Is OXLCG a buy according to UQS?

UQS rates OXLCG as Good at 54.7/100, driven primarily by its Risk pillar (94.3) and a perfect Valuation score of 100. The lowest pillar is Moat at 11.0, reflecting the structural absence of competitive advantages in a fixed-income note. The overall Good rating indicates a balanced but not exceptional fundamental profile across all five pillars.

What is OXLCG's PEG ratio and what does it mean?

OXLCG carries a PEG ratio of -2.40, compared to a sector median of 1.27. A negative PEG typically results from negative trailing earnings growth — in this case, TTM EPS growth of -90.5%. Standard PEG interpretation (below 1 = cheap relative to growth, 1–2 = fairly priced, above 2 = expensive) does not apply cleanly here; the forward P/E of 5.8 is a more relevant valuation anchor. See the [PEG ratio explainer](/learn/peg-ratio).

Why might OXLCG's UQS Score change?

The UQS Score updates daily based on trailing twelve-month financials and forward analyst estimates. For OXLCG, the most sensitive inputs are the forward revenue and EPS growth estimates — currently at 406.1% and 3,922.4% respectively — which are unusually large and subject to revision. Shifts in balance sheet metrics, interest coverage, or changes to the debt instrument's coupon obligations could also move the Risk pillar, currently the highest-weighted contributor.

OXLCG

Financial Services

Oxford Lane Capital Corp. 7.95% Notes due 2032 · Asset Management · $9B

UQS Score — Balanced Preset

54.7

Good

Oxford Lane Capital Corp. 7.95% Notes due 2032 scores 54.7/100 using the Balanced preset.

UQS vs Financial Services Sector

OXLCG

54.7

Sector avg

39.7

Quality

Neutral

Moat

Weak

Growth

Neutral

Risk

Strong

Valuation

Attractive

OXLCG Price History

+10.6% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Oxford Lane Capital Corp. 7.95% Notes due 2032?

If I had invested

Starting

Today it would be worth

$11,128

That's a +11.3% total return, or +11.3% annualized.

Based on Oxford Lane Capital Corp. 7.95% Notes due 2032's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

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Pro Analysis

OXLCG — Score History

Score changes· 2 most recent

Date	UQS	Quality	Moat	Growth	Risk	Value	Change
Apr 12, 2026	54.7	51.0	11.0	50.0	94.3	100.0	-9.7
Apr 11, 2026	64.4	51.0	50.0	50.0	94.3	100.0	—

OXLCG — Pillar Breakdown

◆

Quality

— 51.0/100 (25%)

Oxford Lane Capital Corp. 7.95% Notes due 2032 has average quality metrics, with room for improvement in margins or capital efficiency.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityStrong

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

▲

Growth

— 50.0/100 (20%)

Oxford Lane Capital Corp. 7.95% Notes due 2032 shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookStrong

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

◈

Risk

— 94.3/100 (15%)

Oxford Lane Capital Corp. 7.95% Notes due 2032 carries minimal financial risk with conservative leverage and strong solvency.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageStrong

Earnings capacity relative to interest payments.

●

Valuation

— 100.0/100 (15%)

Oxford Lane Capital Corp. 7.95% Notes due 2032 appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

⬡

Moat

— 11/100 (25%)

Oxford Lane Capital Corp. 7.95% Notes due 2032 operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for OXLCG.

Score Composition

Quality

51.0×25%12.8

Growth

50.0×20%10.0

Risk

94.3×15%14.1

Valuation

100.0×15%15.0

Moat

11.0×25%2.8

Total

54.7Good

Financial Data

More Stock Analysis

How is the OXLCG UQS Score Calculated?

The UQS (Unified Quality Score) for Oxford Lane Capital Corp. 7.95% Notes due 2032 is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Oxford Lane Capital Corp. 7.95% Notes due 2032's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Oxford Lane Capital Corp. 7.95% Notes due 2032 is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.