OXBR

Financial Services

Oxbridge Re Holdings Limited · Insurance - Reinsurance · $10M

UQS Score — Balanced Preset
39.0
Below Average

Oxbridge Re Holdings Limited scores 39.0/100 using the Balanced preset.

UQS vs Financial Services Sector
OXBR
39.0
Sector avg
39.7
Quality
Weak
Moat
Weak
Growth
Strong
Risk
Weak
Valuation
Good

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Pro Analysis

OXBR — Score History

303540455055Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 11 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 22, 202639.30.08.0100.036.478.9-6.2
May 7, 202645.50.08.0100.072.784.0-0.1
May 3, 202645.60.08.0100.072.784.7-0.9
Apr 26, 202646.50.08.0100.072.790.5-0.1
Apr 19, 202646.60.08.0100.072.791.0-0.4
Apr 18, 202647.00.08.0100.072.793.8+0.4
Apr 14, 202646.60.08.0100.072.791.5+0.2
Apr 12, 202646.40.08.0100.072.790.1+0.8
Apr 5, 202645.60.08.0100.072.784.4+1.5
Apr 4, 202644.10.08.0100.072.774.7+5.4

OXBR — Pillar Breakdown

Quality

0.0/100 (25%)

Oxbridge Re Holdings Limited currently shows below-average quality metrics, suggesting challenges with profitability.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Cash GenerationWeak

Free cash flow relative to market value.

Growth

100.0/100 (20%)

Oxbridge Re Holdings Limited is growing rapidly with strong revenue and earnings expansion.

Recent Revenue TrendStrong

Revenue trajectory over the last twelve months.

3Y Revenue CAGRStrong

Compound annual revenue growth rate over 3 years.

EPS GrowthStrong

Year-over-year earnings per share growth.

Forward Revenue OutlookStrong

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

36.4/100 (15%)

Oxbridge Re Holdings Limited has some risk factors including moderate leverage or solvency concerns.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

77.2/100 (15%)

Oxbridge Re Holdings Limited appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldModerate

Inverse of forward P/E — higher yield means cheaper stock.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

Moat

8/100 (25%)

Oxbridge Re Holdings Limited operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for OXBR.

Score Composition

Quality
0.0×25%0.0
Growth
100.0×20%20.0
Risk
36.4×15%5.5
Valuation
77.2×15%11.6
Moat
8.0×25%2.0
Total
39.0Below Average

Financial Data

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How is the OXBR UQS Score Calculated?

The UQS (Unified Quality Score) for Oxbridge Re Holdings Limited is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Oxbridge Re Holdings Limited's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Oxbridge Re Holdings Limited is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.