KEY

Based on KeyCorp's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does KeyCorp do?

KeyCorp is the holding company for KeyBank National Association, a large regional bank serving consumers, small businesses, and middle-market commercial clients. It offers deposits, lending, wealth management, capital markets, and treasury services across 15 US states through nearly 1,000 branches and digital channels.

Does KEY pay dividends?

Yes, KeyCorp pays a regular dividend. Regional banks like KeyCorp have historically returned capital to shareholders through dividends, though the level of the payout can be influenced by earnings performance, credit conditions, and regulatory capital requirements. Investors should review the latest declaration on KeyCorp's investor relations page.

When does KEY report earnings?

KeyCorp reports earnings on a quarterly cadence, as is standard for US-listed banks. For the exact timing of upcoming releases and access to earnings call replays, visit KeyCorp's investor relations page.

Is KEY a good stock to buy?

UQS Score rates KEY as Good overall. The Valuation pillar is Attractive and Quality is Good, but the Moat and Risk pillars are both Weak. Whether KEY fits your portfolio depends on your risk tolerance and investment goals. The full pillar breakdown is available to UQS Pro members.

Is KEY overvalued?

Based on the UQS Valuation pillar, KEY is currently rated Attractive, suggesting the stock may be reasonably priced or even undervalued relative to its fundamental profile. That said, valuation alone does not determine investment suitability — the Risk and Moat ratings are also important context.

How does KEY compare to its competitors?

KeyCorp competes with regional banks such as Regions Financial, Fifth Third Bancorp, and First Citizens BancShares. Each has a distinct geographic footprint and business mix. KeyCorp's stronger commercial banking and capital markets capabilities differentiate it from more consumer-focused peers, though its moat rating remains Weak relative to the sector.

What is KEY's market cap bracket?

KeyCorp is classified as a large-cap stock, placing it among the larger regional banks in the US financial services sector. Large-cap status generally implies greater liquidity and analyst coverage compared to mid- or small-cap bank peers.

Who founded KeyCorp?

KeyCorp traces its roots to 1849 through its banking heritage, though the current holding company structure was established in 1987. Detailed founding history, including key executives and corporate milestones, is publicly available through KeyCorp's official corporate history resources.

Is KEY a long-term quality stock?

As a long-term quality indicator, KEY's UQS profile is mixed. The Good Quality rating and Attractive Valuation are positives, but the Weak Moat suggests limited structural advantages that would protect returns over a full business cycle. Long-term holders should weigh the Risk pillar carefully alongside the bank's dividend track record.

What is the main competitive advantage of KeyCorp?

KeyCorp's primary differentiator is its combination of consumer banking scale and a meaningful commercial and capital markets platform targeting middle-market businesses. However, the UQS Moat pillar rates this advantage as Weak, reflecting the highly competitive nature of regional banking where switching costs and pricing power are limited.

What sector does KEY belong to?

KeyCorp operates in the Financial Services sector, specifically within regional banking. The sector is sensitive to interest rate cycles, credit conditions, and regulatory requirements — all of which are reflected in KEY's Risk pillar rating.

Is KEY a growth stock or value stock?

Based on the UQS pillar profile, KEY leans toward value. The Valuation pillar is Attractive and Growth is only Neutral, suggesting the stock is not priced for aggressive expansion. Investors drawn to KEY are more likely seeking income and relative value than high-growth characteristics.

KeyCorp shows solid profitability with healthy returns on capital and reasonable margins.

KeyCorp demonstrates healthy growth trends across revenue and earnings.

KeyCorp presents elevated risk with concerns around leverage or financial stability.

KeyCorp appears attractively valued relative to its earnings, cash flows, and sector peers.

KeyCorp operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for KEY.

The UQS (Unified Quality Score) for KeyCorp is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses KeyCorp's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether KeyCorp is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.