NSP

Based on Insperity, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does Insperity do?

Insperity is a professional employer organization that bundles HR services — payroll, benefits, compliance, and workers' compensation — for small and medium-sized businesses. Clients co-employ their workforce through Insperity, offloading administrative complexity in exchange for a service fee. The company also offers a cloud-based HR platform and add-on services like recruiting and retirement.

Does NSP pay dividends?

Yes, Insperity pays a regular dividend. This is notable for a smaller-cap HR services company. Income-focused investors should weigh the dividend against the company's Weak Quality pillar rating, which raises questions about the long-term sustainability of cash returns.

When does NSP report earnings?

Insperity reports on a quarterly cadence, as is standard for US-listed companies. For exact dates and the most recent results, check Insperity's investor relations page directly — our data source does not carry forward-looking earnings dates.

Is NSP a good stock to buy?

The UQS Score rates NSP as Below Average, driven by Weak Quality and Moat pillars. The Valuation pillar is Attractive, which may interest contrarian investors, but weak fundamentals and limited competitive differentiation are meaningful concerns. Pro members can access the full breakdown to form their own view.

Is NSP overvalued?

Based on the UQS Valuation pillar, NSP is rated Attractive — meaning the current price appears to reflect, or even discount, the company's fundamental challenges. That said, a low valuation alone does not offset concerns around quality and competitive positioning.

How does NSP compare to its competitors?

Insperity's closest structural rival is Barrett Business Services (BBSI), which uses a similar PEO co-employment model. ManpowerGroup operates at global enterprise scale, while Upwork represents a tech-driven freelance marketplace alternative. Each competitor targets a different slice of the workforce solutions market.

What is NSP's market cap bracket?

Insperity is classified as a small-cap company. This places it in a segment of the market that can offer higher growth potential but also carries greater volatility and liquidity risk compared to large- or mega-cap peers.

Who founded Insperity?

Insperity was founded in 1986 by Paul Sarvadi and Richard Rawson, originally under the name Administaff. The company rebranded to Insperity in March 2011. It has been headquartered in Kingwood, Texas throughout its history.

Is NSP a long-term quality investment?

As a long-term quality indicator, the UQS Score rates NSP as Below Average. The Weak Moat rating suggests limited durable competitive advantage, which is a key consideration for long-term holding decisions. The Neutral Risk and Growth pillars offer some stability, but quality concerns remain the central challenge.

What is the main competitive advantage of Insperity?

Insperity's primary value proposition is the breadth of its bundled HR services — combining payroll, benefits, compliance, and risk management in a single co-employment arrangement. However, the UQS Moat pillar rates this advantage as Weak, suggesting competitors can replicate the offering without significant barriers.

What sector does NSP belong to?

Insperity is classified in the Industrials sector, specifically within the human resources and employment services sub-industry. The PEO model sits at the intersection of business services and workforce management, making it sensitive to small-business hiring trends and labor market conditions.

Insperity, Inc. currently shows below-average quality metrics, suggesting challenges with profitability.

Insperity, Inc. shows steady but unspectacular growth, typical for mature companies.

Insperity, Inc. has some risk factors including moderate leverage or solvency concerns.

Insperity, Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.

Insperity, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for NSP.

The UQS (Unified Quality Score) for Insperity, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Insperity, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Insperity, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.