ITIC

Financial Services

Investors Title Company · Insurance - Specialty · $460M

UQS Score — Balanced Preset
55.6
Good

Investors Title Company scores 55.6/100 using the Balanced preset.

UQS vs Financial Services Sector
ITIC
55.6
Sector avg
39.7
Quality
Good
Moat
Weak
Growth
Neutral
Risk
Good
Valuation
Attractive

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Pro Analysis

ITIC — Score History

35404550556065Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 14 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 22, 202655.660.729.047.472.785.3+13.3
May 3, 202642.357.029.014.736.482.5+0.1
Apr 26, 202642.257.029.014.736.482.00.0
Apr 19, 202642.257.029.014.736.482.2-0.5
Apr 18, 202642.757.629.014.736.484.3-0.1
Apr 16, 202642.857.629.014.736.484.8+0.1
Apr 15, 202642.757.629.014.736.484.6-0.2
Apr 12, 202642.957.829.014.736.485.3-0.1
Apr 11, 202643.057.829.014.736.486.2+0.1
Apr 10, 202642.957.629.014.736.485.60.0

ITIC — Pillar Breakdown

Quality

60.7/100 (25%)

Investors Title Company shows solid profitability with healthy returns on capital and reasonable margins.

Return on EquityStrong

Profitability relative to shareholders' equity.

Operating ProfitabilityModerate

Ability to convert revenue into operating profit.

Net ProfitabilityModerate

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

47.4/100 (20%)

Investors Title Company shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthModerate

Year-over-year earnings per share growth.

Forward Revenue OutlookStrong

Analyst consensus for future revenue growth.

Risk

72.7/100 (15%)

Investors Title Company maintains a reasonable risk profile with manageable debt levels.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

85.2/100 (15%)

Investors Title Company appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

Moat

29/100 (25%)

Investors Title Company operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for ITIC.

Score Composition

Quality
60.7×25%15.2
Growth
47.4×20%9.5
Risk
72.7×15%10.9
Valuation
85.2×15%12.8
Moat
29.0×25%7.3
Total
55.6Good

Financial Data

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How is the ITIC UQS Score Calculated?

The UQS (Unified Quality Score) for Investors Title Company is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Investors Title Company's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Investors Title Company is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.