KINS

Financial Services

Kingstone Companies, Inc. · Insurance - Property & Casualty · $280M

UQS Score — Balanced Preset
63.7
Good

Kingstone Companies, Inc. scores 63.7/100 using the Balanced preset.

UQS vs Financial Services Sector
KINS
63.7
Sector avg
39.7
Quality
Good
Moat
Weak
Growth
Good
Risk
Good
Valuation
Attractive

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  • ✓All 29 metrics with sector-calibrated comparisons
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Pro Analysis

KINS — Score History

55606570Jul 11Jul 29Aug 16Sep 3Sep 21Oct 8
Score changes· 12 most recent
DateUQSQualityMoatGrowthRiskValueChange
Jul 28, 202663.676.627.072.566.588.20.0
Jul 25, 202663.676.627.072.566.587.9-0.1
Jul 24, 202663.776.627.072.566.589.00.0
Jul 23, 202663.776.627.072.566.588.5+0.1
Jul 22, 202663.676.627.072.566.587.80.0
Jul 21, 202663.676.627.072.566.587.9+0.1
Jul 18, 202663.576.627.072.566.587.8-0.1
Jul 17, 202663.676.627.072.566.588.3-0.1
Jul 16, 202663.776.627.072.566.588.7+0.1
Jul 15, 202663.676.627.072.566.588.0+0.1

KINS — Pillar Breakdown

◆

Quality

— 76.6/100 (25%)

Kingstone Companies, Inc. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

Return on EquityStrong

Profitability relative to shareholders' equity.

Operating ProfitabilityModerate

Ability to convert revenue into operating profit.

Net ProfitabilityModerate

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

▲

Growth

— 72.5/100 (20%)

Kingstone Companies, Inc. demonstrates healthy growth trends across revenue and earnings.

Recent Revenue TrendStrong

Revenue trajectory over the last twelve months.

3Y Revenue CAGRModerate

Compound annual revenue growth rate over 3 years.

EPS GrowthStrong

Year-over-year earnings per share growth.

Forward Revenue OutlookStrong

Analyst consensus for future revenue growth.

Forward EPS GrowthWeak

Analyst consensus for future earnings growth.

◈

Risk

— 66.5/100 (15%)

Kingstone Companies, Inc. maintains a reasonable risk profile with manageable debt levels.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageStrong

Earnings capacity relative to interest payments.

●

Valuation

— 88.6/100 (15%)

Kingstone Companies, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioModerate

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

⬡

Moat

— 27/100 (25%)

Kingstone Companies, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for KINS.

Score Composition

Quality
76.6×25%19.1
Growth
72.5×20%14.5
Risk
66.5×15%10.0
Valuation
88.6×15%13.3
Moat
27.0×25%6.8
Total
63.7Good

Financial Data

More Stock Analysis

How is the KINS UQS Score Calculated?

The UQS (Unified Quality Score) for Kingstone Companies, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Kingstone Companies, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Kingstone Companies, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.