MFG
Financial ServicesMizuho Financial Group, Inc. · Banks - Regional · $114B
What is Mizuho Financial Group, Inc.?
Mizuho Financial Group is one of Japan's largest financial conglomerates, offering banking, trust, securities, and asset management services across global markets. Headquartered in Tokyo, it serves retail customers, corporations, and institutions across multiple continents.
Mizuho operates through five business segments covering retail banking, corporate finance, global corporate services, capital markets, and asset management. The group generates revenue from deposit-taking and lending, securities underwriting, mergers and acquisitions advisory, and investment management. It also provides payroll services, real estate agency services, and financial consulting to both individual and institutional clients across Japan, the Americas, Europe, and Asia.
Mizuho Financial Group was established in 2006 and is headquartered in Tokyo, Japan.
- Retail and business banking — deposits, housing loans, and card lending
- Corporate advisory — M&A, syndicated loans, and capital strategy
- Global markets — sales, trading, and risk hedging products
- Asset management and succession consulting for individuals
- Public bond underwriting and funding support for institutions
Is MFG a Good Stock to Buy?
UQS Score rates MFG as Below Average overall, reflecting meaningful structural challenges across several key pillars.
The most notable positive in MFG's profile is its Valuation pillar, which is rated Attractive — suggesting the stock may be priced below what the underlying business fundamentals would typically command. The Growth pillar registers as Neutral, indicating the business is not in outright decline but is not generating standout expansion either.
The Quality, Moat, and Risk pillars are all rated Weak, pointing to below-average profitability characteristics, limited competitive differentiation, and elevated financial or operational risk relative to peers.
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Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does MFG pay dividends?
Yes — Mizuho Financial Group, Inc. pays a dividend.
Mizuho Financial Group pays a regular dividend, which is common among large Japanese banking groups that prioritize returning capital to shareholders. For income-oriented investors, this cadence provides a degree of predictability. Given the bank's scale and regulated structure, dividend payments tend to reflect earnings stability rather than aggressive growth ambitions.
When does MFG report earnings?
Mizuho Financial Group reports earnings on a quarterly cadence, consistent with standard practice for internationally listed financial institutions.
The group's recent results reflect the mixed environment facing large Japanese banks — modest revenue growth offset by ongoing cost pressures and global macro uncertainty. The Neutral Growth pillar rating suggests performance has been steady rather than exceptional.
For the most recent quarter's results and guidance, visit Mizuho Financial Group's official investor relations page.
MFG Price History
+210.2% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Mizuho Financial Group, Inc.?
Based on Mizuho Financial Group, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
MFG Long-term Outlook
Looking ahead, Mizuho's fundamental trajectory appears cautious. The Neutral Growth rating suggests incremental progress is possible, particularly as Japanese interest rate policy evolves and global corporate banking demand stabilizes. However, the Weak Risk pillar indicates that downside scenarios — including credit quality deterioration or macro headwinds — remain a genuine concern. The Attractive Valuation label may reflect the market already pricing in these uncertainties.
Growth drivers
- Potential tailwinds from shifting Japanese monetary policy and rising domestic interest rates
- Expanding global corporate and M&A advisory business across Asia and the Americas
- Growing demand for asset management and succession planning among Japan's aging population
Key risks
- Weak Risk pillar signals elevated exposure to credit, market, or operational vulnerabilities
- Limited competitive moat makes it harder to defend margins against domestic and international rivals
- Global macro uncertainty and currency volatility can weigh on international segment performance
MFG vs Peers
Mizuho competes in the global financial services landscape alongside a diverse set of large international banks.
Itaú Unibanco is Brazil's largest private bank, with a dominant retail franchise in Latin America that contrasts with Mizuho's Japan-centric and corporate-focused model.
ICICI Bank is a leading Indian private-sector bank with strong retail and digital banking growth, operating in a faster-growing emerging market than Mizuho's primary domestic base.
PNC is a major US regional bank with a diversified domestic focus, offering a different geographic and regulatory risk profile compared to Mizuho's Japan-headquartered global operations.
Frequently Asked Questions
What does Mizuho Financial Group do?
Mizuho Financial Group is a Japanese financial conglomerate that provides banking, trust, securities, and asset management services. It serves retail customers, corporations, and institutions across Japan, the Americas, Europe, and Asia. Its business spans everyday banking products, corporate advisory, capital markets, and wealth management.
Does MFG pay dividends?
