LIEN

Financial Services

Chicago Atlantic BDC, Inc. · Asset Management · $220M

UQS Score — Balanced Preset
61.4
Good

Chicago Atlantic BDC, Inc. scores 61.4/100 using the Balanced preset.

75.1
Quality
35%
33.0
Moat
30%
70.3
Growth
20%
63.6
Risk
15%

LIEN — Key Takeaways

✅ Strengths

Chicago Atlantic BDC, Inc. shows strong profitability and capital efficiency
Chicago Atlantic BDC, Inc. shows solid revenue and earnings growth trajectory
Chicago Atlantic BDC, Inc. shows conservative financial structure with manageable risk
Chicago Atlantic BDC, Inc. shows attractive valuation relative to fundamentals

⚠️ Areas of Concern

Chicago Atlantic BDC, Inc. has limited competitive moat

LIEN — Score History

55606570Apr 2Apr 3Apr 4Apr 5Apr 6Apr 7Apr 8
DateUQSQualityMoatGrowthRiskValueChange
Apr 8, 202661.475.133.070.363.671.60.0
Apr 7, 202661.475.133.070.363.671.60.0
Apr 6, 202661.475.133.070.363.671.60.0
Apr 5, 202661.475.133.070.363.671.60.0
Apr 4, 202661.475.133.070.363.672.20.0
Apr 3, 202661.475.133.070.363.672.20.0
Apr 2, 202661.475.133.070.363.672.2

LIEN — Pillar Breakdown

Quality

75.1/100 (25%)

Chicago Atlantic BDC, Inc. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityStrong

Ability to convert revenue into operating profit.

Net ProfitabilityStrong

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

70.3/100 (20%)

Chicago Atlantic BDC, Inc. demonstrates healthy growth trends across revenue and earnings.

Recent Revenue TrendStrong

Revenue trajectory over the last twelve months.

3Y Revenue CAGRStrong

Compound annual revenue growth rate over 3 years.

EPS GrowthStrong

Year-over-year earnings per share growth.

Forward Revenue OutlookModerate

Analyst consensus for future revenue growth.

Forward EPS GrowthWeak

Analyst consensus for future earnings growth.

Risk

63.6/100 (15%)

Chicago Atlantic BDC, Inc. maintains a reasonable risk profile with manageable debt levels.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageStrong

Earnings capacity relative to interest payments.

Valuation

71.6/100 (15%)

Chicago Atlantic BDC, Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

PEG RatioWeak

P/E relative to earnings growth — lower is more attractive.

Moat

33/100 (30%)

Chicago Atlantic BDC, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for LIEN.

Score Composition

Quality
75.1×25%18.8
Growth
70.3×20%14.1
Risk
63.6×15%9.5
Valuation
71.6×15%10.7
Moat
33.0×30%9.9
Total
61.4Good

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How is the LIEN UQS Score Calculated?

The UQS (Unified Quality Score) for Chicago Atlantic BDC, Inc. is calculated using a proprietary 5-pillar framework with 25 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Chicago Atlantic BDC, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Chicago Atlantic BDC, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.