MFAN
Real EstateMFA Financial, Inc. 8.875% Senior Notes · REIT - Mortgage · $920M
What is MFA Financial, Inc. 8.875% Senior Notes?
MFAN represents senior notes issued by MFA Financial, a New York-based residential mortgage REIT investing in agency and non-agency mortgage-backed securities.
MFA Financial invests on a leveraged basis in residential mortgage assets, including mortgage-backed securities and whole loans. Its Lima One segment handles mortgage origination and servicing. Revenue comes primarily from interest income on these holdings.
Is MFAN a Good Stock to Buy?
UQS Score rates MFAN as Below Average overall, reflecting weak Moat and Risk pillar scores despite a Strong Quality rating.
Sign up to see the full pillar breakdown and complete financial metrics for MFAN. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Unlock Full MFAN Analysis
Sign in to unlock the detailed analysis behind the UQS Score.
- ✓View the complete UQS pillar scores across Quality, Moat, Growth, Risk, and Valuation
- ✓Access detailed financial metrics and sector-relative comparisons
- ✓Compare MFAN against related fixed-income and mortgage REIT instruments
- ✓Get the full analyst-grade quality view available to Pro members
Pro Analysis
MFAN — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| Aug 2, 2026 | 42.4 | 76.6 | 10.0 | 34.2 | 36.4 | 56.2 | +0.1 |
| Jul 25, 2026 | 42.3 | 76.6 | 10.0 | 34.2 | 36.4 | 55.6 | 0.0 |
| Jul 24, 2026 | 42.3 | 76.6 | 10.0 | 34.2 | 36.4 | 55.7 | 0.0 |
| Jul 23, 2026 | 42.3 | 76.6 | 10.0 | 34.2 | 36.4 | 55.6 | 0.0 |
| Jul 21, 2026 | 42.3 | 76.6 | 10.0 | 34.2 | 36.4 | 55.5 | 0.0 |
| Jul 20, 2026 | 42.3 | 76.6 | 10.0 | 34.2 | 36.4 | 55.4 | +0.1 |
| Jul 18, 2026 | 42.2 | 76.6 | 10.0 | 34.2 | 36.4 | 55.3 | -0.1 |
| Jul 14, 2026 | 42.3 | 76.6 | 10.0 | 34.2 | 36.4 | 55.4 | 0.0 |
| Jul 11, 2026 | 42.3 | 76.6 | 10.0 | 34.2 | 36.4 | 55.6 | — |
MFAN — Pillar Breakdown
Quality
— 76.6/100 (25%)MFA Financial, Inc. 8.875% Senior Notes demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 34.2/100 (20%)MFA Financial, Inc. 8.875% Senior Notes faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 36.4/100 (15%)MFA Financial, Inc. 8.875% Senior Notes has some risk factors including moderate leverage or solvency concerns.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 56.2/100 (15%)MFA Financial, Inc. 8.875% Senior Notes trades at a reasonable valuation with decent earnings yield and FCF multiples.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
Enterprise value multiple relative to sector median.
Moat
— 10/100 (25%)MFA Financial, Inc. 8.875% Senior Notes operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for MFAN.
Score Composition
Financial Data
More Stock Analysis
How is the MFAN UQS Score Calculated?
The UQS (Unified Quality Score) for MFA Financial, Inc. 8.875% Senior Notes is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses MFA Financial, Inc. 8.875% Senior Notes's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether MFA Financial, Inc. 8.875% Senior Notes is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.