LEGH
Consumer CyclicalLegacy Housing Corporation · Residential Construction · $550M
What is Legacy Housing Corporation?
Legacy Housing Corporation manufactures and sells affordable manufactured homes and tiny houses across the southern United States. The company also provides financing solutions to dealers, community owners, and individual buyers.
Legacy Housing builds homes ranging from one to five bedrooms and sells them through a network of independent and company-owned retail locations across fifteen states. Beyond manufacturing, the company generates revenue through wholesale financing to dealers and mobile home parks, floor plan financing for independent retailers, and consumer and community-owner financing — making it both a homebuilder and a specialty lender.
Legacy Housing Corporation was founded in 2005 and is headquartered in Bedford, Texas.
- Manufactured homes and tiny houses under the Legacy brand
- Wholesale and floor plan financing for dealers and retailers
- Consumer financing for home buyers
- Financing and development support for manufactured home communities
Is LEGH a Good Stock to Buy?
UQS Score rates LEGH as Good overall, reflecting a balanced profile with meaningful strengths and some areas of concern.
The Risk pillar stands out as the clearest positive — Legacy Housing carries a risk profile that compares favorably within its sector. The Valuation pillar also registers as Attractive, suggesting the market may not be fully pricing in the company's fundamentals relative to peers.
The Moat and Growth pillars both register as Weak, pointing to limited competitive differentiation and a slower near-term growth trajectory compared to higher-rated peers.
See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does LEGH pay dividends?
No — Legacy Housing Corporation does not currently pay a dividend.
Legacy Housing does not currently pay a dividend. For a company operating in both manufacturing and specialty lending, retaining capital to fund loan originations, community development, and production capacity is a common strategic choice. Income-focused investors should factor this into their assessment.
When does LEGH report earnings?
Legacy Housing Corporation reports earnings on a quarterly cadence, consistent with standard practice for US-listed equities.
The company's dual role as a manufacturer and lender means quarterly results can reflect shifts in both home sales volumes and financing income. Broader housing affordability trends and interest rate conditions tend to influence results across both segments.
For the most recent quarter's results, visit Legacy Housing Corporation's investor relations page directly.
LEGH Price History
+11.9% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Legacy Housing Corporation?
Based on Legacy Housing Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
LEGH Long-term Outlook
Legacy Housing's fundamental outlook is shaped by its Weak Growth pillar alongside a Strong Risk profile. The business operates in a segment of housing — affordable manufactured homes — that benefits from persistent demand, but near-term expansion appears constrained. The Attractive Valuation label suggests the current price may already reflect muted growth expectations, which could limit downside while capping near-term upside.
Growth drivers
- Ongoing demand for affordable housing alternatives in the southern US
- Integrated financing capabilities that support both sales volume and recurring income
- Potential expansion of manufactured home community partnerships
Key risks
- Limited competitive moat in a fragmented manufactured housing market
- Interest rate sensitivity affecting both consumer financing demand and loan portfolio quality
- Slow growth trajectory that may weigh on long-term compounding potential
LEGH vs Peers
Legacy Housing operates in the broader affordable housing space alongside several publicly traded homebuilders.
Hovnanian focuses on traditional site-built homes across a wider national footprint, targeting a broader range of price points than Legacy's manufactured home niche.
Beazer Homes builds conventional single-family and townhome communities, competing on design and location rather than the affordability-first positioning of manufactured housing.
LGI Homes targets entry-level buyers with site-built homes, overlapping with Legacy's affordability focus but operating through a different construction and distribution model.
Frequently Asked Questions
What does Legacy Housing Corporation do?
Legacy Housing builds and sells manufactured homes and tiny houses primarily across the southern United States. The company also provides financing to dealers, independent retailers, manufactured home community owners, and individual consumers — functioning as both a homebuilder and a specialty lender.
Does LEGH pay dividends?
Legacy Housing does not currently pay a dividend. The company appears to retain earnings to fund its manufacturing operations, loan originations, and community development activities rather than distributing cash to shareholders.
When does LEGH report earnings?
Legacy Housing reports on a quarterly cadence, as is standard for US-listed companies. For confirmed dates and the most recent results, check the investor relations section of the company's official website.
Is LEGH a good stock to buy?
