IGIC

Financial Services

International General Insurance Holdings Ltd. · Insurance - Diversified · $1B

UQS Score — Balanced Preset
50.4
Below Average

International General Insurance Holdings Ltd. scores 50.4/100 using the Balanced preset.

UQS vs Financial Services Sector
IGIC
50.4
Sector avg
39.7
Quality
Strong
Moat
Weak
Growth
Weak
Risk
Weak
Valuation
Attractive

IGIC Price History

+292.0% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in International General Insurance Holdings Ltd.?

$
Today it would be worth
$46,248
That's a +362% total return, or +35.8% annualized.

Based on International General Insurance Holdings Ltd.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

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Pro Analysis

IGIC — Score History

354045505560Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 15 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 22, 202650.485.425.017.036.492.90.0
May 19, 202650.485.425.017.036.492.70.0
May 12, 202650.485.425.017.036.493.1+6.2
May 7, 202644.262.625.016.236.490.9-0.1
May 3, 202644.362.625.016.236.491.50.0
Apr 26, 202644.362.625.016.236.491.0+0.1
Apr 25, 202644.262.625.016.236.490.6-0.1
Apr 24, 202644.362.625.016.236.491.6+0.3
Apr 21, 202644.062.625.016.236.489.30.0
Apr 19, 202644.062.625.016.236.489.1-0.1

IGIC — Pillar Breakdown

Quality

85.4/100 (25%)

International General Insurance Holdings Ltd. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

Return on EquityStrong

Profitability relative to shareholders' equity.

Operating ProfitabilityModerate

Ability to convert revenue into operating profit.

Net ProfitabilityStrong

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

17.0/100 (20%)

International General Insurance Holdings Ltd. faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthWeak

Analyst consensus for future earnings growth.

Risk

36.4/100 (15%)

International General Insurance Holdings Ltd. has some risk factors including moderate leverage or solvency concerns.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

92.8/100 (15%)

International General Insurance Holdings Ltd. appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

Moat

25/100 (25%)

International General Insurance Holdings Ltd. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for IGIC.

Score Composition

Quality
85.4×25%21.4
Growth
17.0×20%3.4
Risk
36.4×15%5.5
Valuation
92.8×15%13.9
Moat
25.0×25%6.3
Total
50.4Below Average

Financial Data

More Stock Analysis

How is the IGIC UQS Score Calculated?

The UQS (Unified Quality Score) for International General Insurance Holdings Ltd. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses International General Insurance Holdings Ltd.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether International General Insurance Holdings Ltd. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.