MKL
Financial ServicesMarkel Corporation · Insurance - Property & Casualty · $23B
What is Markel Corporation?
Markel Corporation is a diversified financial holding company built around specialty insurance, reinsurance, and a collection of industrial and consumer-facing operating businesses.
Markel earns revenue through three segments: Insurance, which underwrites specialty and professional liability products across multiple geographies; Reinsurance, which offers treaty and specialty reinsurance programs; and Markel Ventures, a diversified group of industrial and services businesses ranging from food-processing equipment to building products and crane rental.
Founded in 1986 and headquartered in Glen Allen, Virginia, Markel has grown into a large-cap financial services company with a global underwriting footprint.
- Specialty and professional liability insurance
- Marine, energy, and catastrophe-exposed property coverage
- Specialty treaty reinsurance programs
- Diversified industrial and services businesses via Markel Ventures
Is MKL a Good Stock to Buy?
UQS Score rates MKL as Below Average overall.
The Quality and Risk pillars both come in at Good, reflecting a relatively disciplined underwriting operation and manageable balance-sheet risk. Valuation is rated Attractive, suggesting the market may not be fully pricing in the company's underlying asset base.
The Moat and Growth pillars are both rated Weak, pointing to limited competitive differentiation and sluggish earnings expansion relative to peers.
See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does MKL pay dividends?
No — Markel Corporation does not currently pay a dividend.
Markel does not pay a dividend. Management has historically preferred to reinvest capital into underwriting operations and acquisitions through Markel Ventures, following a model closer to a holding company than a traditional income-generating insurer.
When does MKL report earnings?
Markel Corporation reports earnings on a quarterly cadence, typical for US-listed financial holding companies.
Results tend to be influenced by catastrophe loss activity, investment portfolio performance, and contributions from the Ventures segment. Underwriting profitability can vary meaningfully quarter to quarter given the specialty nature of the risks Markel assumes.
For the most recent quarter's results, visit Markel Corporation's investor relations page directly.
MKL Price History
+60.4% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Markel Corporation?
Based on Markel Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
Frequently Asked Questions
What does Markel Corporation do?
Markel underwrites specialty insurance and reinsurance products across the US and internationally, while also operating a diverse group of industrial and services businesses through its Markel Ventures segment. This hybrid model blends insurance underwriting with a holding-company investment approach.
Does MKL pay dividends?
No, Markel does not currently pay a dividend. The company reinvests capital into its underwriting operations and acquisitions rather than distributing cash to shareholders, consistent with its long-standing holding-company philosophy.
When does MKL report earnings?
Markel reports on a quarterly basis. Specific dates are not maintained in our data feed, so check the company's investor relations page for the current earnings calendar.
Is MKL a good stock to buy?
UQS Score rates MKL as Below Average overall. While Quality and Risk score at Good and Valuation looks Attractive, weak Moat and Growth ratings weigh on the composite. The complete pillar breakdown is available to Pro members.
Is MKL overvalued?
The UQS Valuation pillar for MKL is rated Attractive, suggesting the stock may be trading at a reasonable or discounted level relative to its fundamentals. Full valuation metrics are available in the Pro view.
How does MKL compare to its competitors?
MKL operates alongside specialty and diversified insurers such as W. R. Berkley, Cincinnati Financial, and Loews Corporation. Each competitor differs in underwriting focus, geographic mix, and capital allocation strategy. UQS Score provides side-by-side pillar comparisons for Pro members.
What is MKL's market cap bracket?
Markel Corporation is classified as a large-cap company within the financial services sector.
Is MKL a long-term quality indicator?
From a quality standpoint, MKL scores Good on the Quality and Risk pillars, which can support long-term stability. However, Weak Moat and Growth ratings suggest limited structural advantages and expansion momentum — factors worth weighing for any long-horizon thesis.
Unlock Full MKL Analysis
Sign in to unlock the detailed analysis behind the UQS Score.
- ✓View the exact UQS pillar scores across Quality, Moat, Growth, Risk, and Valuation
- ✓Access full financial metrics and trend data
- ✓Compare MKL side-by-side with W. R. Berkley, Cincinnati Financial, and Loews
- ✓Get the complete analyst view available only to Pro members
Pro Analysis
MKL — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 22, 2026 | 46.7 | 56.7 | 36.0 | 12.0 | 61.3 | 79.7 | -0.2 |
| May 15, 2026 | 46.9 | 56.7 | 36.0 | 12.5 | 61.3 | 80.0 | -0.1 |
| May 14, 2026 | 47.0 | 56.7 | 36.0 | 12.5 | 61.3 | 80.7 | -1.9 |
| May 3, 2026 | 48.9 | 63.2 | 36.0 | 12.5 | 60.3 | 83.6 | +0.3 |
| May 2, 2026 | 48.6 | 63.2 | 36.0 | 12.5 | 60.3 | 81.7 | 0.0 |
| Apr 26, 2026 | 48.6 | 63.2 | 36.0 | 12.3 | 60.3 | 82.2 | +0.1 |
| Apr 19, 2026 | 48.5 | 63.2 | 36.0 | 12.3 | 60.3 | 81.4 | -0.2 |
| Apr 18, 2026 | 48.7 | 63.2 | 36.0 | 12.3 | 60.3 | 82.4 | +0.4 |
| Apr 14, 2026 | 48.3 | 63.2 | 36.0 | 12.3 | 60.3 | 80.4 | -0.1 |
| Apr 12, 2026 | 48.4 | 63.2 | 36.0 | 12.3 | 60.3 | 80.7 | -0.1 |
MKL — Pillar Breakdown
Quality
— 56.7/100 (25%)Markel Corporation shows solid profitability with healthy returns on capital and reasonable margins.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 12.0/100 (20%)Markel Corporation faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 61.3/100 (15%)Markel Corporation maintains a reasonable risk profile with manageable debt levels.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 79.6/100 (15%)Markel Corporation appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
Enterprise value multiple relative to sector median.
Moat
— 36/100 (25%)Markel Corporation possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for MKL.
Score Composition
Financial Data
More Stock Analysis
How is the MKL UQS Score Calculated?
The UQS (Unified Quality Score) for Markel Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Markel Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Markel Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.