NNGPF

Financial Services

NN Group N.V. · Insurance - Diversified · $21B

UQS Score — Balanced Preset
53.8
Average

NN Group N.V. scores 53.8/100 using the Balanced preset.

40.8
Quality
35%
50.0
Moat
30%
58.8
Growth
20%
28.9
Risk
15%

NNGPF — Key Takeaways

✅ Strengths

NN Group N.V. shows attractive valuation relative to fundamentals

⚠️ Areas of Concern

NN Group N.V. has elevated risk from leverage or valuation

NNGPF — Score History

45505560Apr 5Apr 6Apr 7Apr 8
DateUQSQualityMoatGrowthRiskValueChange
Apr 8, 202653.840.850.058.828.9100.00.0
Apr 7, 202653.840.850.058.828.9100.00.0
Apr 6, 202653.840.850.058.828.9100.00.0
Apr 5, 202653.840.850.058.828.9100.0

NNGPF — Pillar Breakdown

Quality

40.8/100 (25%)

NN Group N.V. has average quality metrics, with room for improvement in margins or capital efficiency.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityStrong

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Cash GenerationWeak

Free cash flow relative to market value.

Growth

58.8/100 (20%)

NN Group N.V. demonstrates healthy growth trends across revenue and earnings.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookStrong

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

28.9/100 (15%)

NN Group N.V. presents elevated risk with concerns around leverage or financial stability.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

100.0/100 (15%)

NN Group N.V. appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

Moat

50/100 (30%)

NN Group N.V. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for NNGPF.

Score Composition

Quality
40.8×25%10.2
Growth
58.8×20%11.8
Risk
28.9×15%4.3
Valuation
100.0×15%15.0
Moat
50.0×30%15.0
Total
53.8Average

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How is the NNGPF UQS Score Calculated?

The UQS (Unified Quality Score) for NN Group N.V. is calculated using a proprietary 5-pillar framework with 25 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses NN Group N.V.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether NN Group N.V. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.