Is IGIC a buy according to UQS?

UQS rates IGIC as Below Average at 44.0/100, driven primarily by a Valuation score of 89.4/100 — reflecting a P/E of 9.1 and EV/EBITDA of 7.8 versus the sector median of 11.1. The score is held back by Growth at 16.2/100, reflecting TTM revenue decline of 1.8% and a forward revenue contraction estimate of 11.9%. The label is Below Average, not a buy or sell signal.

What is IGIC's PEG ratio and what does it mean?

IGIC carries a PEG ratio of 2.25, above the sector median of 1.27. A PEG above 2.0 generally indicates the stock is expensive relative to its growth rate. In IGIC's case, forward EPS growth of 8.5% does not fully justify the earnings multiple on a growth-adjusted basis, even though the absolute P/E of 9.1 appears low. The divergence reflects weak top-line growth expectations.

Why might IGIC's UQS Score change?

The UQS Score updates daily based on trailing twelve-month financials and forward analyst estimates. A meaningful revision to forward revenue or EPS growth — currently estimated at -11.9% and 8.5% respectively — would directly affect the Growth and Valuation pillars. Changes in operating margin, balance sheet leverage, or moat sub-scores from updated filings would also trigger score movement. The score regenerates automatically when underlying data shifts materially.

IGIC

Financial Services

International General Insurance Holdings Ltd. · Insurance - Diversified · $1B

UQS Score — Balanced Preset

6.3

Poor

International General Insurance Holdings Ltd. scores 6.3/100 using the Balanced preset.

UQS vs Financial Services Sector

IGIC

6.3

Sector avg

39.7

Quality

Weak

Moat

Weak

Growth

Weak

Risk

Weak

Valuation

Elevated

IGIC Price History

+332.1% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in International General Insurance Holdings Ltd.?

If I had invested

Starting

Today it would be worth

$39,917

That's a +299% total return, or +31.9% annualized.

Based on International General Insurance Holdings Ltd.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

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IGIC — Score History

Score changes· 14 most recent

Date	UQS	Quality	Moat	Growth	Risk	Value	Change
Sep 21, 2026	6.3	0.0	25.0	0.0	0.0	0.0	-39.0
Aug 7, 2026	45.3	60.5	25.0	17.0	48.6	88.5	-6.7
Aug 5, 2026	52.0	85.5	25.0	17.0	48.6	91.0	+0.1
Jul 29, 2026	51.9	85.5	25.0	17.0	48.6	90.7	+6.4
Jul 25, 2026	45.5	60.5	25.0	17.0	48.6	89.9	-0.2
Jul 24, 2026	45.7	60.5	25.0	17.0	48.6	90.7	+0.1
Jul 22, 2026	45.6	60.5	25.0	17.0	48.6	90.5	-0.1
Jul 21, 2026	45.7	60.5	25.0	17.0	48.6	90.8	0.0
Jul 18, 2026	45.7	60.5	25.0	17.0	48.6	90.9	-0.1
Jul 17, 2026	45.8	60.5	25.0	17.0	48.6	91.4	-0.1

IGIC — Pillar Breakdown

◆

Quality

— 0.0/100 (25%)

International General Insurance Holdings Ltd. currently shows below-average quality metrics, suggesting challenges with profitability.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Cash GenerationWeak

Free cash flow relative to market value.

▲

Growth

— 0.0/100 (20%)

International General Insurance Holdings Ltd. faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

◈

Risk

— 0.0/100 (15%)

International General Insurance Holdings Ltd. presents elevated risk with concerns around leverage or financial stability.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

●

Valuation

— 0.0/100 (15%)

International General Insurance Holdings Ltd. appears expensively valued relative to its fundamentals and growth prospects.

⬡

Moat

— 25/100 (25%)

International General Insurance Holdings Ltd. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for IGIC.

Score Composition

Quality

0.0×25%0.0

Growth

0.0×20%0.0

Risk

0.0×15%0.0

Valuation

0.0×15%0.0

Moat

25.0×25%6.3

Total

6.3Poor

Financial Data

More Stock Analysis

How is the IGIC UQS Score Calculated?

The UQS (Unified Quality Score) for International General Insurance Holdings Ltd. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses International General Insurance Holdings Ltd.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether International General Insurance Holdings Ltd. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.