MRSH

Financial Services

Marsh & McLennan Companies, Inc. · Insurance - Brokers · $79B

UQS Score — Balanced Preset
58.6
Good

Marsh & McLennan Companies, Inc. scores 58.6/100 using the Balanced preset.

UQS vs Financial Services Sector
MRSH
58.6
Sector avg
39.7
Quality
Good
Moat
Neutral
Growth
Neutral
Risk
Neutral
Valuation
Good

What is Marsh & McLennan Companies, Inc.?

Marsh & McLennan Companies is a global professional services firm helping organizations navigate risk, workforce strategy, and business transformation. Headquartered in New York City, it operates through a family of well-known advisory brands serving clients across industries worldwide.

Marsh & McLennan generates revenue through two core segments. Risk and Insurance Services — led by Marsh and Guy Carpenter — provides insurance broking, risk management, and reinsurance advisory. The Consulting segment, operated through Mercer and Oliver Wyman, delivers human resources, investment, health, retirement, and management consulting. Clients range from multinational corporations to governments seeking specialized expertise.

The company was established in 1987 and is headquartered in New York City, New York.

  • Insurance and reinsurance broking (Marsh, Guy Carpenter)
  • HR, benefits, and investment consulting (Mercer)
  • Management and economic consulting (Oliver Wyman)
  • Enterprise risk advisory and strategy services

Is MRSH a Good Stock to Buy?

UQS Score rates MRSH as Good overall, reflecting a balanced but nuanced profile across its five pillars.

The Quality and Valuation pillars both register as Good, suggesting the business generates reliable earnings relative to its current price. Marsh & McLennan's diversified advisory model supports consistent revenue across economic cycles.

The Risk pillar is rated Weak, which warrants attention — and both Moat and Growth come in at Neutral, indicating the firm faces real competitive pressure and moderate near-term expansion prospects.

See the exact pillar breakdown and underlying financial metrics by signing up for a UQS Pro account. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does MRSH pay dividends?

Yes — Marsh & McLennan Companies, Inc. pays a dividend.

Marsh & McLennan pays a regular dividend, consistent with its profile as a large, mature professional services firm. The dividend reflects the company's ability to generate steady cash flows across its insurance broking and consulting businesses. Income-oriented investors often view dividend-paying professional services firms as relatively stable holdings within the financial services sector.

When does MRSH report earnings?

Marsh & McLennan reports earnings on a quarterly cadence, typical for US-listed large-cap equities.

The company's dual-segment structure — Risk and Insurance Services alongside Consulting — provides revenue diversification that tends to moderate earnings volatility. Performance across both segments is influenced by global economic conditions, client spending on risk management, and demand for workforce advisory services.

For the most recent quarter's results and guidance, visit Marsh & McLennan's investor relations page directly.

MRSH Price History

+39.6% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Marsh & McLennan Companies, Inc.?

$
Today it would be worth
$15,166
That's a +51.7% total return, or +8.7% annualized.

Based on Marsh & McLennan Companies, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

MRSH Long-term Outlook

With Growth and Moat both rated Neutral, Marsh & McLennan's near-term trajectory appears steady rather than accelerating. The firm's broad service platform provides resilience, but meaningful expansion likely depends on market share gains and cross-selling across its four operating brands. The Weak Risk rating signals that macro sensitivity and competitive dynamics deserve monitoring.

Growth drivers

  • Rising global demand for enterprise risk management and insurance advisory
  • Cross-selling opportunities between broking and consulting segments
  • Expansion of Mercer's investment and workforce consulting services

Key risks

  • Elevated risk profile relative to sector peers, as reflected in the Weak Risk pillar
  • Competitive pressure from specialist brokers and boutique consultancies
  • Macro-driven slowdowns in corporate spending on advisory services

MRSH vs Peers

Marsh & McLennan competes in the large-cap insurance broking and professional services space alongside a small group of global peers.

AONSimilar UQS
Aon plc

Aon is a direct global rival in risk, reinsurance, and human capital consulting, with a similarly diversified service model and multinational client base.

AJGMRSH scores higher
Arthur J. Gallagher & Co.

Arthur J. Gallagher focuses more heavily on middle-market insurance broking and has pursued an aggressive acquisition strategy to expand its geographic footprint.

Frequently Asked Questions

What does Marsh & McLennan do?

Marsh & McLennan is a professional services firm operating across risk, insurance, and consulting. Its four main brands — Marsh, Guy Carpenter, Mercer, and Oliver Wyman — serve clients ranging from large corporations to public institutions seeking advice on risk management, workforce strategy, and business transformation.

