NBN

Based on Northeast Bank's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does Northeast Bank do?

Northeast Bank provides retail and commercial banking services across Maine. It takes deposits through checking, savings, and money market accounts, and deploys capital through residential mortgages, commercial real estate loans, SBA loans, and consumer credit. Digital banking tools including mobile and online platforms complement its nine-branch network.

Does NBN pay dividends?

Yes, Northeast Bank pays a regular dividend. This is notable for a small-cap community bank, as many peers reinvest earnings rather than distribute them. Income-focused investors should review the current yield and payout history on the company's investor relations page or through a Pro UQS account.

When does NBN report earnings?

Northeast Bank follows a standard quarterly earnings cadence for US-listed companies. Specific upcoming report dates are not tracked by UQS Score — check the company's investor relations page or a financial calendar service for the next scheduled release.

Is NBN a good stock to buy?

UQS Score rates NBN as Good overall. The Quality and Growth pillars are both Good, and Valuation is Attractive — a combination that may interest value-oriented investors. However, Weak Moat and Risk scores are important considerations. The full pillar breakdown is available to Pro members.

Is NBN overvalued?

The UQS Valuation pillar for NBN is rated Attractive, suggesting the stock is not trading at a premium relative to its fundamentals. For community banks, valuation context matters alongside credit quality and earnings consistency. Pro members can view the detailed valuation metrics behind this rating.

How does NBN compare to its competitors?

Compared to peers like Southside Bancshares, Burke & Herbert, and Esquire Financial, NBN occupies a distinct niche as a Maine-focused community bank. Its UQS profile — Good Quality and Growth, Attractive Valuation, but Weak Moat and Risk — can be benchmarked against these peers using the full comparison tools available to Pro members.

What is NBN's market cap bracket?

Northeast Bank is classified as a small-cap stock. Small-cap community banks can offer growth potential and attractive valuations, but they also carry higher liquidity risk and less analyst coverage than larger financial institutions.

Who founded Northeast Bank?

Northeast Bank traces its origins to 1872, making it one of the longer-established community banking institutions in New England. Detailed founding history and leadership background are publicly available through the company's official website and filings.

Is NBN a long-term quality investment?

As a long-term quality indicator, NBN's Good overall UQS Score reflects a bank with reasonable fundamentals and growth characteristics. The Weak Moat rating is a flag for long-term holders — durable competitive advantages are harder to identify in community banking. Pro members can track how NBN's pillar scores evolve over time.

What is the main competitive advantage of Northeast Bank?

Northeast Bank's primary advantage is its deep local presence in Maine, where long-standing customer relationships and community trust can drive deposit stability. However, the UQS Moat pillar is rated Weak, indicating this advantage may not be structurally durable against larger banks or digital competitors.

What sector does NBN belong to?

NBN operates in the Financial Services sector, specifically within community and regional banking. This sector is sensitive to interest rate movements, credit cycles, and regulatory requirements — all factors reflected in NBN's UQS Risk and Quality pillar assessments.

Is NBN a growth stock or value stock?

Based on UQS pillar labels, NBN leans toward value — the Valuation pillar is Attractive while Growth is rated Good rather than exceptional. This profile may suit investors looking for reasonably priced exposure to a growing community bank rather than a high-multiple growth play.

Northeast Bank shows solid profitability with healthy returns on capital and reasonable margins.

Northeast Bank demonstrates healthy growth trends across revenue and earnings.

Northeast Bank presents elevated risk with concerns around leverage or financial stability.

Northeast Bank appears attractively valued relative to its earnings, cash flows, and sector peers.

Northeast Bank operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for NBN.

The UQS (Unified Quality Score) for Northeast Bank is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Northeast Bank's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Northeast Bank is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.