UQS Score rates LEGH as Good overall. The Risk pillar is Strong and Valuation is Attractive, which are positives. However, the Moat and Growth pillars are both Weak. Whether that profile fits your investment criteria depends on your own goals and risk tolerance — the full pillar breakdown is available to Pro members.
Is LEGH overvalued?
Based on the UQS Valuation pillar, LEGH is rated Attractive — meaning the current price appears reasonable or favorable relative to the company's fundamentals when compared within its sector. This does not guarantee price appreciation but suggests limited valuation excess at current levels.
How does LEGH compare to its competitors?
Legacy Housing's closest publicly traded peers include Hovnanian Enterprises, Beazer Homes, and LGI Homes. Unlike those site-built homebuilders, Legacy focuses specifically on manufactured and tiny homes, and uniquely combines manufacturing with an integrated financing business — a model that differs structurally from conventional homebuilders.
What is LEGH's market cap bracket?
Legacy Housing Corporation is classified as a small-cap company. This means it carries a smaller market capitalization than large- or mega-cap peers, which can mean higher volatility and lower trading liquidity but also potential for differentiated return profiles.
Who founded Legacy Housing Corporation?
Legacy Housing Corporation was founded in 2005. For detailed information about the company's founders and early history, the company's official website and public filings are the most reliable sources.
Is LEGH a long-term quality investment?
As a long-term quality indicator, LEGH's Good overall UQS Score reflects a mixed picture. The Strong Risk profile and Attractive Valuation are encouraging for long-term holders, but the Weak Moat and Weak Growth pillars suggest the company may face challenges sustaining a durable competitive advantage over time. Pro members can view the complete analysis.
What is the main competitive advantage of Legacy Housing?
Legacy Housing's integrated model — combining home manufacturing with in-house financing for dealers, community owners, and consumers — creates some operational differentiation. However, the UQS Moat pillar rates this advantage as Weak, indicating it may not be strongly defensible against broader housing market competition.
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Pro Analysis
LEGH — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 22, 2026 | 53.9 | 60.5 | 19.0 | 29.4 | 100.0 | 87.9 | -0.6 |
| May 7, 2026 | 54.5 | 60.5 | 19.0 | 30.9 | 100.0 | 89.8 | 0.0 |
| May 3, 2026 | 54.5 | 60.5 | 19.0 | 30.9 | 100.0 | 89.6 | -0.1 |
| Apr 26, 2026 | 54.6 | 60.5 | 19.0 | 30.9 | 100.0 | 89.9 | +0.1 |
| Apr 19, 2026 | 54.5 | 60.5 | 19.0 | 30.9 | 100.0 | 89.6 | -0.2 |
| Apr 18, 2026 | 54.7 | 60.9 | 19.0 | 30.9 | 100.0 | 90.0 | -0.7 |
| Apr 14, 2026 | 55.4 | 60.9 | 19.0 | 30.9 | 100.0 | 94.7 | -0.1 |
| Apr 12, 2026 | 55.5 | 60.9 | 19.0 | 30.9 | 100.0 | 95.6 | -0.1 |
| Apr 11, 2026 | 55.6 | 60.9 | 19.0 | 30.9 | 100.0 | 96.0 | +0.1 |
| Apr 10, 2026 | 55.5 | 60.6 | 19.0 | 30.9 | 100.0 | 96.0 | -0.1 |
LEGH — Pillar Breakdown
Quality
— 60.5/100 (25%)Legacy Housing Corporation shows solid profitability with healthy returns on capital and reasonable margins.
How effectively capital is deployed to generate returns.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Asset productivity — how much gross profit each dollar of assets generates.
Free cash flow relative to market value.
Growth
— 29.4/100 (20%)Legacy Housing Corporation faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 100.0/100 (15%)Legacy Housing Corporation carries minimal financial risk with conservative leverage and strong solvency.
Debt levels relative to earnings capacity.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 88.1/100 (15%)Legacy Housing Corporation appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 19/100 (25%)Legacy Housing Corporation operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for LEGH.
Score Composition
Financial Data
More Stock Analysis
How is the LEGH UQS Score Calculated?
The UQS (Unified Quality Score) for Legacy Housing Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Legacy Housing Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Legacy Housing Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.