MFAO
Real EstateMFA Financial, Inc. 9.000% Senior Notes · REIT - Mortgage · $920M
What is MFA Financial, Inc. 9.000% Senior Notes?
MFAO represents MFA Financial's 9.000% Senior Notes, a fixed-income instrument issued by a New York-based residential mortgage REIT.
MFA Financial invests in residential mortgage assets including agency and non-agency mortgage-backed securities and whole loans. Its Lima One segment handles mortgage origination and servicing. The Senior Notes are a debt obligation of this leveraged real estate investment trust.
Is MFAO a Good Stock to Buy?
UQS Score rates MFAO as Below Average overall, reflecting notable risk and moat concerns.
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Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
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Pro Analysis
MFAO — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| Aug 22, 2026 | 2.5 | 0.0 | 10.0 | 0.0 | 0.0 | 0.0 | -39.7 |
| Aug 1, 2026 | 42.2 | 76.6 | 10.0 | 33.9 | 36.4 | 55.6 | +0.1 |
| Jul 24, 2026 | 42.1 | 76.6 | 10.0 | 33.9 | 36.4 | 55.0 | 0.0 |
| Jul 23, 2026 | 42.1 | 76.6 | 10.0 | 33.9 | 36.4 | 54.8 | 0.0 |
| Jul 21, 2026 | 42.1 | 76.6 | 10.0 | 33.9 | 36.4 | 54.9 | -0.1 |
| Jul 16, 2026 | 42.2 | 76.6 | 10.0 | 34.1 | 36.4 | 55.0 | 0.0 |
| Jul 11, 2026 | 42.2 | 76.6 | 10.0 | 34.1 | 36.4 | 55.2 | — |
MFAO — Pillar Breakdown
Quality
— 0.0/100 (25%)MFA Financial, Inc. 9.000% Senior Notes currently shows below-average quality metrics, suggesting challenges with profitability.
Ability to convert revenue into operating profit.
Free cash flow relative to market value.
Growth
— 0.0/100 (20%)MFA Financial, Inc. 9.000% Senior Notes faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Analyst consensus for future revenue growth.
Risk
— 0.0/100 (15%)MFA Financial, Inc. 9.000% Senior Notes presents elevated risk with concerns around leverage or financial stability.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 0.0/100 (15%)MFA Financial, Inc. 9.000% Senior Notes appears expensively valued relative to its fundamentals and growth prospects.
Moat
— 10/100 (25%)MFA Financial, Inc. 9.000% Senior Notes operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for MFAO.
Score Composition
Financial Data
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How is the MFAO UQS Score Calculated?
The UQS (Unified Quality Score) for MFA Financial, Inc. 9.000% Senior Notes is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses MFA Financial, Inc. 9.000% Senior Notes's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether MFA Financial, Inc. 9.000% Senior Notes is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.