KNSL

Based on Kinsale Capital Group, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does Kinsale Capital Group do?

Kinsale Capital Group is a specialty property and casualty insurer focused on the excess and surplus lines market. It underwrites commercial risks that standard carriers typically decline, distributing products through independent brokers across all US states and territories.

Does KNSL pay dividends?

Yes, Kinsale Capital pays a regular dividend. This is notable for a specialty insurer of its age and reflects the company's underwriting cash generation. Investors should check the current dividend amount and schedule on Kinsale's investor relations page, as declarations are made each quarter by the board.

When does KNSL report earnings?

Kinsale Capital reports on a quarterly cadence, as is standard for US-listed insurers. The company does not pre-announce specific dates far in advance. For the next scheduled reporting date, refer to Kinsale Capital's investor relations page directly.

Is KNSL a good stock to buy?

UQS Score rates KNSL as Good overall. The Quality and Risk pillars are the standout strengths, while Moat, Growth, and Valuation all sit at Neutral. Whether that profile fits your portfolio depends on your own investment criteria. The full pillar breakdown is available to UQS Pro members.

Is KNSL overvalued?

The UQS Valuation pillar for KNSL is rated Neutral, suggesting the stock is neither deeply discounted nor significantly stretched relative to its fundamentals. Investors seeking a margin of safety may want to monitor valuation trends over time. The complete valuation metrics are available in the Pro analysis.

How does KNSL compare to its competitors?

Kinsale's closest peers include AXIS Capital, The Hanover Insurance Group, and Definity Financial. Kinsale differentiates itself through its exclusive focus on US excess and surplus lines and a technology-driven underwriting model, while peers tend to operate across broader geographies or standard insurance lines.

What is KNSL's market cap bracket?

Kinsale Capital Group is classified as a mid-cap company. This places it in a tier where institutional coverage is meaningful but the stock may still offer growth potential not always available in larger, more widely followed insurers.

Who founded Kinsale Capital Group?

Kinsale Capital Group was founded in 2009. Founding details and leadership history are publicly available through the company's official website and SEC filings for investors who want the full background.

Is KNSL a long-term quality stock?

As a long-term quality indicator, KNSL's Strong Quality pillar and Good Risk rating suggest the business has durable underwriting fundamentals. The Neutral Moat rating means investors should monitor whether Kinsale's competitive advantages deepen over time. The full multi-pillar view is available to Pro members.

What is the main competitive advantage of Kinsale Capital?

Kinsale's edge lies in its exclusive focus on excess and surplus lines combined with a proprietary technology platform designed to keep underwriting expenses below industry norms. This operational focus allows the company to price risks more precisely than generalist competitors.

What sector does KNSL belong to?

KNSL belongs to the Financial Services sector, specifically within the specialty property and casualty insurance industry. Excess and surplus lines insurers like Kinsale occupy a distinct niche, underwriting non-standard commercial risks that admitted carriers typically decline.

Is KNSL a growth stock or value stock?

Based on UQS pillar labels, KNSL sits in an in-between position — the Growth pillar is Neutral and the Valuation pillar is also Neutral. It does not fit cleanly into either the high-growth or deep-value category, making it more of a quality-oriented holding at a fair price.

Kinsale Capital Group, Inc. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

Kinsale Capital Group, Inc. shows steady but unspectacular growth, typical for mature companies.

Kinsale Capital Group, Inc. maintains a reasonable risk profile with manageable debt levels.

Kinsale Capital Group, Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.

Kinsale Capital Group, Inc. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for KNSL.

The UQS (Unified Quality Score) for Kinsale Capital Group, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Kinsale Capital Group, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Kinsale Capital Group, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.