LPLA
Financial ServicesLPL Financial Holdings Inc. · Financial - Capital Markets · $24B
LPLA — Key Takeaways
✅ Strengths
⚠️ Areas of Concern
LPLA — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| Apr 8, 2026 | 58.0 | 34.3 | 51.0 | 74.3 | 47.5 | 98.0 | -1.7 |
| Apr 7, 2026 | 59.7 | 34.3 | 51.0 | 81.9 | 47.5 | 99.4 | 0.0 |
| Apr 6, 2026 | 59.7 | 34.3 | 51.0 | 81.9 | 47.5 | 99.4 | 0.0 |
| Apr 5, 2026 | 59.7 | 34.3 | 51.0 | 81.9 | 47.5 | 99.4 | -0.1 |
| Apr 4, 2026 | 59.8 | 34.3 | 51.0 | 81.9 | 47.5 | 100.0 | 0.0 |
| Apr 3, 2026 | 59.8 | 34.3 | 51.0 | 81.9 | 47.5 | 100.0 | 0.0 |
| Apr 2, 2026 | 59.8 | 34.3 | 51.0 | 81.9 | 47.5 | 100.0 | — |
LPLA — Pillar Breakdown
Quality
— 34.3/100 (25%)LPL Financial Holdings Inc. currently shows below-average quality metrics, suggesting challenges with profitability.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 74.3/100 (20%)LPL Financial Holdings Inc. demonstrates healthy growth trends across revenue and earnings.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 47.5/100 (15%)LPL Financial Holdings Inc. has some risk factors including moderate leverage or solvency concerns.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 98.0/100 (15%)LPL Financial Holdings Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
P/E relative to earnings growth — lower is more attractive.
Moat
— 51/100 (30%)LPL Financial Holdings Inc. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for LPLA.
Score Composition
More Stock Analysis
How is the LPLA UQS Score Calculated?
The UQS (Unified Quality Score) for LPL Financial Holdings Inc. is calculated using a proprietary 5-pillar framework with 25 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses LPL Financial Holdings Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether LPL Financial Holdings Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.