MA
Financial ServicesMastercard Incorporated · Financial - Credit Services · $522B
MA Price History
+65.1% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Mastercard Incorporated?
Based on Mastercard Incorporated's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
Unlock Full MA Analysis
Sign in to unlock the detailed analysis behind the UQS Score.
- ✓Detailed 6-pillar UQS breakdown with exact scores
- ✓All 29 metrics with sector-calibrated comparisons
- ✓6 investor presets (Buffett, Munger, Lynch, Wood, Graham, Balanced)
- ✓Watchlist tracking with score alerts
- ✓AI-generated investment perspectives across 6 preset views
- ✓Score history chart with change notifications
Pro Analysis
MA — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| Aug 29, 2026 | 20.8 | 0.0 | 83.0 | 0.0 | 0.0 | 0.0 | -48.5 |
| Aug 4, 2026 | 69.3 | 85.2 | 83.0 | 71.7 | 35.4 | 50.8 | +0.1 |
| Aug 2, 2026 | 69.2 | 85.2 | 83.0 | 71.6 | 35.4 | 50.6 | -0.1 |
| Jul 31, 2026 | 69.3 | 86.1 | 83.0 | 71.3 | 34.3 | 51.0 | -0.1 |
| Jul 28, 2026 | 69.4 | 86.2 | 83.0 | 71.3 | 34.3 | 51.1 | -0.5 |
| Jul 25, 2026 | 69.9 | 86.6 | 83.0 | 71.3 | 34.3 | 54.2 | -0.2 |
| Jul 24, 2026 | 70.1 | 86.8 | 83.0 | 71.3 | 34.3 | 54.7 | +0.1 |
| Jul 23, 2026 | 70.0 | 86.8 | 83.0 | 71.3 | 34.3 | 54.5 | +0.1 |
| Jul 22, 2026 | 69.9 | 86.6 | 83.0 | 71.3 | 34.3 | 53.7 | +0.3 |
| Jul 18, 2026 | 69.6 | 86.5 | 83.0 | 71.3 | 34.3 | 52.2 | +0.1 |
MA — Pillar Breakdown
Quality
— 0.0/100 (25%)Mastercard Incorporated currently shows below-average quality metrics, suggesting challenges with profitability.
Ability to convert revenue into operating profit.
Free cash flow relative to market value.
Growth
— 0.0/100 (20%)Mastercard Incorporated faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Analyst consensus for future revenue growth.
Risk
— 0.0/100 (15%)Mastercard Incorporated presents elevated risk with concerns around leverage or financial stability.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 0.0/100 (15%)Mastercard Incorporated appears expensively valued relative to its fundamentals and growth prospects.
Moat
— 83/100 (25%)Mastercard Incorporated benefits from powerful competitive advantages creating significant barriers to entry. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for MA.
Score Composition
Financial Data
More Stock Analysis
How is the MA UQS Score Calculated?
The UQS (Unified Quality Score) for Mastercard Incorporated is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Mastercard Incorporated's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Mastercard Incorporated is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.