MHO

Based on M/I Homes, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does M/I Homes do?

M/I Homes designs, constructs, and sells single-family homes and townhomes across nine U.S. states. The company serves buyers ranging from first-time purchasers to luxury homeowners. It also provides in-house mortgage origination and title insurance services, creating a vertically integrated homebuying experience under the M/I Homes brand.

Does MHO pay dividends?

M/I Homes does not currently pay a dividend. The company operates in a capital-intensive industry where retaining cash for land acquisition and construction is a common priority. Income-focused investors should note this absence when evaluating MHO against dividend-paying peers.

When does MHO report earnings?

M/I Homes follows a standard quarterly earnings cadence for U.S.-listed companies. Specific report dates are not covered by our data source. For confirmed dates and the latest results, check M/I Homes' investor relations page directly.

Is MHO a good stock to buy?

UQS Score rates MHO as Below Average overall. The Valuation pillar is Attractive and Risk is rated Good, but Moat and Growth are both Weak. Whether MHO fits a portfolio depends on individual risk tolerance and investment goals. The full pillar breakdown is available to Pro members.

Is MHO overvalued?

The UQS Valuation pillar for MHO is rated Attractive, suggesting the stock may be priced favorably relative to its underlying fundamentals. This does not guarantee future price appreciation, but it indicates the market's current pricing appears reasonable given the company's profile.

How does MHO compare to its competitors?

Compared to peers like KB Home, Green Brick Partners, and Tri Pointe Homes, M/I Homes occupies a mid-cap position with a regional-to-multistate footprint. Its integrated financial services segment is a differentiating feature, though its Weak Moat rating suggests limited structural advantages over larger national builders.

What is MHO's market cap bracket?

M/I Homes is classified as a mid-cap company. This places it below the scale of the largest national homebuilders but above smaller regional operators, giving it meaningful market presence while remaining more nimble than mega-cap peers.

Who founded M/I Homes?

M/I Homes was founded in 1976 and was formerly known as M/I Schottenstein Homes, Inc. The company adopted its current name in January 2004. It is headquartered in Columbus, Ohio, where it has maintained its operational base throughout its history.

Is MHO a long-term quality investment?

As a long-term quality indicator, MHO's Below Average UQS Score reflects concerns around its Moat and Growth pillars. The Good Risk and Attractive Valuation ratings provide some stability, but investors focused on durable competitive advantages may find the overall profile less compelling over a long horizon.

What is the main competitive advantage of M/I Homes?

M/I Homes' most notable differentiator is its integrated Financial Services segment, which provides mortgage origination and title insurance directly to homebuyers. This creates additional revenue per transaction and can streamline the closing process. However, the UQS Moat pillar is rated Weak, indicating this advantage may not be structurally durable.

What sector does MHO belong to?

M/I Homes operates in the Consumer Cyclical sector, specifically within residential homebuilding. This means the company's performance is closely tied to broader economic conditions, interest rate levels, and consumer confidence — factors that can create significant swings in demand across housing cycles.

M/I Homes, Inc. shows solid profitability with healthy returns on capital and reasonable margins.

M/I Homes, Inc. faces growth headwinds with declining or stagnant revenue trends.

M/I Homes, Inc. carries minimal financial risk with conservative leverage and strong solvency.

M/I Homes, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.

M/I Homes, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for MHO.

The UQS (Unified Quality Score) for M/I Homes, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses M/I Homes, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether M/I Homes, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.