLO tranches rather than diversified credit or asset management strategies. This concentration can amplify both income potential and downside risk.

What is OXLCI's market cap bracket?

OXLCI is classified as a large-cap fund. This places it among the larger closed-end vehicles in the structured credit space, though its asset base is concentrated in CLO-related securities rather than diversified across asset classes.

Who founded Oxford Lane Capital Corp.?

Oxford Lane Capital Corp. was formed in 2010 and is managed by Oxford Lane Management LLC. Founding and management details are publicly available through the fund's SEC filings and investor relations disclosures.

Is OXLCI a long-term quality investment?

From a long-term quality perspective, OXLCI's Poor UQS Score — driven by Weak ratings in Quality, Moat, Growth, and Risk — raises meaningful questions about durability. Investors focused on long-term compounding may find the fund's profile challenging, though income-seekers may evaluate it differently. Pro members can access the complete analysis.

What is the main competitive advantage of Oxford Lane Capital?

Oxford Lane's primary positioning is its specialized focus on CLO equity and debt tranches, an area requiring specific credit expertise. However, the UQS Moat pillar rates this as Weak, suggesting the fund does not demonstrate a durable structural advantage relative to broader financial services peers.

What sector does OXLCI belong to?

OXLCI operates in the Financial Services sector, specifically within the closed-end fund and structured credit segment. Its portfolio is concentrated in securitization vehicles rather than traditional equities, bonds, or diversified financial products.

Is OXLCI a growth stock or value stock?

OXLCI is neither a conventional growth nor value stock — it functions as an income vehicle. The UQS Growth pillar is rated Weak, while Valuation is rated Good, positioning it as a yield-oriented fund where income distribution rather than capital appreciation is the primary return driver.

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Pro Analysis

OXLCI — Score History

2030405060Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 5 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 20, 202658.851.015.065.594.3100.0+17.5
May 12, 202641.328.815.065.936.477.7+15.8
Apr 22, 202625.529.215.00.136.460.00.0
Apr 18, 202625.529.215.00.236.460.0-6.0
Apr 2, 202631.529.215.00.236.4100.0

OXLCI — Pillar Breakdown

Quality

51.0/100 (25%)

Oxford Lane Capital Corp. has average quality metrics, with room for improvement in margins or capital efficiency.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityStrong

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

65.5/100 (20%)

Oxford Lane Capital Corp. demonstrates healthy growth trends across revenue and earnings.

Recent Revenue TrendStrong

Revenue trajectory over the last twelve months.

3Y Revenue CAGRStrong

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

94.3/100 (15%)

Oxford Lane Capital Corp. carries minimal financial risk with conservative leverage and strong solvency.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageStrong

Earnings capacity relative to interest payments.

Valuation

100.0/100 (15%)

Oxford Lane Capital Corp. appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

Moat

15/100 (25%)

Oxford Lane Capital Corp. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for OXLCI.

Score Composition

Quality
51.0×25%12.8
Growth
65.5×20%13.1
Risk
94.3×15%14.1
Valuation
100.0×15%15.0
Moat
15.0×25%3.8
Total
58.8Good

Financial Data

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How is the OXLCI UQS Score Calculated?

The UQS (Unified Quality Score) for Oxford Lane Capital Corp. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Oxford Lane Capital Corp.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Oxford Lane Capital Corp. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.