NTRS

Financial Services

Northern Trust Corporation · Asset Management · $26B

UQS Score — Balanced Preset
48.6
Average

Northern Trust Corporation scores 48.6/100 using the Balanced preset.

64.2
Quality
35%
42.0
Moat
30%
29.7
Growth
20%
15.6
Risk
15%

NTRS — Key Takeaways

✅ Strengths

Northern Trust Corporation shows attractive valuation relative to fundamentals

⚠️ Areas of Concern

Northern Trust Corporation has limited growth momentum
Northern Trust Corporation has elevated risk from leverage or valuation

NTRS — Score History

40455055Apr 2Apr 3Apr 4Apr 5Apr 6Apr 7Apr 8
DateUQSQualityMoatGrowthRiskValueChange
Apr 8, 202648.664.242.029.715.691.60.0
Apr 7, 202648.664.242.029.715.691.60.0
Apr 6, 202648.664.242.029.715.691.60.0
Apr 5, 202648.664.242.029.715.691.60.0
Apr 4, 202648.664.242.029.715.691.80.0
Apr 3, 202648.664.242.029.715.691.80.0
Apr 2, 202648.664.242.029.715.691.8

NTRS — Pillar Breakdown

Quality

64.2/100 (25%)

Northern Trust Corporation shows solid profitability with healthy returns on capital and reasonable margins.

Return on EquityModerate

Profitability relative to shareholders' equity.

Operating ProfitabilityModerate

Ability to convert revenue into operating profit.

Net ProfitabilityModerate

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

29.7/100 (20%)

Northern Trust Corporation faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRStrong

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

15.6/100 (15%)

Northern Trust Corporation presents elevated risk with concerns around leverage or financial stability.

Debt/EquityModerate

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

91.6/100 (15%)

Northern Trust Corporation appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

Moat

42/100 (30%)

Northern Trust Corporation possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for NTRS.

Score Composition

Quality
64.2×25%16.1
Growth
29.7×20%5.9
Risk
15.6×15%2.3
Valuation
91.6×15%13.7
Moat
42.0×30%12.6
Total
48.6Average

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How is the NTRS UQS Score Calculated?

The UQS (Unified Quality Score) for Northern Trust Corporation is calculated using a proprietary 5-pillar framework with 25 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Northern Trust Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Northern Trust Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.