MA
Financial ServicesMastercard Incorporated · Financial - Credit Services · $441B
MA Price History
+46.0% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Mastercard Incorporated?
Based on Mastercard Incorporated's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
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- ✓Detailed 6-pillar UQS breakdown with exact scores
- ✓All 29 metrics with sector-calibrated comparisons
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Pro Analysis
MA — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 21, 2026 | 70.4 | 87.6 | 83.0 | 71.2 | 34.3 | 55.7 | 0.0 |
| May 16, 2026 | 70.4 | 87.7 | 83.0 | 71.2 | 34.3 | 55.5 | -0.1 |
| May 13, 2026 | 70.5 | 87.8 | 83.0 | 71.3 | 34.3 | 56.0 | +0.1 |
| May 9, 2026 | 70.4 | 87.6 | 83.0 | 71.2 | 34.3 | 55.8 | +0.3 |
| May 7, 2026 | 70.1 | 86.5 | 83.0 | 71.2 | 35.0 | 55.3 | 0.0 |
| May 4, 2026 | 70.1 | 86.5 | 83.0 | 71.2 | 35.0 | 55.1 | +0.1 |
| May 3, 2026 | 70.0 | 86.5 | 83.0 | 70.9 | 35.0 | 54.9 | +0.1 |
| May 1, 2026 | 69.9 | 86.5 | 83.0 | 70.9 | 35.0 | 54.2 | 0.0 |
| Apr 26, 2026 | 69.9 | 86.5 | 83.0 | 70.8 | 35.0 | 54.2 | +0.2 |
| Apr 22, 2026 | 69.7 | 86.5 | 83.0 | 70.7 | 35.0 | 53.1 | -0.1 |
MA — Pillar Breakdown
Quality
— 87.6/100 (25%)Mastercard Incorporated demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 71.2/100 (20%)Mastercard Incorporated demonstrates healthy growth trends across revenue and earnings.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 34.3/100 (15%)Mastercard Incorporated presents elevated risk with concerns around leverage or financial stability.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 55.8/100 (15%)Mastercard Incorporated trades at a reasonable valuation with decent earnings yield and FCF multiples.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 83/100 (25%)Mastercard Incorporated benefits from powerful competitive advantages creating significant barriers to entry. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for MA.
Score Composition
Financial Data
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How is the MA UQS Score Calculated?
The UQS (Unified Quality Score) for Mastercard Incorporated is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Mastercard Incorporated's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Mastercard Incorporated is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.