Yes, Mizuho Financial Group pays a regular dividend. This is consistent with the practice of large Japanese banking groups that prioritize steady shareholder returns. Investors seeking income should check the company's investor relations page for the current dividend schedule and payout details.
When does MFG report earnings?
Mizuho Financial Group reports earnings on a quarterly basis. For the exact timing of upcoming earnings releases, refer to the company's official investor relations page, which publishes the financial calendar in advance.
Is MFG a good stock to buy?
UQS Score rates MFG as Below Average, driven by Weak ratings across the Quality, Moat, and Risk pillars. The Valuation pillar is Attractive, which may interest contrarian investors. Whether it fits your portfolio depends on your risk tolerance and investment goals — the full pillar breakdown is available to Pro members.
Is MFG overvalued?
Based on the UQS Valuation pillar, MFG is rated Attractive, suggesting the stock is not considered overvalued relative to its fundamentals. This may reflect the market pricing in the risks highlighted by the Weak Quality and Risk pillar ratings. Full valuation metrics are available in the Pro analysis.
How does MFG compare to its competitors?
Compared to peers like ICICI Bank and Itaú Unibanco, Mizuho operates in a more mature, lower-growth domestic market. Its global corporate and capital markets business provides some diversification, but the Weak Moat rating suggests it has less competitive differentiation than some international banking rivals.
What is MFG's market cap bracket?
Mizuho Financial Group is classified as a large-cap stock, reflecting its status as one of Japan's biggest financial institutions with a substantial global balance sheet and international operations.
Who founded Mizuho Financial Group?
Mizuho Financial Group was formally established in 2006 as a holding company, though its roots trace back to the merger of several historic Japanese banks including Dai-Ichi Kangyo Bank, Fuji Bank, and the Industrial Bank of Japan. Detailed founding history is widely available through public sources.
Is MFG a long-term quality investment?
As a long-term quality indicator, MFG's UQS profile raises caution — Weak ratings in Quality, Moat, and Risk suggest the business lacks the durable competitive advantages and financial resilience typically associated with high-quality long-term holdings. The Attractive Valuation may partially offset this, but long-term investors should weigh the full picture.
What is the main competitive advantage of Mizuho Financial Group?
Mizuho's primary advantages lie in its scale, its deep relationships with Japanese corporate clients, and its broad international network spanning the Americas, Europe, and Asia. However, the UQS Moat pillar is rated Weak, indicating these advantages may not be as durable or differentiated as those of top-tier global banks.
What sector does MFG belong to?
Mizuho Financial Group operates in the Financial Services sector. It is one of Japan's largest banking conglomerates and competes globally in banking, capital markets, and asset management. You can explore other [top Financial Services stocks](/sector/financial-services) on UQS Score.
Is MFG a growth stock or value stock?
Based on its UQS profile, MFG leans toward value territory — the Valuation pillar is Attractive while the Growth pillar is only Neutral. This combination suggests the stock may be priced modestly relative to its earnings power, but it is not generating the kind of above-average expansion associated with growth stocks.
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Pro Analysis
MFG — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 22, 2026 | 45.5 | 65.4 | 27.0 | 34.9 | 12.7 | 89.8 | +8.4 |
| May 8, 2026 | 37.1 | 17.3 | 27.0 | 55.3 | 0.0 | 100.0 | -2.5 |
| May 7, 2026 | 39.6 | 35.3 | 27.0 | 55.3 | 0.0 | 86.1 | +0.1 |
| Apr 26, 2026 | 39.5 | 35.3 | 27.0 | 55.3 | 0.0 | 85.9 | -0.1 |
| Apr 18, 2026 | 39.6 | 35.3 | 27.0 | 55.3 | 0.0 | 86.3 | -2.0 |
| Apr 2, 2026 | 41.6 | 35.3 | 27.0 | 55.3 | 0.0 | 100.0 | — |
MFG — Pillar Breakdown
Quality
— 65.4/100 (25%)Mizuho Financial Group, Inc. shows solid profitability with healthy returns on capital and reasonable margins.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 34.9/100 (20%)Mizuho Financial Group, Inc. faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 12.7/100 (15%)Mizuho Financial Group, Inc. presents elevated risk with concerns around leverage or financial stability.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 89.7/100 (15%)Mizuho Financial Group, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 27/100 (25%)Mizuho Financial Group, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for MFG.
Score Composition
Financial Data
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How is the MFG UQS Score Calculated?
The UQS (Unified Quality Score) for Mizuho Financial Group, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Mizuho Financial Group, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Mizuho Financial Group, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.