Does MRSH pay dividends?

Yes, Marsh & McLennan pays a regular dividend. The company's consistent cash generation from its insurance broking and consulting operations supports ongoing dividend payments, making it a consideration for income-oriented investors within the financial services sector.

When does MRSH report earnings?

Marsh & McLennan follows a standard quarterly earnings cadence. Exact upcoming dates are not provided by our data source — check the company's investor relations page or a financial calendar for the most current schedule.

Is MRSH a good stock to buy?

UQS Score rates MRSH as Good overall. The Quality and Valuation pillars are both Good, while Risk is rated Weak and Moat and Growth are Neutral. Whether it fits your portfolio depends on your risk tolerance and investment goals. The full pillar breakdown is available to Pro members.

Is MRSH overvalued?

The UQS Valuation pillar for MRSH is rated Good, suggesting the stock is not trading at a significant premium relative to its fundamentals. That said, valuation is one of five pillars — the complete picture requires reviewing quality, growth, and risk alongside it.

How does MRSH compare to its competitors?

Marsh & McLennan sits alongside Aon and Arthur J. Gallagher as one of the largest global insurance broking and advisory firms. Each competitor has a distinct strategic emphasis — Aon mirrors MMC's breadth, while Gallagher focuses more on middle-market broking. UQS Score comparisons across these peers are available on each ticker's page.

What is MRSH's market cap bracket?

Marsh & McLennan is classified as a large-cap company. This places it among the more established, widely followed names in the financial services sector, typically associated with greater liquidity and institutional ownership.

Who founded Marsh & McLennan?

Marsh & McLennan's roots trace back to the early twentieth century through its predecessor firms. The company in its current corporate form dates to 1987. Detailed founding history is widely available through the company's official website and public records.

Is MRSH a long-term quality investment?

As a long-term quality indicator, MRSH's Good UQS Score reflects a business with reliable earnings characteristics and reasonable valuation. However, the Weak Risk pillar and Neutral Moat suggest investors should weigh competitive and macro risks carefully. Pro members can access the full multi-pillar analysis to inform longer-term decisions.

What is the main competitive advantage of Marsh & McLennan?

Marsh & McLennan's primary advantage lies in its scale and brand portfolio — four globally recognized advisory businesses operating under one parent. This diversification across risk, reinsurance, HR consulting, and management consulting creates cross-selling potential and revenue resilience that smaller specialists cannot easily replicate.

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Pro Analysis

MRSH — Score History

4550556065Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 16 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 22, 202658.672.249.042.156.475.9+4.3
May 7, 202654.370.949.042.129.476.3+0.1
May 3, 202654.270.949.042.129.475.8+0.1
May 1, 202654.170.949.042.129.475.10.0
Apr 26, 202654.170.949.042.229.475.1+0.1
Apr 25, 202654.070.949.042.229.474.4+0.1
Apr 19, 202653.970.949.042.029.474.4-1.6
Apr 18, 202655.574.049.042.031.877.4-0.8
Apr 14, 202656.374.049.041.731.882.7-0.1
Apr 12, 202656.474.049.041.731.883.8+0.2

MRSH — Pillar Breakdown

Quality

72.3/100 (25%)

Marsh & McLennan Companies, Inc. shows solid profitability with healthy returns on capital and reasonable margins.

Return on EquityStrong

Profitability relative to shareholders' equity.

Operating ProfitabilityModerate

Ability to convert revenue into operating profit.

Net ProfitabilityModerate

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

42.1/100 (20%)

Marsh & McLennan Companies, Inc. shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

56.4/100 (15%)

Marsh & McLennan Companies, Inc. maintains a reasonable risk profile with manageable debt levels.

Debt/EquityWeak

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

76.2/100 (15%)

Marsh & McLennan Companies, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldModerate

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorModerate

Enterprise value multiple relative to sector median.

Moat

49/100 (25%)

Marsh & McLennan Companies, Inc. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for MRSH.

Score Composition

Quality
72.3×25%18.1
Growth
42.1×20%8.4
Risk
56.4×15%8.5
Valuation
76.2×15%11.4
Moat
49.0×25%12.3
Total
58.6Good

Financial Data

More Stock Analysis

How is the MRSH UQS Score Calculated?

The UQS (Unified Quality Score) for Marsh & McLennan Companies, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Marsh & McLennan Companies, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Marsh & McLennan Companies, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.