MELI
Consumer CyclicalMercadoLibre, Inc. · Specialty Retail · $89B
What is MercadoLibre, Inc.?
MercadoLibre is Latin America's dominant e-commerce and fintech platform, connecting buyers, sellers, and financial services across the region. Incorporated in 1999 and headquartered in Montevideo, Uruguay.
The company operates an online marketplace where merchants and individuals buy and sell goods, alongside Mercado Pago, a fintech platform handling payments on and off its marketplace. Revenue flows from transaction fees, advertising, logistics services, and financial products including loans and investment accounts.
MercadoLibre was incorporated in 1999 and is headquartered in Montevideo, Uruguay.
- Mercado Libre Marketplace — regional e-commerce platform
- Mercado Pago — digital payments and fintech services
- Mercado Envios — fulfillment and logistics network
- Mercado Credito — lending for merchants and consumers
Is MELI a Good Stock to Buy?
UQS Score rates MELI as Good overall, reflecting a business with genuine strengths and notable risks.
Growth stands out as the strongest pillar, consistent with MercadoLibre's expanding footprint across Latin American e-commerce and fintech. The Moat and Quality pillars both register as Good, pointing to durable competitive positioning and reasonable business fundamentals.
The Risk pillar is rated Weak, reflecting the currency, regulatory, and macroeconomic exposures inherent in operating across multiple emerging markets.
See the full pillar breakdown and underlying financial metrics by signing up for a Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does MELI pay dividends?
No — MercadoLibre, Inc. does not currently pay a dividend.
MercadoLibre does not currently pay a dividend. The company reinvests available capital into marketplace expansion, logistics infrastructure, and fintech product development across Latin America — priorities that align with its Strong Growth pillar rating.
When does MELI report earnings?
MercadoLibre reports earnings on a quarterly cadence, typical for US-listed equities.
The company has consistently demonstrated above-sector revenue expansion, driven by growth in both its marketplace and Mercado Pago segments. Profitability trends have improved over recent periods, though currency headwinds across its operating markets can affect reported results.
For the most recent quarter's results, visit MercadoLibre's investor relations page directly.
MELI Price History
+21.5% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in MercadoLibre, Inc.?
Based on MercadoLibre, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
Frequently Asked Questions
What does MercadoLibre do?
MercadoLibre operates Latin America's largest online marketplace and a major fintech platform called Mercado Pago. It also provides logistics, lending, advertising, and digital storefronts — making it a broad ecosystem rather than a single-purpose retailer.
Does MELI pay dividends?
No, MELI does not pay a dividend. Management prioritizes reinvesting capital into growth initiatives, including logistics expansion and fintech product development, which is consistent with the company's Strong Growth pillar rating.
When does MELI report earnings?
MercadoLibre follows a standard quarterly reporting schedule. For confirmed dates and the latest results, check the investor relations section of MercadoLibre's official website.
Is MELI a good stock to buy?
UQS Score rates MELI as Good overall. The Strong Growth and Good Moat ratings highlight real competitive strengths, but the Weak Risk pillar reflects meaningful exposure to emerging-market volatility. The full pillar detail is available to Pro members.
Is MELI overvalued?
MELI's Valuation pillar is rated Good, suggesting the current price is not extreme relative to the company's fundamentals. That said, emerging-market risk and currency factors are worth weighing alongside any valuation assessment.
What is MELI's market cap bracket?
MELI is classified as a large-cap stock, reflecting its scale as the leading e-commerce and fintech platform across Latin America.
Is MELI a long-term quality investment?
From a quality-indicator perspective, MELI's Good Moat and Strong Growth ratings suggest durable competitive positioning. However, the Weak Risk pillar — driven by currency and regulatory exposure — is a factor long-term investors should weigh carefully.
What sector does MELI belong to?
MELI is classified under the Consumer Cyclical sector. Its business spans e-commerce and fintech, giving it exposure to both consumer spending trends and digital financial services adoption across Latin America.
Unlock Full MELI Analysis
Sign in to unlock the detailed analysis behind the UQS Score.
- ✓View the exact UQS Score and all five pillar ratings
- ✓Access underlying financial metrics driving each pillar
- ✓Compare MELI against sector peers on quality and growth
- ✓Get the complete analyst-style breakdown in one place
Pro Analysis
MELI — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| Sep 25, 2026 | 23.5 | 0.0 | 72.0 | 0.0 | 36.9 | 0.0 | -41.3 |
| Aug 2, 2026 | 64.8 | 64.4 | 72.0 | 87.1 | 32.2 | 56.2 | 0.0 |
| Jul 29, 2026 | 64.8 | 64.4 | 72.0 | 87.1 | 32.2 | 56.4 | -0.1 |
| Jul 23, 2026 | 64.9 | 64.4 | 72.0 | 87.1 | 32.2 | 57.0 | 0.0 |
| Jul 21, 2026 | 64.9 | 64.4 | 72.0 | 87.1 | 32.2 | 56.7 | 0.0 |
| Jul 18, 2026 | 64.9 | 64.4 | 72.0 | 87.1 | 32.2 | 56.9 | +0.1 |
| Jul 17, 2026 | 64.8 | 64.4 | 72.0 | 87.1 | 32.2 | 56.5 | 0.0 |
| Jul 16, 2026 | 64.8 | 64.4 | 72.0 | 87.1 | 32.2 | 56.6 | 0.0 |
| Jul 15, 2026 | 64.8 | 64.4 | 72.0 | 87.1 | 32.2 | 56.3 | 0.0 |
| Jul 14, 2026 | 64.8 | 64.4 | 72.0 | 87.1 | 32.2 | 56.5 | -0.1 |
MELI — Pillar Breakdown
Quality
— 0.0/100 (25%)MercadoLibre, Inc. currently shows below-average quality metrics, suggesting challenges with profitability.
How effectively capital is deployed to generate returns.
Ability to convert revenue into operating profit.
Free cash flow relative to market value.
Growth
— 0.0/100 (20%)MercadoLibre, Inc. faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Analyst consensus for future revenue growth.
Risk
— 36.9/100 (15%)MercadoLibre, Inc. has some risk factors including moderate leverage or solvency concerns.
Debt levels relative to earnings capacity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 0.0/100 (15%)MercadoLibre, Inc. appears expensively valued relative to its fundamentals and growth prospects.
Moat
— 72/100 (25%)MercadoLibre, Inc. has meaningful competitive advantages that should protect its market position. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for MELI.
Score Composition
Financial Data
More Stock Analysis
How is the MELI UQS Score Calculated?
The UQS (Unified Quality Score) for MercadoLibre, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses MercadoLibre, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether MercadoLibre, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.